Coveta Immo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Coveta Immo
Largest movements
- Stocks and contracts -€642,637
no longer reported in 2025 (was €642,637)
- Cash -€120,707
down €120,707 (-98.7%), from €122,346 to €1,639
mainly Short-term financial debts (-€405,000) and Other debts (-€182,079)
- Receivables within one year +€21,186
up €21,186 (+4.1%), from €518,298 to €539,484
- Short-term financial debts -€405,000
no longer reported in 2025 (was €405,000)
- Other debts -€182,079
down €182,079 (-32.6%), from €559,171 to €377,093
- Reserves -€147,826
down €147,826 (-49.8%), from €297,135 to €149,310
of which Distributable reserves: -€147,826
- Gross operating margin -€887,369
down €887,369, from €766,224 to -€121,145
- Financial charges -€187,718
down €187,718 (-81.3%), from €231,021 to €43,302
- Taxes -€78,803
no longer reported in 2025 (was €78,803)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,284,284 | €545,806 | -€738,478 | -57.5% |
| Fixed assets | 21/28 | - | €3,000 | +€3,000 | |
| Financial fixed assets | 28 | - | €3,000 | +€3,000 | |
| Current assets | 29/58 | €1,284,284 | €542,806 | -€741,478 | -57.7% |
| Stocks and contracts in progress | 3 | €642,637 | - | -€642,637 | |
| Stocks | 30/36 | €642,637 | - | -€642,637 | |
| Amounts receivable within one year | 40/41 | €518,298 | €539,484 | +€21,186 | +4.1% |
| Other amounts receivable | 41 | €518,298 | €539,484 | +€21,186 | +4.1% |
| Cash at bank and in hand | 54/58 | €122,346 | €1,639 | -€120,707 | -98.7% |
| Deferred charges and accrued income | 490/1 | €1,003 | €1,683 | +€680 | +67.7% |
| Total equity and liabilities | 10/49 | €1,284,284 | €545,806 | -€738,478 | -57.5% |
| Equity | 10/15 | €315,735 | €167,910 | -€147,826 | -46.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €297,135 | €149,310 | -€147,826 | -49.8% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €295,275 | €147,450 | -€147,826 | -50.1% |
| Amounts payable | 17/49 | €968,549 | €377,896 | -€590,652 | -61.0% |
| Amounts payable within one year | 42/48 | €968,549 | €377,896 | -€590,652 | -61.0% |
| Financial debts | 43 | €405,000 | - | -€405,000 | |
| Credit institutions | 430/8 | €405,000 | - | -€405,000 | |
| Trade debts | 44 | €4,377 | €804 | -€3,574 | -81.6% |
| Suppliers | 440/4 | €4,377 | €804 | -€3,574 | -81.6% |
| Other amounts payable | 47/48 | €559,171 | €377,093 | -€182,079 | -32.6% |
| Other operating charges | 640/8 | €231 | €2,564 | +€2,334 | +1,012% |
| Gross operating margin | 9900 | €766,224 | -€121,145 | -€887,369 | |
| Operating profit (loss) | 9901 | €765,994 | -€123,709 | -€889,703 | |
| Financial income | 75/76B | €17,635 | €19,186 | +€1,552 | +8.8% |
| Recurring financial income | 75 | €17,635 | €19,186 | +€1,552 | +8.8% |
| Financial charges | 65/66B | €231,021 | €43,302 | -€187,718 | -81.3% |
| Recurring financial charges | 65 | €231,021 | €43,302 | -€187,718 | -81.3% |
| Profit (loss) for the period before taxes | 9903 | €552,608 | -€147,826 | -€700,433 | |
| Income taxes | 67/77 | €78,803 | - | -€78,803 | |
| Profit (loss) for the period | 9904 | €473,805 | -€147,826 | -€621,631 | |
| Profit (loss) for the period to be appropriated | 9905 | €473,805 | -€147,826 | -€621,631 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.