COUVRE-MOI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
COUVRE-MOI
Largest movements
- Cash -€25,302
down €25,302 (-17.9%), from €141,699 to €116,398
mainly Net result for the year (-€32,803) and Debts after one year (-€22,879)
- Receivables within one year -€13,476
down €13,476 (-11.7%), from €114,727 to €101,251
- Profit (loss) carried forward -€32,803
down €32,803 (-24.3%), from €135,187 to €102,384
- Debts after one year -€22,879
down €22,879 (-76.5%), from €29,906 to €7,027
- Tax, wage and social debts +€14,934
up €14,934 (+86.5%), from €17,270 to €32,204
of which Taxes: +€7,611
- Trade debts +€7,712
up €7,712 (+13.4%), from €57,428 to €65,140
- Other debts -€6,720
down €6,720 (-16.1%), from €41,794 to €35,074
- Purchases and services +€118,729
up €118,729 (+24.5%), from €483,992 to €602,721
- Gross operating margin -€93,986
down €93,986, from €84,567 to -€9,419
- Turnover +€24,743
up €24,743 (+4.4%), from €568,560 to €593,302
- Other operating charges -€15,230
down €15,230 (-85.3%), from €17,853 to €2,623
- Taxes -€10,717
down €10,717 (-98.6%), from €10,864 to €147
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €321,059 | €281,312 | -€39,747 | -12.4% |
| Fixed assets | 21/28 | €61,353 | €58,716 | -€2,637 | -4.3% |
| Tangible fixed assets | 22/27 | €61,298 | €58,661 | -€2,637 | -4.3% |
| Furniture and vehicles | 24 | €61,298 | €58,661 | -€2,637 | -4.3% |
| Financial fixed assets | 28 | €55 | €55 | = | 0.0% |
| Current assets | 29/58 | €259,706 | €222,596 | -€37,110 | -14.3% |
| Amounts receivable within one year | 40/41 | €114,727 | €101,251 | -€13,476 | -11.7% |
| Trade receivables | 40 | €114,727 | €101,251 | -€13,476 | -11.7% |
| Cash at bank and in hand | 54/58 | €141,699 | €116,398 | -€25,302 | -17.9% |
| Deferred charges and accrued income | 490/1 | €3,280 | €4,947 | +€1,668 | +50.8% |
| Total equity and liabilities | 10/49 | €321,059 | €281,312 | -€39,747 | -12.4% |
| Equity | 10/15 | €151,791 | €118,988 | -€32,803 | -21.6% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €4,204 | €4,204 | = | 0.0% |
| Non-distributable reserves | 130/1 | €4,204 | €4,204 | = | 0.0% |
| Reserves not available under the articles | 1311 | €4,204 | €4,204 | = | 0.0% |
| Profit (loss) carried forward | 14 | €135,187 | €102,384 | -€32,803 | -24.3% |
| Amounts payable | 17/49 | €169,268 | €162,324 | -€6,944 | -4.1% |
| Amounts payable after more than one year | 17 | €29,906 | €7,027 | -€22,879 | -76.5% |
| Financial debts | 170/4 | €29,906 | €7,027 | -€22,879 | -76.5% |
| Amounts payable within one year | 42/48 | €139,362 | €155,297 | +€15,935 | +11.4% |
| Current portion of amounts payable after more than one year | 42 | €22,870 | €22,879 | +€8 | 0.0% |
| Trade debts | 44 | €57,428 | €65,140 | +€7,712 | +13.4% |
| Suppliers | 440/4 | €57,428 | €65,140 | +€7,712 | +13.4% |
| Taxes, remuneration and social security | 45 | €17,270 | €32,204 | +€14,934 | +86.5% |
| Taxes | 450/3 | €15,980 | €23,590 | +€7,611 | +47.6% |
| Remuneration and social security | 454/9 | €1,290 | €8,613 | +€7,323 | +568% |
| Other amounts payable | 47/48 | €41,794 | €35,074 | -€6,720 | -16.1% |
| Turnover | 70 | €568,560 | €593,302 | +€24,743 | +4.4% |
| Goods, raw materials, services and sundry goods | 60/61 | €483,992 | €602,721 | +€118,729 | +24.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,471 | €18,618 | +€1,147 | +6.6% |
| Other operating charges | 640/8 | €17,853 | €2,623 | -€15,230 | -85.3% |
| Gross operating margin | 9900 | €84,567 | -€9,419 | -€93,986 | |
| Operating profit (loss) | 9901 | €49,243 | -€30,661 | -€79,904 | |
| Financial income | 75/76B | €1,075 | €54 | -€1,021 | -95.0% |
| Recurring financial income | 75 | €1,075 | €54 | -€1,021 | -95.0% |
| Financial charges | 65/66B | €1,787 | €2,049 | +€262 | +14.7% |
| Recurring financial charges | 65 | €1,787 | €2,049 | +€262 | +14.7% |
| Profit (loss) for the period before taxes | 9903 | €48,530 | -€32,656 | -€81,186 | |
| Income taxes | 67/77 | €10,864 | €147 | -€10,717 | -98.6% |
| Profit (loss) for the period | 9904 | €37,666 | -€32,803 | -€70,469 | |
| Profit (loss) for the period to be appropriated | 9905 | €37,666 | -€32,803 | -€70,469 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.