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Courbez: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Courbez

BE 0785.990.010
NACE 69.201, Certified accountants and tax accountants
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€73,822
2024 · €96,375-€22,553
Equity
€235,763
2024 · €161,942+€73,822
Cash
€8,410
2024 · €5,053+€3,357
Balance sheet total
€604,941
2024 · €562,771+€42,169

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€56,694

    up €56,694 (+63.4%), from €89,430 to €146,124

    of which Trade receivables: +€55,752

  • Tangible fixed assets -€10,642

    down €10,642 (-2.4%), from €447,416 to €436,775

    of which Land and buildings: -€7,358

  • Current investments -€10,000

    down €10,000 (-50.0%), from €20,000 to €10,000

Equity and liabilities
  • Profit (loss) carried forward +€73,822

    up €73,822 (+63.1%), from €116,942 to €190,763

  • Debts after one year -€17,418

    down €17,418 (-4.8%), from €362,217 to €344,799

  • Tax, wage and social debts -€14,345

    down €14,345 (-82.6%), from €17,375 to €3,030

Income statement
  • Taxes +€11,823

    up €11,823 (+162.6%), from €7,272 to €19,095

  • Gross operating margin -€8,239

    down €8,239 (-6.7%), from €122,851 to €114,612

  • Depreciation +€2,307

    up €2,307 (+27.2%), from €8,475 to €10,782

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €96,375
Gross operating margin -€8,239
Depreciation -€2,307
Other operating charges -€970
Financial income +€49
Financial charges +€737
Taxes -€11,823
Result 2025 €73,822

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€8,958
Investment +€10,000
Financing -€15,601
Cash 2024 €5,053
Net result for the year +€73,822
Depreciation +€10,782
Receivables within one year -€56,694
Deferred charges and accrued income -€2,901
Trade debts -€1,436
Tax, wage and social debts -€14,345
Other debts -€249
Accrued charges and deferred income -€21
Current investments +€10,000
Debts after one year -€17,418
Current portion of long-term debt +€1,816
Cash 2025 €8,410
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €562,771 €604,941 +€42,169 +7.5%
Formation expenses 20 €872 €731 -€141 -16.1%
Fixed assets 21/28 €447,416 €436,775 -€10,642 -2.4%
Tangible fixed assets 22/27 €447,416 €436,775 -€10,642 -2.4%
Land and buildings 22 €416,292 €408,934 -€7,358 -1.8%
Furniture and vehicles 24 €9,846 €7,311 -€2,535 -25.7%
Other tangible fixed assets 26 €21,279 €20,531 -€748 -3.5%
Current assets 29/58 €114,483 €167,435 +€52,952 +46.3%
Amounts receivable within one year 40/41 €89,430 €146,124 +€56,694 +63.4%
Trade receivables 40 €89,430 €145,182 +€55,752 +62.3%
Other amounts receivable 41 - €941 +€941
Current investments 50/53 €20,000 €10,000 -€10,000 -50.0%
Cash at bank and in hand 54/58 €5,053 €8,410 +€3,357 +66.4%
Deferred charges and accrued income 490/1 - €2,901 +€2,901
Total equity and liabilities 10/49 €562,771 €604,941 +€42,169 +7.5%
Equity 10/15 €161,942 €235,763 +€73,822 +45.6%
Contributions 10/11 €45,000 €45,000 = 0.0%
Profit (loss) carried forward 14 €116,942 €190,763 +€73,822 +63.1%
Amounts payable 17/49 €400,830 €369,177 -€31,652 -7.9%
Amounts payable after more than one year 17 €362,217 €344,799 -€17,418 -4.8%
Financial debts 170/4 €362,217 €344,799 -€17,418 -4.8%
Amounts payable within one year 42/48 €38,591 €24,378 -€14,214 -36.8%
Current portion of amounts payable after more than one year 42 €16,999 €18,816 +€1,816 +10.7%
Trade debts 44 €3,968 €2,532 -€1,436 -36.2%
Suppliers 440/4 €3,968 €2,532 -€1,436 -36.2%
Taxes, remuneration and social security 45 €17,375 €3,030 -€14,345 -82.6%
Taxes 450/3 €17,375 €3,030 -€14,345 -82.6%
Other amounts payable 47/48 €249 - -€249
Accrued charges and deferred income 492/3 €21 - -€21
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €8,475 €10,782 +€2,307 +27.2%
Other operating charges 640/8 €1,128 €2,097 +€970 +86.0%
Gross operating margin 9900 €122,851 €114,612 -€8,239 -6.7%
Operating profit (loss) 9901 €113,248 €101,733 -€11,516 -10.2%
Financial income 75/76B - €49 +€49
Recurring financial income 75 - €49 +€49
Financial charges 65/66B €9,602 €8,865 -€737 -7.7%
Recurring financial charges 65 €9,602 €8,865 -€737 -7.7%
Profit (loss) for the period before taxes 9903 €103,647 €92,917 -€10,730 -10.4%
Income taxes 67/77 €7,272 €19,095 +€11,823 +162.6%
Profit (loss) for the period 9904 €96,375 €73,822 -€22,553 -23.4%
Profit (loss) for the period to be appropriated 9905 €96,375 €73,822 -€22,553 -23.4%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.