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COUDIS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

COUDIS

BE 0804.325.780
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€35,691
2024 · -€46,335+€10,644
Equity
€67,973
2024 · €103,665-€35,691
Cash
€992,387
2024 · €1.4m-€415,352
Balance sheet total
€4.6m
2024 · €5.7m-€1.0m

Largest movements

2024 to 2025
Assets
  • Cash -€415,352

    down €415,352 (-29.5%), from €1.4m to €992,387

    mainly Trade debts (-€616,463) and Debts after one year (-€326,917)

  • Receivables within one year -€381,706

    down €381,706 (-79.9%), from €477,703 to €95,997

    of which Trade receivables: -€246,415

  • Tangible fixed assets -€250,839

    down €250,839 (-10.2%), from €2.5m to €2.2m

  • Intangible fixed assets -€107,591

    down €107,591 (-22.2%), from €485,006 to €377,415

  • Receivables after one year +€90,000

    new in 2025: €90,000

Equity and liabilities
  • Trade debts -€616,463

    down €616,463 (-30.0%), from €2.1m to €1.4m

  • Debts after one year -€326,917

    down €326,917 (-15.2%), from €2.1m to €1.8m

  • Tax, wage and social debts -€83,532

    down €83,532 (-24.0%), from €348,601 to €265,069

    of which Remuneration and social security: -€83,164

  • Current portion of long-term debt +€68,681

    up €68,681 (+25.0%), from €274,307 to €342,988

Income statement
  • Staff costs -€824,177

    down €824,177 (-32.4%), from €2.5m to €1.7m

  • Gross operating margin -€701,961

    down €701,961 (-22.6%), from €3.1m to €2.4m

  • Depreciation +€90,538

    up €90,538 (+24.6%), from €367,954 to €458,492

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€46,335
Gross operating margin -€701,961
Staff costs +€824,177
Depreciation -€90,538
Other operating charges +€1,813
Other operating items +€1,221
Financial income -€8,206
Financial charges -€16,046
Taxes +€186
Result 2025 -€35,691

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€65,581
Investment -€91,535
Financing -€258,236
Cash 2024 €1.4m
Net result for the year -€35,691
Depreciation +€458,492
Receivables after one year -€90,000
Stocks and contracts -€25,451
Receivables within one year +€381,706
Deferred charges and accrued income -€40,252
Trade debts -€616,463
Tax, wage and social debts -€83,532
Accrued charges and deferred income -€14,391
Investment in fixed assets (net) -€91,535
Debts after one year -€326,917
Current portion of long-term debt +€68,681
Cash 2025 €992,387
Every line side by side 54 lines
Line Code 2024 2025 Change %
Total assets 20/58 €5,657,260 €4,648,947 -€1.0m -17.8%
Formation expenses 20 €45,030 €35,003 -€10,027 -22.3%
Fixed assets 21/28 €2,944,111 €2,587,181 -€356,930 -12.1%
Intangible fixed assets 21 €485,006 €377,415 -€107,591 -22.2%
Tangible fixed assets 22/27 €2,459,105 €2,208,266 -€250,839 -10.2%
Land and buildings 22 €806,673 €719,381 -€87,292 -10.8%
Plant, machinery and equipment 23 €1,082,553 €1,008,111 -€74,442 -6.9%
Furniture and vehicles 24 €569,879 €480,774 -€89,105 -15.6%
Financial fixed assets 28 - €1,500 +€1,500
Current assets 29/58 €2,668,118 €2,026,762 -€641,356 -24.0%
Amounts receivable after more than one year 29 - €90,000 +€90,000
Other amounts receivable 291 - €90,000 +€90,000
Stocks and contracts in progress 3 €711,498 €736,949 +€25,451 +3.6%
Stocks 30/36 €711,498 €736,949 +€25,451 +3.6%
Amounts receivable within one year 40/41 €477,703 €95,997 -€381,706 -79.9%
Trade receivables 40 €280,401 €33,986 -€246,415 -87.9%
Other amounts receivable 41 €197,302 €62,010 -€135,292 -68.6%
Cash at bank and in hand 54/58 €1,407,739 €992,387 -€415,352 -29.5%
Deferred charges and accrued income 490/1 €71,178 €111,430 +€40,252 +56.6%
Total equity and liabilities 10/49 €5,657,260 €4,648,947 -€1.0m -17.8%
Equity 10/15 €103,665 €67,973 -€35,691 -34.4%
Contributions 10/11 €150,000 €150,000 = 0.0%
Capital 10 €150,000 €150,000 = 0.0%
Issued capital 100 €150,000 €150,000 = 0.0%
Profit (loss) carried forward 14 -€46,335 -€82,027 -€35,691 -77.0%
Amounts payable 17/49 €5,553,595 €4,580,973 -€972,622 -17.5%
Amounts payable after more than one year 17 €2,144,089 €1,817,172 -€326,917 -15.2%
Financial debts 170/4 €2,144,089 €1,817,172 -€326,917 -15.2%
Amounts payable within one year 42/48 €3,390,676 €2,759,361 -€631,315 -18.6%
Current portion of amounts payable after more than one year 42 €274,307 €342,988 +€68,681 +25.0%
Financial debts 43 €713,267 €713,267 = 0.0%
Other loans 439 €713,267 €713,267 = 0.0%
Trade debts 44 €2,054,500 €1,438,037 -€616,463 -30.0%
Suppliers 440/4 €2,054,500 €1,438,037 -€616,463 -30.0%
Taxes, remuneration and social security 45 €348,601 €265,069 -€83,532 -24.0%
Taxes 450/3 €393 €25 -€368 -93.7%
Remuneration and social security 454/9 €348,209 €265,044 -€83,164 -23.9%
Accrued charges and deferred income 492/3 €18,830 €4,440 -€14,391 -76.4%
Non-recurring operating income 76A €851,068 €168,010 -€683,058 -80.3%
Remuneration, social security and pensions 62 €2,546,264 €1,722,087 -€824,177 -32.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €367,954 €458,492 +€90,538 +24.6%
Other operating charges 640/8 €61,648 €59,835 -€1,813 -2.9%
Non-recurring operating charges 66A €2,000 €779 -€1,221 -61.0%
Gross operating margin 9900 €3,106,953 €2,404,991 -€701,961 -22.6%
Operating profit (loss) 9901 €129,087 €163,798 +€34,711 +26.9%
Financial income 75/76B €9,452 €1,245 -€8,206 -86.8%
Recurring financial income 75 €9,452 €1,245 -€8,206 -86.8%
Financial charges 65/66B €184,481 €200,527 +€16,046 +8.7%
Recurring financial charges 65 €184,481 €167,219 -€17,262 -9.4%
Non-recurring financial charges 66B - €33,309 +€33,309
Profit (loss) for the period before taxes 9903 -€45,943 -€35,485 +€10,458 +22.8%
Income taxes 67/77 €393 €207 -€186 -47.3%
Profit (loss) for the period 9904 -€46,335 -€35,691 +€10,644 +23.0%
Profit (loss) for the period to be appropriated 9905 -€46,335 -€35,691 +€10,644 +23.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.