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COTEMA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

COTEMA

BE 0711.980.691
NACE 56.112, Limited-service restaurants, excluding mobile food services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€23,020
2024 · -€16,627-€6,393
Equity
-€23,885
2024 · -€865-€23,020
Cash
€1,215
2024 · €2,159-€944
Balance sheet total
€192,199
2024 · €241,045-€48,846

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€22,297

    down €22,297 (-24.6%), from €90,623 to €68,325

    of which Furniture and vehicles: -€13,242

  • Receivables within one year -€16,047

    down €16,047 (-20.3%), from €79,160 to €63,112

  • Deferred charges and accrued income -€6,057

    down €6,057 (-46.7%), from €12,956 to €6,899

  • Intangible fixed assets -€4,901

    down €4,901 (-22.9%), from €21,418 to €16,517

Equity and liabilities
  • Debts after one year -€50,147

    down €50,147 (-49.4%), from €101,436 to €51,288

  • Profit (loss) carried forward -€23,020

    down €23,020 (-257.9%), from -€8,925 to -€31,945

  • Tax, wage and social debts +€16,935

    up €16,935 (+43.7%), from €38,769 to €55,704

    of which Remuneration and social security: +€21,043

  • Trade debts +€13,610

    up €13,610 (+33.8%), from €40,294 to €53,904

  • Short-term financial debts -€8,211

    no longer reported in 2025 (was €8,211)

Income statement
  • Staff costs +€56,237

    up €56,237 (+77.7%), from €72,389 to €128,625

  • Depreciation -€11,264

    down €11,264 (-28.2%), from €39,960 to €28,697

  • Gross operating margin -€2,483

    down €2,483 (-1.6%), from €155,015 to €152,532

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€16,627
Gross operating margin -€2,483
Staff costs -€56,237
Depreciation +€11,264
Other operating charges -€954
Other operating items +€41,947
Financial income +€26
Financial charges +€44
Result 2025 -€23,020

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€58,924
Investment -€1,498
Financing -€58,369
Cash 2024 €2,159
Net result for the year -€23,020
Depreciation +€28,697
Stocks and contracts -€1,400
Receivables within one year +€16,047
Deferred charges and accrued income +€6,057
Trade debts +€13,610
Tax, wage and social debts +€16,935
Other debts +€2,000
Accrued charges and deferred income -€2
Investment in fixed assets (net) -€1,498
Debts after one year -€50,147
Current portion of long-term debt -€10
Short-term financial debts -€8,211
Cash 2025 €1,215
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €241,045 €192,199 -€48,846 -20.3%
Fixed assets 21/28 €116,911 €89,713 -€27,199 -23.3%
Intangible fixed assets 21 €21,418 €16,517 -€4,901 -22.9%
Tangible fixed assets 22/27 €90,623 €68,325 -€22,297 -24.6%
Furniture and vehicles 24 €31,970 €18,728 -€13,242 -41.4%
Other tangible fixed assets 26 €58,653 €49,597 -€9,055 -15.4%
Financial fixed assets 28 €4,871 €4,871 = 0.0%
Current assets 29/58 €124,134 €102,486 -€21,648 -17.4%
Stocks and contracts in progress 3 €29,860 €31,260 +€1,400 +4.7%
Stocks 30/36 €29,860 €31,260 +€1,400 +4.7%
Amounts receivable within one year 40/41 €79,160 €63,112 -€16,047 -20.3%
Other amounts receivable 41 €79,160 €63,112 -€16,047 -20.3%
Cash at bank and in hand 54/58 €2,159 €1,215 -€944 -43.7%
Deferred charges and accrued income 490/1 €12,956 €6,899 -€6,057 -46.7%
Total equity and liabilities 10/49 €241,045 €192,199 -€48,846 -20.3%
Equity 10/15 -€865 -€23,885 -€23,020 -2661.7%
Contributions 10/11 €8,060 €8,060 = 0.0%
Profit (loss) carried forward 14 -€8,925 -€31,945 -€23,020 -257.9%
Amounts payable 17/49 €241,910 €216,084 -€25,827 -10.7%
Amounts payable after more than one year 17 €101,436 €51,288 -€50,147 -49.4%
Financial debts 170/4 €101,436 €51,288 -€50,147 -49.4%
Amounts payable within one year 42/48 €138,132 €162,455 +€24,323 +17.6%
Current portion of amounts payable after more than one year 42 €50,858 €50,847 -€10 0.0%
Financial debts 43 €8,211 - -€8,211
Credit institutions 430/8 €8,211 - -€8,211
Trade debts 44 €40,294 €53,904 +€13,610 +33.8%
Suppliers 440/4 €40,294 €53,904 +€13,610 +33.8%
Taxes, remuneration and social security 45 €38,769 €55,704 +€16,935 +43.7%
Taxes 450/3 €19,220 €15,112 -€4,109 -21.4%
Remuneration and social security 454/9 €19,549 €40,592 +€21,043 +107.6%
Other amounts payable 47/48 - €2,000 +€2,000
Accrued charges and deferred income 492/3 €2,342 €2,340 -€2 -0.1%
Remuneration, social security and pensions 62 €72,389 €128,625 +€56,237 +77.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €39,960 €28,697 -€11,264 -28.2%
Other operating charges 640/8 €830 €1,785 +€954 +114.9%
Non-recurring operating charges 66A €51,538 €9,591 -€41,947 -81.4%
Gross operating margin 9900 €155,015 €152,532 -€2,483 -1.6%
Operating profit (loss) 9901 -€9,703 -€16,166 -€6,463 -66.6%
Financial income 75/76B €0 €26 +€26 +7169.4%
Recurring financial income 75 €0 €26 +€26 +7169.4%
Financial charges 65/66B €6,924 €6,880 -€44 -0.6%
Recurring financial charges 65 €6,924 €6,880 -€44 -0.6%
Profit (loss) for the period before taxes 9903 -€16,627 -€23,020 -€6,393 -38.5%
Profit (loss) for the period 9904 -€16,627 -€23,020 -€6,393 -38.5%
Profit (loss) for the period to be appropriated 9905 -€16,627 -€23,020 -€6,393 -38.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.