Cosy Homes: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Cosy Homes
Largest movements
- Tangible fixed assets -€26,602
down €26,602 (-3.1%), from €855,730 to €829,128
- Profit (loss) carried forward -€28,493
down €28,493 (-30.4%), from €93,587 to €65,094
- Other debts +€15,387
up €15,387 (+8.4%), from €182,816 to €198,203
- Debts after one year -€10,038
down €10,038 (-18.8%), from €53,335 to €43,298
- Gross operating margin +€21,110
up €21,110, from -€3,516 to €17,594
- Depreciation +€16,731
up €16,731 (+60.3%), from €27,751 to €44,482
- Financial income -€4,030
no longer reported in 2025 (was €4,030)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €865,834 | €841,633 | -€24,202 | -2.8% |
| Fixed assets | 21/28 | €855,730 | €829,128 | -€26,602 | -3.1% |
| Tangible fixed assets | 22/27 | €855,730 | €829,128 | -€26,602 | -3.1% |
| Land and buildings | 22 | €855,730 | €829,128 | -€26,602 | -3.1% |
| Current assets | 29/58 | €10,104 | €12,505 | +€2,401 | +23.8% |
| Amounts receivable within one year | 40/41 | €1,209 | €778 | -€431 | -35.7% |
| Trade receivables | 40 | - | €778 | +€778 | |
| Other amounts receivable | 41 | €1,209 | - | -€1,209 | |
| Cash at bank and in hand | 54/58 | €8,895 | €11,727 | +€2,832 | +31.8% |
| Total equity and liabilities | 10/49 | €865,834 | €841,633 | -€24,202 | -2.8% |
| Equity | 10/15 | €618,587 | €590,094 | -€28,493 | -4.6% |
| Contributions | 10/11 | €525,000 | €525,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €93,587 | €65,094 | -€28,493 | -30.4% |
| Amounts payable | 17/49 | €247,248 | €251,539 | +€4,291 | +1.7% |
| Amounts payable after more than one year | 17 | €53,335 | €43,298 | -€10,038 | -18.8% |
| Financial debts | 170/4 | €53,335 | €43,298 | -€10,038 | -18.8% |
| Amounts payable within one year | 42/48 | €193,912 | €208,241 | +€14,329 | +7.4% |
| Current portion of amounts payable after more than one year | 42 | €9,904 | €10,038 | +€133 | +1.3% |
| Trade debts | 44 | €1,192 | - | -€1,192 | |
| Suppliers | 440/4 | €1,192 | - | -€1,192 | |
| Other amounts payable | 47/48 | €182,816 | €198,203 | +€15,387 | +8.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €27,751 | €44,482 | +€16,731 | +60.3% |
| Other operating charges | 640/8 | €678 | €761 | +€83 | +12.3% |
| Gross operating margin | 9900 | -€3,516 | €17,594 | +€21,110 | |
| Operating profit (loss) | 9901 | -€31,944 | -€27,648 | +€4,296 | +13.4% |
| Financial income | 75/76B | €4,030 | - | -€4,030 | |
| Recurring financial income | 75 | €4,030 | - | -€4,030 | |
| Financial charges | 65/66B | €974 | €844 | -€130 | -13.3% |
| Recurring financial charges | 65 | €974 | €844 | -€130 | -13.3% |
| Profit (loss) for the period before taxes | 9903 | -€28,888 | -€28,493 | +€395 | +1.4% |
| Profit (loss) for the period | 9904 | -€28,888 | -€28,493 | +€395 | +1.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€28,888 | -€28,493 | +€395 | +1.4% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.