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CORTEX: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CORTEX

BE 0452.792.040
NACE 62.100, Computer programming
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€9,525
2024 · -€18,278+€8,753
Equity
€89,454
2024 · €98,978-€9,525
Cash
€93,283
2024 · €118,903-€25,620
Balance sheet total
€94,110
2024 · €121,680-€27,570

Largest movements

2024 to 2025
Assets
  • Cash -€25,620

    down €25,620 (-21.5%), from €118,903 to €93,283

    mainly Other debts (-€16,863) and Net result for the year (-€9,525)

  • Deferred charges and accrued income -€1,243

    down €1,243 (-100.0%), from €1,243 to €0

Equity and liabilities
  • Other debts -€16,863

    down €16,863 (-83.5%), from €20,185 to €3,322

  • Reserves -€9,525

    down €9,525 (-11.8%), from €80,378 to €70,854

Income statement
  • Gross operating margin +€6,693

    up €6,693 (+49.1%), from -€13,626 to -€6,932

  • Financial charges -€982

    down €982 (-46.4%), from €2,117 to €1,135

  • Depreciation -€641

    down €641 (-100.0%), from €641 to €0

  • Other operating charges -€285

    down €285 (-19.2%), from €1,480 to €1,196

  • Taxes -€146

    down €146 (-35.1%), from €415 to €269

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€18,278
Gross operating margin +€6,693
Depreciation +€641
Other operating charges +€285
Financial income +€7
Financial charges +€982
Taxes +€146
Result 2025 -€9,525

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€25,620
Investment €0
Financing €0
Cash 2024 €118,903
Net result for the year -€9,525
Depreciation +€0
Receivables within one year +€707
Deferred charges and accrued income +€1,243
Trade debts -€402
Tax, wage and social debts -€780
Other debts -€16,863
Cash 2025 €93,283
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €121,680 €94,110 -€27,570 -22.7%
Fixed assets 21/28 €0 €0 -€0 -100.0%
Tangible fixed assets 22/27 €0 €0 -€0 -100.0%
Furniture and vehicles 24 €0 €0 -€0 -100.0%
Current assets 29/58 €121,680 €94,110 -€27,569 -22.7%
Amounts receivable within one year 40/41 €1,534 €827 -€707 -46.1%
Trade receivables 40 €463 €0 -€463 -100.0%
Other amounts receivable 41 €1,070 €827 -€244 -22.8%
Cash at bank and in hand 54/58 €118,903 €93,283 -€25,620 -21.5%
Deferred charges and accrued income 490/1 €1,243 €0 -€1,243 -100.0%
Total equity and liabilities 10/49 €121,680 €94,110 -€27,570 -22.7%
Equity 10/15 €98,978 €89,454 -€9,525 -9.6%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €80,378 €70,854 -€9,525 -11.8%
Distributable reserves 133 €80,378 €70,854 -€9,525 -11.8%
Amounts payable 17/49 €22,701 €4,656 -€18,045 -79.5%
Amounts payable within one year 42/48 €22,701 €4,656 -€18,045 -79.5%
Trade debts 44 €476 €74 -€402 -84.5%
Suppliers 440/4 €476 €74 -€402 -84.5%
Taxes, remuneration and social security 45 €2,040 €1,260 -€780 -38.2%
Taxes 450/3 €2,040 €1,260 -€780 -38.2%
Other amounts payable 47/48 €20,185 €3,322 -€16,863 -83.5%
Non-recurring operating income 76A - €12,000 +€12,000
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €641 €0 -€641 -100.0%
Other operating charges 640/8 €1,480 €1,196 -€285 -19.2%
Gross operating margin 9900 -€13,626 -€6,932 +€6,693 +49.1%
Operating profit (loss) 9901 -€15,747 -€8,128 +€7,619 +48.4%
Financial income 75/76B €0 €7 +€7 +2744.0%
Recurring financial income 75 €0 €7 +€7 +2744.0%
Financial charges 65/66B €2,117 €1,135 -€982 -46.4%
Recurring financial charges 65 €2,117 €1,135 -€982 -46.4%
Profit (loss) for the period before taxes 9903 -€17,863 -€9,256 +€8,608 +48.2%
Income taxes 67/77 €415 €269 -€146 -35.1%
Profit (loss) for the period 9904 -€18,278 -€9,525 +€8,753 +47.9%
Profit (loss) for the period to be appropriated 9905 -€18,278 -€9,525 +€8,753 +47.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.