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Copine: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Copine

BE 0770.536.722
NACE 47.241, Retail sale of bread and pastry (bakery outlets)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€245,209
2024 · €175,141+€70,069
Equity
€259,384
2024 · €243,617+€15,766
Cash
€152,669
2024 · €40,958+€111,711
Balance sheet total
€1.5m
2024 · €1.1m+€414,306

Largest movements

2024 to 2025
Assets
  • Cash +€111,711

    up €111,711 (+272.7%), from €40,958 to €152,669

    mainly Net result for the year (+€245,209) and Other debts (+€196,697)

  • Tangible fixed assets +€105,952

    up €105,952 (+10.8%), from €985,195 to €1.1m

    of which Plant, machinery and equipment: +€63,732

  • Receivables within one year +€85,599

    up €85,599 (+484.3%), from €17,674 to €103,273

    of which Trade receivables: +€70,003

  • Intangible fixed assets +€70,019

    up €70,019 (+2387.6%), from €2,933 to €72,952

  • Stocks and contracts +€34,871

    up €34,871 (+86.4%), from €40,355 to €75,226

Equity and liabilities
  • Other debts +€196,697

    up €196,697 (+218.8%), from €89,905 to €286,601

  • Tax, wage and social debts +€144,712

    up €144,712 (+322.8%), from €44,830 to €189,542

    of which Remuneration and social security: +€91,881

  • Trade debts -€71,535

    down €71,535 (-48.0%), from €149,108 to €77,573

  • Short-term financial debts +€60,000

    new in 2025: €60,000

  • Advances received +€48,400

    new in 2025: €48,400

Income statement
  • Gross operating margin +€547,018

    up €547,018 (+90.2%), from €606,723 to €1.2m

  • Staff costs +€370,343

    up €370,343 (+116.9%), from €316,872 to €687,216

  • Taxes +€52,775

    up €52,775 (+688.8%), from €7,662 to €60,437

  • Depreciation +€44,405

    up €44,405 (+71.1%), from €62,449 to €106,854

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €175,141
Gross operating margin +€547,018
Staff costs -€370,343
Depreciation -€44,405
Other operating charges -€1,735
Financial income +€352
Financial charges -€8,043
Taxes -€52,775
Result 2025 €245,209

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€551,774
Investment -€288,871
Financing -€151,192
Cash 2024 €40,958
Net result for the year +€245,209
Depreciation +€106,854
Stocks and contracts -€34,871
Receivables within one year -€85,599
Deferred charges and accrued income -€108
Trade debts -€71,535
Tax, wage and social debts +€144,712
Advances received +€48,400
Other debts +€196,697
Accrued charges and deferred income +€2,014
Investment in fixed assets (net) -€288,871
Debts after one year -€5,588
Current portion of long-term debt +€23,840
Short-term financial debts +€60,000
Contributions, distributions and other -€229,443
Cash 2025 €152,669
Every line side by side 52 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,101,971 €1,516,277 +€414,306 +37.6%
Fixed assets 21/28 €1,002,866 €1,184,883 +€182,017 +18.1%
Intangible fixed assets 21 €2,933 €72,952 +€70,019 +2387.6%
Tangible fixed assets 22/27 €985,195 €1,091,147 +€105,952 +10.8%
Land and buildings 22 €445,904 €450,647 +€4,743 +1.1%
Plant, machinery and equipment 23 €307,539 €371,272 +€63,732 +20.7%
Furniture and vehicles 24 €29,020 €26,121 -€2,899 -10.0%
Other tangible fixed assets 26 €202,731 €243,107 +€40,376 +19.9%
Financial fixed assets 28 €14,739 €20,785 +€6,046 +41.0%
Current assets 29/58 €99,105 €331,394 +€232,289 +234.4%
Stocks and contracts in progress 3 €40,355 €75,226 +€34,871 +86.4%
Stocks 30/36 €40,355 €75,226 +€34,871 +86.4%
Amounts receivable within one year 40/41 €17,674 €103,273 +€85,599 +484.3%
Trade receivables 40 €4,894 €74,896 +€70,003 +1430.5%
Other amounts receivable 41 €12,780 €28,376 +€15,596 +122.0%
Cash at bank and in hand 54/58 €40,958 €152,669 +€111,711 +272.7%
Deferred charges and accrued income 490/1 €118 €227 +€108 +91.3%
Total equity and liabilities 10/49 €1,101,971 €1,516,277 +€414,306 +37.6%
Equity 10/15 €243,617 €259,384 +€15,766 +6.5%
Contributions 10/11 €15,000 €15,000 = 0.0%
Reserves 13 €228,610 €244,000 +€15,390 +6.7%
Distributable reserves 133 €228,610 €244,000 +€15,390 +6.7%
Profit (loss) carried forward 14 €7 €384 +€376 +5192.6%
Amounts payable 17/49 €858,354 €1,256,894 +€398,539 +46.4%
Amounts payable after more than one year 17 €551,756 €546,168 -€5,588 -1.0%
Financial debts 170/4 €551,756 €546,168 -€5,588 -1.0%
Amounts payable within one year 42/48 €301,506 €703,620 +€402,114 +133.4%
Current portion of amounts payable after more than one year 42 €17,664 €41,503 +€23,840 +135.0%
Financial debts 43 - €60,000 +€60,000
Credit institutions 430/8 - €60,000 +€60,000
Trade debts 44 €149,108 €77,573 -€71,535 -48.0%
Suppliers 440/4 €149,108 €77,573 -€71,535 -48.0%
Advances received on contracts in progress 46 - €48,400 +€48,400
Taxes, remuneration and social security 45 €44,830 €189,542 +€144,712 +322.8%
Taxes 450/3 €9,301 €62,132 +€52,831 +568.0%
Remuneration and social security 454/9 €35,529 €127,410 +€91,881 +258.6%
Other amounts payable 47/48 €89,905 €286,601 +€196,697 +218.8%
Accrued charges and deferred income 492/3 €5,092 €7,106 +€2,014 +39.6%
Non-recurring operating income 76A - €3,047 +€3,047
Remuneration, social security and pensions 62 €316,872 €687,216 +€370,343 +116.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €62,449 €106,854 +€44,405 +71.1%
Other operating charges 640/8 €3,581 €5,315 +€1,735 +48.4%
Gross operating margin 9900 €606,723 €1,153,741 +€547,018 +90.2%
Operating profit (loss) 9901 €223,821 €354,356 +€130,535 +58.3%
Financial income 75/76B €69 €421 +€352 +507.2%
Recurring financial income 75 €69 €421 +€352 +507.2%
Financial charges 65/66B €41,087 €49,130 +€8,043 +19.6%
Recurring financial charges 65 €41,087 €49,130 +€8,043 +19.6%
Profit (loss) for the period before taxes 9903 €182,803 €305,647 +€122,844 +67.2%
Income taxes 67/77 €7,662 €60,437 +€52,775 +688.8%
Profit (loss) for the period 9904 €175,141 €245,209 +€70,069 +40.0%
Profit (loss) for the period to be appropriated 9905 €175,141 €245,209 +€70,069 +40.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.