COPILOT PATRIMOINE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
COPILOT PATRIMOINE
Largest movements
- Receivables within one year +€13,013
up €13,013 (+83.7%), from €15,550 to €28,563
- Other debts +€19,062
up €19,062 (+264%), from €7,223 to €26,285
- Tax, wage and social debts -€15,435
no longer reported in 2025 (was €15,435)
of which Taxes: -€10,754
- Trade debts +€13,108
up €13,108 (+1,788%), from €733 to €13,841
- Profit (loss) carried forward -€3,115
down €3,115 (-15.1%), from -€20,653 to -€23,767
- Accrued charges and deferred income -€453
down €453 (-76.4%), from €593 to €140
- Staff costs -€13,743
down €13,743 (-65.2%), from €21,068 to €7,325
- Gross operating margin -€7,476
down €7,476 (-58.7%), from €12,727 to €5,251
- Financial charges -€2,186
down €2,186 (-94.7%), from €2,308 to €121
- Other operating charges +€614
up €614 (+201%), from €305 to €919
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €21,931 | €35,099 | +€13,168 | +60.0% |
| Current assets | 29/58 | €21,931 | €35,099 | +€13,168 | +60.0% |
| Amounts receivable within one year | 40/41 | €15,550 | €28,563 | +€13,013 | +83.7% |
| Trade receivables | 40 | €15,550 | €28,563 | +€13,013 | +83.7% |
| Cash at bank and in hand | 54/58 | €6,128 | €6,395 | +€267 | +4.4% |
| Deferred charges and accrued income | 490/1 | €253 | €140 | -€113 | -44.6% |
| Total equity and liabilities | 10/49 | €21,931 | €35,099 | +€13,168 | +60.0% |
| Equity | 10/15 | -€2,053 | -€5,167 | -€3,115 | -152% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€20,653 | -€23,767 | -€3,115 | -15.1% |
| Amounts payable | 17/49 | €23,984 | €40,266 | +€16,282 | +67.9% |
| Amounts payable within one year | 42/48 | €23,391 | €40,126 | +€16,735 | +71.5% |
| Trade debts | 44 | €733 | €13,841 | +€13,108 | +1,788% |
| Suppliers | 440/4 | €733 | €13,841 | +€13,108 | +1,788% |
| Taxes, remuneration and social security | 45 | €15,435 | - | -€15,435 | |
| Taxes | 450/3 | €10,754 | - | -€10,754 | |
| Remuneration and social security | 454/9 | €4,681 | - | -€4,681 | |
| Other amounts payable | 47/48 | €7,223 | €26,285 | +€19,062 | +264% |
| Accrued charges and deferred income | 492/3 | €593 | €140 | -€453 | -76.4% |
| Remuneration, social security and pensions | 62 | €21,068 | €7,325 | -€13,743 | -65.2% |
| Other operating charges | 640/8 | €305 | €919 | +€614 | +201% |
| Gross operating margin | 9900 | €12,727 | €5,251 | -€7,476 | -58.7% |
| Operating profit (loss) | 9901 | -€8,647 | -€2,993 | +€5,654 | +65.4% |
| Financial charges | 65/66B | €2,308 | €121 | -€2,186 | -94.7% |
| Recurring financial charges | 65 | €2,308 | €121 | -€2,186 | -94.7% |
| Profit (loss) for the period before taxes | 9903 | -€10,954 | -€3,115 | +€7,840 | +71.6% |
| Profit (loss) for the period | 9904 | -€10,954 | -€3,115 | +€7,840 | +71.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€10,954 | -€3,115 | +€7,840 | +71.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.