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COOL TEAM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

COOL TEAM

BE 0762.820.173
NACE 43.222, Installation of electric heating, air conditioning, cooling and ventilation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€37,737
2024 · -€21,357-€16,380
Equity
-€20,917
2024 · €16,820-€37,737
Cash
€0
2024 · €4,640-€4,640
Balance sheet total
€50,772
2024 · €92,493-€41,720

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€30,958

    down €30,958 (-50.6%), from €61,207 to €30,249

    of which Trade receivables: -€25,873

  • Cash -€4,640

    down €4,640 (-100.0%), from €4,640 to €0

    mainly Net result for the year (-€37,737) and Trade debts (-€30,414)

  • Tangible fixed assets -€3,384

    down €3,384 (-66.4%), from €5,098 to €1,715

    of which Plant, machinery and equipment: -€1,714

  • Stocks and contracts -€2,051

    down €2,051 (-9.8%), from €20,860 to €18,809

Equity and liabilities
  • Profit (loss) carried forward -€37,737

    down €37,737, from €1,820 to -€35,917

  • Trade debts -€30,414

    down €30,414 (-87.4%), from €34,809 to €4,394

  • Short-term financial debts +€19,150

    new in 2025: €19,150

  • Other debts +€9,105

    up €9,105 (+23.5%), from €38,729 to €47,835

  • Current portion of long-term debt -€1,160

    down €1,160 (-100.0%), from €1,160 to €0

Income statement
  • Gross operating margin -€19,515

    down €19,515 (-239.6%), from -€8,145 to -€27,660

  • Depreciation -€5,441

    down €5,441 (-60.5%), from €8,999 to €3,558

  • Financial charges +€2,888

    up €2,888 (+91.6%), from €3,152 to €6,040

  • Other operating charges -€589

    down €589 (-63.5%), from €927 to €338

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€21,357
Gross operating margin -€19,515
Depreciation +€5,441
Other operating charges +€589
Financial income -€10
Financial charges -€2,888
Taxes +€4
Result 2025 -€37,737

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€22,630
Investment -€0
Financing +€17,990
Cash 2024 €4,640
Net result for the year -€37,737
Depreciation +€3,558
Stocks and contracts +€2,051
Receivables within one year +€30,958
Deferred charges and accrued income +€514
Trade debts -€30,414
Tax, wage and social debts -€665
Other debts +€9,105
Investment in fixed assets (net) -€0
Current portion of long-term debt -€1,160
Short-term financial debts +€19,150
Cash 2025 €0
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €92,493 €50,772 -€41,720 -45.1%
Fixed assets 21/28 €5,272 €1,715 -€3,558 -67.5%
Intangible fixed assets 21 €174 - -€174
Tangible fixed assets 22/27 €5,098 €1,715 -€3,384 -66.4%
Plant, machinery and equipment 23 €3,211 €1,497 -€1,714 -53.4%
Furniture and vehicles 24 €1,887 €217 -€1,670 -88.5%
Current assets 29/58 €87,220 €49,058 -€38,163 -43.8%
Stocks and contracts in progress 3 €20,860 €18,809 -€2,051 -9.8%
Stocks 30/36 €20,860 €18,809 -€2,051 -9.8%
Amounts receivable within one year 40/41 €61,207 €30,249 -€30,958 -50.6%
Trade receivables 40 €53,146 €27,273 -€25,873 -48.7%
Other amounts receivable 41 €8,061 €2,976 -€5,085 -63.1%
Cash at bank and in hand 54/58 €4,640 €0 -€4,640 -100.0%
Deferred charges and accrued income 490/1 €514 - -€514
Total equity and liabilities 10/49 €92,493 €50,772 -€41,720 -45.1%
Equity 10/15 €16,820 -€20,917 -€37,737
Contributions 10/11 €15,000 €15,000 = 0.0%
Profit (loss) carried forward 14 €1,820 -€35,917 -€37,737
Amounts payable 17/49 €75,673 €71,689 -€3,984 -5.3%
Amounts payable after more than one year 17 €0 - =
Financial debts 170/4 €0 - =
Amounts payable within one year 42/48 €75,673 €71,689 -€3,984 -5.3%
Current portion of amounts payable after more than one year 42 €1,160 €0 -€1,160 -100.0%
Financial debts 43 - €19,150 +€19,150
Credit institutions 430/8 - €19,150 +€19,150
Trade debts 44 €34,809 €4,394 -€30,414 -87.4%
Suppliers 440/4 €34,809 €4,394 -€30,414 -87.4%
Taxes, remuneration and social security 45 €975 €309 -€665 -68.3%
Taxes 450/3 €975 €309 -€665 -68.3%
Remuneration and social security 454/9 €0 - =
Other amounts payable 47/48 €38,729 €47,835 +€9,105 +23.5%
Accrued charges and deferred income 492/3 €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €8,999 €3,558 -€5,441 -60.5%
Other operating charges 640/8 €927 €338 -€589 -63.5%
Gross operating margin 9900 -€8,145 -€27,660 -€19,515 -239.6%
Operating profit (loss) 9901 -€18,071 -€31,556 -€13,485 -74.6%
Financial income 75/76B €10 €0 -€10 -100.0%
Recurring financial income 75 €10 €0 -€10 -100.0%
Financial charges 65/66B €3,152 €6,040 +€2,888 +91.6%
Recurring financial charges 65 €3,152 €6,040 +€2,888 +91.6%
Profit (loss) for the period before taxes 9903 -€21,212 -€37,596 -€16,383 -77.2%
Income taxes 67/77 €145 €141 -€4 -2.6%
Profit (loss) for the period 9904 -€21,357 -€37,737 -€16,380 -76.7%
Profit (loss) for the period to be appropriated 9905 -€21,357 -€37,737 -€16,380 -76.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.