CONVIVENDUM CONSTRUCT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONVIVENDUM CONSTRUCT
Largest movements
- Stocks and contracts -€479,487
down €479,487 (-39.7%), from €1.2m to €729,057
- Receivables within one year -€17,474
down €17,474 (-69.9%), from €25,000 to €7,526
- Profit (loss) carried forward -€358,229
down €358,229 (-130.7%), from -€274,020 to -€632,249
- Short-term financial debts -€127,151
no longer reported in 2025 (was €127,151)
- Trade debts -€59,512
down €59,512 (-98.2%), from €60,618 to €1,106
- Debts after one year +€50,000
up €50,000 (+4.4%), from €1.1m to €1.2m
- Tax, wage and social debts -€17,546
no longer reported in 2025 (was €17,546)
- Gross operating margin -€172,684
down €172,684 (-106.6%), from -€162,002 to -€334,685
- Financial charges -€42,429
down €42,429 (-65.5%), from €64,816 to €22,387
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,244,916 | €746,097 | -€498,819 | -40.1% |
| Current assets | 29/58 | €1,244,916 | €746,097 | -€498,819 | -40.1% |
| Stocks and contracts in progress | 3 | €1,208,544 | €729,057 | -€479,487 | -39.7% |
| Stocks | 30/36 | €1,208,544 | €729,057 | -€479,487 | -39.7% |
| Amounts receivable within one year | 40/41 | €25,000 | €7,526 | -€17,474 | -69.9% |
| Other amounts receivable | 41 | €25,000 | €7,526 | -€17,474 | -69.9% |
| Cash at bank and in hand | 54/58 | €3,302 | €1,426 | -€1,876 | -56.8% |
| Deferred charges and accrued income | 490/1 | €8,071 | €8,089 | +€18 | +0.2% |
| Total equity and liabilities | 10/49 | €1,244,916 | €746,097 | -€498,819 | -40.1% |
| Equity | 10/15 | -€147,770 | -€505,999 | -€358,229 | -242.4% |
| Contributions | 10/11 | €126,250 | €126,250 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€274,020 | -€632,249 | -€358,229 | -130.7% |
| Amounts payable | 17/49 | €1,392,686 | €1,252,096 | -€140,590 | -10.1% |
| Amounts payable after more than one year | 17 | €1,131,646 | €1,181,646 | +€50,000 | +4.4% |
| Other amounts payable | 178/9 | €1,131,646 | €1,181,646 | +€50,000 | +4.4% |
| Amounts payable within one year | 42/48 | €205,315 | €1,106 | -€204,209 | -99.5% |
| Financial debts | 43 | €127,151 | - | -€127,151 | |
| Credit institutions | 430/8 | €127,151 | - | -€127,151 | |
| Trade debts | 44 | €60,618 | €1,106 | -€59,512 | -98.2% |
| Suppliers | 440/4 | €60,618 | €1,106 | -€59,512 | -98.2% |
| Taxes, remuneration and social security | 45 | €17,546 | - | -€17,546 | |
| Taxes | 450/3 | €17,546 | - | -€17,546 | |
| Accrued charges and deferred income | 492/3 | €55,726 | €69,345 | +€13,619 | +24.4% |
| Other operating charges | 640/8 | €1,163 | €1,175 | +€12 | +1.0% |
| Gross operating margin | 9900 | -€162,002 | -€334,685 | -€172,684 | -106.6% |
| Operating profit (loss) | 9901 | -€163,165 | -€335,861 | -€172,696 | -105.8% |
| Financial income | 75/76B | €53 | €18 | -€34 | -65.0% |
| Recurring financial income | 75 | €53 | €18 | -€34 | -65.0% |
| Financial charges | 65/66B | €64,816 | €22,387 | -€42,429 | -65.5% |
| Recurring financial charges | 65 | €64,816 | €22,387 | -€42,429 | -65.5% |
| Profit (loss) for the period before taxes | 9903 | -€227,928 | -€358,229 | -€130,302 | -57.2% |
| Profit (loss) for the period | 9904 | -€227,928 | -€358,229 | -€130,302 | -57.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€227,928 | -€358,229 | -€130,302 | -57.2% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.