CONTRAST IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONTRAST IMMO
Largest movements
- Tangible fixed assets -€16,309
down €16,309 (-15.8%), from €103,308 to €86,999
of which Land and buildings: -€15,248
- Receivables after one year +€9,592
up €9,592 (+5.9%), from €162,297 to €171,889
- Deferred charges and accrued income -€9,100
down €9,100 (-39.5%), from €23,013 to €13,912
- Debts after one year -€20,518
down €20,518 (-7.3%), from €281,040 to €260,522
- Profit (loss) carried forward +€3,902
up €3,902 (+18.2%), from -€21,387 to -€17,486
- Financial income +€3,599
up €3,599 (+41.0%), from €8,782 to €12,381
- Gross operating margin -€3,125
down €3,125 (-13.3%), from €23,545 to €20,421
- Depreciation -€986
down €986 (-5.7%), from €17,295 to €16,309
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €335,907 | €322,876 | -€13,031 | -3.9% |
| Fixed assets | 21/28 | €103,308 | €86,999 | -€16,309 | -15.8% |
| Tangible fixed assets | 22/27 | €103,308 | €86,999 | -€16,309 | -15.8% |
| Land and buildings | 22 | €100,318 | €85,070 | -€15,248 | -15.2% |
| Plant, machinery and equipment | 23 | €2,991 | €1,930 | -€1,061 | -35.5% |
| Current assets | 29/58 | €232,598 | €235,876 | +€3,278 | +1.4% |
| Amounts receivable after more than one year | 29 | €162,297 | €171,889 | +€9,592 | +5.9% |
| Trade receivables | 290 | €162,297 | €171,889 | +€9,592 | +5.9% |
| Amounts receivable within one year | 40/41 | €47,197 | €49,987 | +€2,789 | +5.9% |
| Other amounts receivable | 41 | €47,197 | €49,987 | +€2,789 | +5.9% |
| Cash at bank and in hand | 54/58 | €91 | €88 | -€3 | -3.5% |
| Deferred charges and accrued income | 490/1 | €23,013 | €13,912 | -€9,100 | -39.5% |
| Total equity and liabilities | 10/49 | €335,907 | €322,876 | -€13,031 | -3.9% |
| Equity | 10/15 | €12,542 | €16,444 | +€3,902 | +31.1% |
| Contributions | 10/11 | €19,000 | €19,000 | = | 0.0% |
| Reserves | 13 | €14,930 | €14,930 | = | 0.0% |
| Distributable reserves | 133 | €14,930 | €14,930 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€21,387 | -€17,486 | +€3,902 | +18.2% |
| Amounts payable | 17/49 | €323,364 | €306,432 | -€16,933 | -5.2% |
| Amounts payable after more than one year | 17 | €281,040 | €260,522 | -€20,518 | -7.3% |
| Financial debts | 170/4 | €281,040 | €260,522 | -€20,518 | -7.3% |
| Amounts payable within one year | 42/48 | €40,568 | €44,153 | +€3,585 | +8.8% |
| Current portion of amounts payable after more than one year | 42 | €19,875 | €20,518 | +€643 | +3.2% |
| Trade debts | 44 | €4,441 | €5,471 | +€1,030 | +23.2% |
| Suppliers | 440/4 | €4,441 | €5,471 | +€1,030 | +23.2% |
| Other amounts payable | 47/48 | €16,252 | €18,164 | +€1,913 | +11.8% |
| Accrued charges and deferred income | 492/3 | €1,756 | €1,756 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,295 | €16,309 | -€986 | -5.7% |
| Other operating charges | 640/8 | €2,387 | €2,472 | +€84 | +3.5% |
| Gross operating margin | 9900 | €23,545 | €20,421 | -€3,125 | -13.3% |
| Operating profit (loss) | 9901 | €3,863 | €1,640 | -€2,223 | -57.5% |
| Financial income | 75/76B | €8,782 | €12,381 | +€3,599 | +41.0% |
| Recurring financial income | 75 | €8,782 | €12,381 | +€3,599 | +41.0% |
| Financial charges | 65/66B | €10,098 | €10,120 | +€22 | +0.2% |
| Recurring financial charges | 65 | €10,098 | €10,120 | +€22 | +0.2% |
| Profit (loss) for the period before taxes | 9903 | €2,547 | €3,902 | +€1,355 | +53.2% |
| Profit (loss) for the period | 9904 | €2,547 | €3,902 | +€1,355 | +53.2% |
| Profit (loss) for the period to be appropriated | 9905 | €2,547 | €3,902 | +€1,355 | +53.2% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.