continental brokers: what changed
What changed
continental brokers
NACE 46.190, Agents in non-specialised wholesale trade
filed annual accounts (NBB)
Net result for the year
-€4,941
2024 · -€9,067+€4,126
Equity
€243,090
2024 · €248,031-€4,941
Cash
€8,443
2024 · €1,588+€6,855
Balance sheet total
€485,314
2024 · €495,963-€10,649
Largest movements
Assets
- Tangible fixed assets -€18,615
down €18,615 (-3.8%), from €493,021 to €474,406
of which Land and buildings: -€13,541
- Cash +€6,855
up €6,855 (+432%), from €1,588 to €8,443
mainly Depreciation (+€22,726) and Other debts (+€4,215)
Equity and liabilities
- Debts after one year -€9,234
down €9,234 (-5.9%), from €156,074 to €146,841
- Reserves -€5,111
down €5,111 (-3.3%), from €156,675 to €151,565
of which Tax-exempt reserves: -€5,111
Income statement
- Gross operating margin +€5,928
up €5,928 (+39.6%), from €14,969 to €20,896
- Depreciation +€971
up €971 (+4.5%), from €21,755 to €22,726
- Taxes +€707
up €707 (+414%), from €171 to €878
- Other operating charges +€231
up €231 (+16.7%), from €1,384 to €1,615
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€9,067
Gross operating margin
+€5,928
Depreciation
-€971
Other operating charges
-€231
Financial income
+€10
Financial charges
+€97
Taxes
-€707
Result 2025
-€4,941
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€20,047
Investment
-€4,112
Financing
-€9,081
Cash 2024
€1,588
From operations (derived)
+€20,047
Net result for the year
-€4,941
Depreciation
+€22,726
Receivables within one year
-€1,227
Deferred charges and accrued income
+€116
Provisions
-€2,147
Trade debts
+€399
Tax, wage and social debts
+€700
Other debts
+€4,215
Accrued charges and deferred income
+€205
Investment (derived)
-€4,112
Investment in fixed assets (net)
-€4,112
Financing
-€9,081
Debts after one year
-€9,234
Current portion of long-term debt
+€153
Cash 2025
€8,443
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €495,963 | €485,314 | -€10,649 | -2.1% |
| Fixed assets | 21/28 | €493,021 | €474,406 | -€18,615 | -3.8% |
| Intangible fixed assets | 21 | - | €0 | = | |
| Tangible fixed assets | 22/27 | €493,021 | €474,406 | -€18,615 | -3.8% |
| Land and buildings | 22 | €461,117 | €447,576 | -€13,541 | -2.9% |
| Furniture and vehicles | 24 | €31,904 | €26,830 | -€5,074 | -15.9% |
| Current assets | 29/58 | €2,942 | €10,908 | +€7,966 | +271% |
| Amounts receivable within one year | 40/41 | - | €1,227 | +€1,227 | |
| Trade receivables | 40 | - | €1,227 | +€1,227 | |
| Cash at bank and in hand | 54/58 | €1,588 | €8,443 | +€6,855 | +432% |
| Deferred charges and accrued income | 490/1 | €1,354 | €1,238 | -€116 | -8.5% |
| Total equity and liabilities | 10/49 | €495,963 | €485,314 | -€10,649 | -2.1% |
| Equity | 10/15 | €248,031 | €243,090 | -€4,941 | -2.0% |
| Contributions | 10/11 | €19,000 | €19,000 | = | 0.0% |
| Reserves | 13 | €156,675 | €151,565 | -€5,111 | -3.3% |
| Tax-exempt reserves | 132 | €154,775 | €149,665 | -€5,111 | -3.3% |
| Distributable reserves | 133 | €1,900 | €1,900 | = | 0.0% |
| Profit (loss) carried forward | 14 | €72,356 | €72,525 | +€169 | +0.2% |
| Provisions and deferred taxes | 16 | €62,164 | €60,018 | -€2,147 | -3.5% |
| Deferred taxes | 168 | €62,164 | €60,018 | -€2,147 | -3.5% |
| Amounts payable | 17/49 | €185,767 | €182,207 | -€3,561 | -1.9% |
| Amounts payable after more than one year | 17 | €156,074 | €146,841 | -€9,234 | -5.9% |
| Financial debts | 170/4 | €156,074 | €146,841 | -€9,234 | -5.9% |
| Amounts payable within one year | 42/48 | €28,548 | €34,016 | +€5,468 | +19.2% |
| Current portion of amounts payable after more than one year | 42 | €9,081 | €9,234 | +€153 | +1.7% |
| Trade debts | 44 | €113 | €512 | +€399 | +354% |
| Suppliers | 440/4 | €113 | €512 | +€399 | +354% |
| Taxes, remuneration and social security | 45 | €171 | €871 | +€700 | +410% |
| Taxes | 450/3 | €171 | €871 | +€700 | +410% |
| Other amounts payable | 47/48 | €19,184 | €23,399 | +€4,215 | +22.0% |
| Accrued charges and deferred income | 492/3 | €1,145 | €1,350 | +€205 | +17.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,755 | €22,726 | +€971 | +4.5% |
| Other operating charges | 640/8 | €1,384 | €1,615 | +€231 | +16.7% |
| Gross operating margin | 9900 | €14,969 | €20,896 | +€5,928 | +39.6% |
| Operating profit (loss) | 9901 | -€8,171 | -€3,445 | +€4,726 | +57.8% |
| Financial income | 75/76B | - | €10 | +€10 | |
| Recurring financial income | 75 | - | €10 | +€10 | |
| Financial charges | 65/66B | €2,872 | €2,775 | -€97 | -3.4% |
| Recurring financial charges | 65 | €2,872 | €2,775 | -€97 | -3.4% |
| Profit (loss) for the period before taxes | 9903 | -€11,043 | -€6,210 | +€4,833 | +43.8% |
| Transfer from deferred taxes | 780 | €2,147 | €2,147 | = | 0.0% |
| Income taxes | 67/77 | €171 | €878 | +€707 | +414% |
| Profit (loss) for the period | 9904 | -€9,067 | -€4,941 | +€4,126 | +45.5% |
| Transfer from tax-exempt reserves | 789 | €5,111 | €5,111 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,957 | €169 | +€4,126 |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.