CONTIGO.IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONTIGO.IMMO
Largest movements
- Receivables within one year -€13,040
down €13,040 (-5.3%), from €248,114 to €235,073
of which Trade receivables: -€17,387
- Intangible fixed assets -€8,652
down €8,652 (-16.2%), from €53,296 to €44,644
- Debts after one year -€34,925
down €34,925 (-30.0%), from €116,498 to €81,573
- Tax, wage and social debts -€14,278
down €14,278 (-34.4%), from €41,485 to €27,207
of which Remuneration and social security: -€19,910
- Trade debts +€11,367
up €11,367 (+6.4%), from €177,825 to €189,191
- Gross operating margin -€73,190
down €73,190 (-33.1%), from €221,405 to €148,215
- Staff costs -€72,892
down €72,892 (-40.1%), from €181,626 to €108,734
- Depreciation -€4,152
down €4,152 (-25.3%), from €16,401 to €12,249
- Taxes +€3,381
up €3,381 (+157.4%), from €2,148 to €5,529
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €716,294 | €683,323 | -€32,971 | -4.6% |
| Fixed assets | 21/28 | €391,932 | €379,684 | -€12,249 | -3.1% |
| Intangible fixed assets | 21 | €53,296 | €44,644 | -€8,652 | -16.2% |
| Tangible fixed assets | 22/27 | €8,136 | €4,540 | -€3,597 | -44.2% |
| Furniture and vehicles | 24 | €8,136 | €4,540 | -€3,597 | -44.2% |
| Financial fixed assets | 28 | €330,500 | €330,500 | = | 0.0% |
| Current assets | 29/58 | €324,362 | €303,639 | -€20,722 | -6.4% |
| Amounts receivable within one year | 40/41 | €248,114 | €235,073 | -€13,040 | -5.3% |
| Trade receivables | 40 | €241,793 | €224,405 | -€17,387 | -7.2% |
| Other amounts receivable | 41 | €6,321 | €10,668 | +€4,347 | +68.8% |
| Cash at bank and in hand | 54/58 | €65,575 | €59,776 | -€5,799 | -8.8% |
| Deferred charges and accrued income | 490/1 | €10,672 | €8,790 | -€1,882 | -17.6% |
| Total equity and liabilities | 10/49 | €716,294 | €683,323 | -€32,971 | -4.6% |
| Equity | 10/15 | €259,806 | €264,029 | +€4,223 | +1.6% |
| Contributions | 10/11 | €166,250 | €166,250 | = | 0.0% |
| Capital | 10 | €166,250 | €166,250 | = | 0.0% |
| Issued capital | 100 | €166,250 | €166,250 | = | 0.0% |
| Reserves | 13 | €93,045 | €97,545 | +€4,500 | +4.8% |
| Non-distributable reserves | 130/1 | €1,545 | €1,545 | = | 0.0% |
| Legal reserve | 130 | €1,545 | €1,545 | = | 0.0% |
| Distributable reserves | 133 | €91,500 | €96,000 | +€4,500 | +4.9% |
| Profit (loss) carried forward | 14 | €511 | €234 | -€277 | -54.1% |
| Investment grants | 15 | €0 | - | = | |
| Amounts payable | 17/49 | €456,488 | €419,294 | -€37,195 | -8.1% |
| Amounts payable after more than one year | 17 | €116,498 | €81,573 | -€34,925 | -30.0% |
| Financial debts | 170/4 | €116,498 | €81,573 | -€34,925 | -30.0% |
| Amounts payable within one year | 42/48 | €339,985 | €337,077 | -€2,908 | -0.9% |
| Current portion of amounts payable after more than one year | 42 | €36,644 | €37,190 | +€546 | +1.5% |
| Financial debts | 43 | €51,963 | €53,847 | +€1,884 | +3.6% |
| Credit institutions | 430/8 | €50,000 | €50,000 | = | 0.0% |
| Other loans | 439 | €1,963 | €3,847 | +€1,884 | +95.9% |
| Trade debts | 44 | €177,825 | €189,191 | +€11,367 | +6.4% |
| Suppliers | 440/4 | €177,825 | €189,191 | +€11,367 | +6.4% |
| Taxes, remuneration and social security | 45 | €41,485 | €27,207 | -€14,278 | -34.4% |
| Taxes | 450/3 | €11,772 | €17,404 | +€5,633 | +47.8% |
| Remuneration and social security | 454/9 | €29,713 | €9,803 | -€19,910 | -67.0% |
| Other amounts payable | 47/48 | €32,069 | €29,642 | -€2,426 | -7.6% |
| Accrued charges and deferred income | 492/3 | €5 | €643 | +€638 | +11990.4% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Remuneration, social security and pensions | 62 | €181,626 | €108,734 | -€72,892 | -40.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,401 | €12,249 | -€4,152 | -25.3% |
| Other operating charges | 640/8 | €968 | €1,858 | +€890 | +92.0% |
| Non-recurring operating charges | 66A | €3,729 | €606 | -€3,123 | -83.8% |
| Gross operating margin | 9900 | €221,405 | €148,215 | -€73,190 | -33.1% |
| Operating profit (loss) | 9901 | €18,682 | €24,770 | +€6,088 | +32.6% |
| Financial income | 75/76B | €556 | €9 | -€547 | -98.4% |
| Recurring financial income | 75 | €556 | €9 | -€547 | -98.4% |
| Financial charges | 65/66B | €14,282 | €15,027 | +€745 | +5.2% |
| Recurring financial charges | 65 | €14,282 | €15,027 | +€745 | +5.2% |
| Profit (loss) for the period before taxes | 9903 | €4,956 | €9,752 | +€4,796 | +96.8% |
| Income taxes | 67/77 | €2,148 | €5,529 | +€3,381 | +157.4% |
| Profit (loss) for the period | 9904 | €2,809 | €4,223 | +€1,415 | +50.4% |
| Profit (loss) for the period to be appropriated | 9905 | €2,809 | €4,223 | +€1,415 | +50.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.