ConsumerHouse: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ConsumerHouse
Largest movements
- Receivables within one year +€264,626
up €264,626 (+174%), from €152,115 to €416,741
of which Trade receivables: +€247,535
- Tangible fixed assets +€20,175
up €20,175 (+31.6%), from €63,802 to €83,977
of which Land and buildings: +€22,346
- Financial fixed assets +€14,079
up €14,079 (+110%), from €12,810 to €26,889
- Other debts +€257,133
up €257,133 (+80.5%), from €319,417 to €576,550
- Trade debts +€35,581
up €35,581 (+28.1%), from €126,455 to €162,036
- Gross operating margin +€170,983
up €170,983, from -€147,594 to €23,389
- Staff costs -€21,928
down €21,928 (-98.5%), from €22,264 to €336
- Financial charges +€4,914
up €4,914 (+125%), from €3,932 to €8,846
- Depreciation +€4,108
up €4,108 (+61.2%), from €6,716 to €10,825
- Other operating charges -€1,844
down €1,844 (-46.6%), from €3,958 to €2,114
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €316,901 | €615,395 | +€298,494 | +94.2% |
| Fixed assets | 21/28 | €162,180 | €196,435 | +€34,255 | +21.1% |
| Intangible fixed assets | 21 | €85,568 | €85,568 | = | 0.0% |
| Tangible fixed assets | 22/27 | €63,802 | €83,977 | +€20,175 | +31.6% |
| Land and buildings | 22 | €41,915 | €64,261 | +€22,346 | +53.3% |
| Plant, machinery and equipment | 23 | €4,413 | €3,248 | -€1,165 | -26.4% |
| Furniture and vehicles | 24 | €17,474 | €16,468 | -€1,006 | -5.8% |
| Financial fixed assets | 28 | €12,810 | €26,889 | +€14,079 | +110% |
| Current assets | 29/58 | €154,721 | €418,960 | +€264,239 | +171% |
| Amounts receivable within one year | 40/41 | €152,115 | €416,741 | +€264,626 | +174% |
| Trade receivables | 40 | €152,115 | €399,650 | +€247,535 | +163% |
| Other amounts receivable | 41 | - | €17,091 | +€17,091 | |
| Cash at bank and in hand | 54/58 | €2,107 | €30 | -€2,077 | -98.6% |
| Deferred charges and accrued income | 490/1 | €499 | €2,189 | +€1,689 | +338% |
| Total equity and liabilities | 10/49 | €316,901 | €615,395 | +€298,494 | +94.2% |
| Equity | 10/15 | -€130,308 | -€129,014 | +€1,294 | +1.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €2,124 | €2,124 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €264 | €264 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€151,032 | -€149,738 | +€1,294 | +0.9% |
| Amounts payable | 17/49 | €447,209 | €744,408 | +€297,200 | +66.5% |
| Amounts payable within one year | 42/48 | €447,209 | €744,408 | +€297,200 | +66.5% |
| Financial debts | 43 | - | €1,779 | +€1,779 | |
| Credit institutions | 430/8 | - | €1,779 | +€1,779 | |
| Trade debts | 44 | €126,455 | €162,036 | +€35,581 | +28.1% |
| Suppliers | 440/4 | €126,455 | €162,036 | +€35,581 | +28.1% |
| Taxes, remuneration and social security | 45 | €1,337 | €4,043 | +€2,707 | +202% |
| Taxes | 450/3 | €131 | €2,838 | +€2,707 | +2,064% |
| Remuneration and social security | 454/9 | €1,205 | €1,205 | = | 0.0% |
| Other amounts payable | 47/48 | €319,417 | €576,550 | +€257,133 | +80.5% |
| Remuneration, social security and pensions | 62 | €22,264 | €336 | -€21,928 | -98.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,716 | €10,825 | +€4,108 | +61.2% |
| Other operating charges | 640/8 | €3,958 | €2,114 | -€1,844 | -46.6% |
| Gross operating margin | 9900 | -€147,594 | €23,389 | +€170,983 | |
| Operating profit (loss) | 9901 | -€180,533 | €10,115 | +€190,648 | |
| Financial income | 75/76B | - | €26 | +€26 | |
| Recurring financial income | 75 | - | €26 | +€26 | |
| Financial charges | 65/66B | €3,932 | €8,846 | +€4,914 | +125% |
| Recurring financial charges | 65 | €3,932 | €8,846 | +€4,914 | +125% |
| Profit (loss) for the period before taxes | 9903 | -€184,465 | €1,294 | +€185,759 | |
| Income taxes | 67/77 | €131 | - | -€131 | |
| Profit (loss) for the period | 9904 | -€184,596 | €1,294 | +€185,890 | |
| Profit (loss) for the period to be appropriated | 9905 | -€184,596 | €1,294 | +€185,890 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.