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Construction Brands: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Construction Brands

BE 0400.837.751
NACE 46.831, Wholesale of construction materials, general range
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€133,559
2024 · €954,896-€1.1m
Equity
€220,195
2024 · €193,711+€26,485
Cash
€4,090
2024 · €22,032-€17,942
Balance sheet total
€987,006
2024 · €1.6m-€570,873

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€1.1m

    down €1.1m (-69.9%), from €1.5m to €462,139

    of which Other amounts receivable: -€1.2m

  • Financial fixed assets +€410,188

    new in 2025: €410,188

  • Intangible fixed assets +€110,589

    new in 2025: €110,589

  • Cash -€17,942

    down €17,942 (-81.4%), from €22,032 to €4,090

    mainly Short-term financial debts (-€1.3m) and Investment in fixed assets (net) (-€529,284)

Equity and liabilities
  • Profit (loss) carried forward +€1.3m

    no longer reported in 2025 (was -€1.3m)

  • Short-term financial debts -€1.3m

    down €1.3m (-99.1%), from €1.3m to €11,471

  • Contributions -€1.2m

    down €1.2m (-94.9%), from €1.2m to €61,500

  • Debts after one year +€534,172

    new in 2025: €534,172

  • Accrued charges and deferred income +€145,244

    new in 2025: €145,244

Income statement
  • Gross operating margin -€1.1m

    down €1.1m, from €1.1m to -€57,157

  • Financial charges -€63,919

    down €63,919 (-67.1%), from €95,280 to €31,361

  • Staff costs +€46,858

    no longer reported in 2025 (was -€46,858)

  • Write-downs +€29,107

    up €29,107 (+167.4%), from €17,390 to €46,497

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €954,896
Gross operating margin -€1.1m
Staff costs -€46,858
Depreciation -€8,507
Write-downs -€29,107
Other operating charges +€348
Other operating items +€42,532
Financial income +€7,897
Financial charges +€63,919
Taxes -€0
Result 2025 -€133,559

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.1m
Investment -€529,284
Financing -€594,313
Cash 2024 €22,032
Net result for the year -€133,559
Depreciation +€8,507
Receivables within one year +€1.1m
Trade debts +€75,924
Tax, wage and social debts -€1,356
Other debts -€62,813
Accrued charges and deferred income +€145,244
Investment in fixed assets (net) -€529,284
Debts after one year +€534,172
Short-term financial debts -€1.3m
Contributions, distributions and other +€160,044
Cash 2025 €4,090
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,557,879 €987,006 -€570,873 -36.6%
Fixed assets 21/28 - €520,777 +€520,777
Intangible fixed assets 21 - €110,589 +€110,589
Financial fixed assets 28 - €410,188 +€410,188
Current assets 29/58 €1,557,879 €466,229 -€1.1m -70.1%
Amounts receivable within one year 40/41 €1,535,847 €462,139 -€1.1m -69.9%
Trade receivables 40 €344,842 €451,518 +€106,676 +30.9%
Other amounts receivable 41 €1,191,005 €10,621 -€1.2m -99.1%
Cash at bank and in hand 54/58 €22,032 €4,090 -€17,942 -81.4%
Total equity and liabilities 10/49 €1,557,879 €987,006 -€570,873 -36.6%
Equity 10/15 €193,711 €220,195 +€26,485 +13.7%
Contributions 10/11 €1,212,000 €61,500 -€1.2m -94.9%
Capital 10 €1,212,000 €61,500 -€1.2m -94.9%
Issued capital 100 €1,212,000 €61,500 -€1.2m -94.9%
Reserves 13 €292,254 €158,695 -€133,559 -45.7%
Non-distributable reserves 130/1 €3,099 €3,099 = 0.0%
Legal reserve 130 €3,099 €3,099 = 0.0%
Distributable reserves 133 €289,156 €155,597 -€133,559 -46.2%
Profit (loss) carried forward 14 -€1,310,544 - +€1.3m
Amounts payable 17/49 €1,364,169 €766,810 -€597,358 -43.8%
Amounts payable after more than one year 17 - €534,172 +€534,172
Other amounts payable 178/9 - €534,172 +€534,172
Amounts payable within one year 42/48 €1,364,169 €87,395 -€1.3m -93.6%
Financial debts 43 €1,300,000 €11,471 -€1.3m -99.1%
Credit institutions 430/8 €1,300,000 €11,471 -€1.3m -99.1%
Trade debts 44 - €75,924 +€75,924
Suppliers 440/4 - €75,924 +€75,924
Taxes, remuneration and social security 45 €1,356 - -€1,356
Taxes 450/3 €1,356 - -€1,356
Other amounts payable 47/48 €62,813 - -€62,813
Accrued charges and deferred income 492/3 - €145,244 +€145,244
Remuneration, social security and pensions 62 -€46,858 - +€46,858
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €8,507 +€8,507
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €17,390 €46,497 +€29,107 +167.4%
Other operating charges 640/8 €1,605 €1,257 -€348 -21.7%
Non-recurring operating charges 66A €42,532 - -€42,532
Gross operating margin 9900 €1,061,523 -€57,157 -€1.1m
Operating profit (loss) 9901 €1,046,853 -€113,418 -€1.2m
Financial income 75/76B €3,323 €11,220 +€7,897 +237.6%
Recurring financial income 75 €3,323 €11,220 +€7,897 +237.6%
Financial charges 65/66B €95,280 €31,361 -€63,919 -67.1%
Recurring financial charges 65 €95,280 €31,361 -€63,919 -67.1%
Profit (loss) for the period before taxes 9903 €954,896 -€133,559 -€1.1m
Income taxes 67/77 - €0 +€0
Profit (loss) for the period 9904 €954,896 -€133,559 -€1.1m
Profit (loss) for the period to be appropriated 9905 €954,896 -€133,559 -€1.1m

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.