Construct@Home: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Construct@Home
Largest movements
- Deferred charges and accrued income +€367,840
up €367,840 (+118%), from €312,401 to €680,241
- Receivables within one year +€323,845
up €323,845 (+396%), from €81,847 to €405,692
of which Trade receivables: +€334,756
- Cash -€46,481
down €46,481 (-40.2%), from €115,523 to €69,042
mainly Deferred charges and accrued income (-€367,840) and Receivables within one year (-€323,845)
- Other debts +€376,885
up €376,885 (+356%), from €105,728 to €482,613
- Short-term financial debts +€352,669
up €352,669 (+103%), from €340,751 to €693,420
- Trade debts -€88,330
down €88,330 (-89.8%), from €98,400 to €10,070
- Gross operating margin +€104,604
up €104,604, from -€70,018 to €34,586
- Financial charges +€25,325
up €25,325 (+132%), from €19,256 to €44,581
- Financial income +€9,134
up €9,134 (+134%), from €6,821 to €15,955
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €599,001 | €1,244,205 | +€645,204 | +108% |
| Current assets | 29/58 | €599,001 | €1,244,205 | +€645,204 | +108% |
| Stocks and contracts in progress | 3 | €89,231 | €89,231 | = | 0.0% |
| Stocks | 30/36 | €89,231 | €89,231 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €81,847 | €405,692 | +€323,845 | +396% |
| Trade receivables | 40 | €2,742 | €337,498 | +€334,756 | +12,208% |
| Other amounts receivable | 41 | €79,105 | €68,194 | -€10,911 | -13.8% |
| Cash at bank and in hand | 54/58 | €115,523 | €69,042 | -€46,481 | -40.2% |
| Deferred charges and accrued income | 490/1 | €312,401 | €680,241 | +€367,840 | +118% |
| Total equity and liabilities | 10/49 | €599,001 | €1,244,205 | +€645,204 | +108% |
| Equity | 10/15 | €52,571 | €57,875 | +€5,305 | +10.1% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €91,860 | €91,860 | = | 0.0% |
| Distributable reserves | 133 | €91,860 | €91,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€57,889 | -€52,585 | +€5,305 | +9.2% |
| Amounts payable | 17/49 | €546,431 | €1,186,330 | +€639,899 | +117% |
| Amounts payable within one year | 42/48 | €544,879 | €1,186,330 | +€641,450 | +118% |
| Financial debts | 43 | €340,751 | €693,420 | +€352,669 | +103% |
| Credit institutions | 430/8 | €340,751 | €693,420 | +€352,669 | +103% |
| Trade debts | 44 | €98,400 | €10,070 | -€88,330 | -89.8% |
| Suppliers | 440/4 | €98,400 | €10,070 | -€88,330 | -89.8% |
| Taxes, remuneration and social security | 45 | - | €227 | +€227 | |
| Taxes | 450/3 | - | €227 | +€227 | |
| Other amounts payable | 47/48 | €105,728 | €482,613 | +€376,885 | +356% |
| Accrued charges and deferred income | 492/3 | €1,551 | - | -€1,551 | |
| Other operating charges | 640/8 | €916 | €656 | -€260 | -28.4% |
| Non-recurring operating charges | 66A | €12,100 | - | -€12,100 | |
| Gross operating margin | 9900 | -€70,018 | €34,586 | +€104,604 | |
| Operating profit (loss) | 9901 | -€83,034 | €33,931 | +€116,965 | |
| Financial income | 75/76B | €6,821 | €15,955 | +€9,134 | +134% |
| Recurring financial income | 75 | €6,821 | €15,955 | +€9,134 | +134% |
| Financial charges | 65/66B | €19,256 | €44,581 | +€25,325 | +132% |
| Recurring financial charges | 65 | €19,256 | €44,581 | +€25,325 | +132% |
| Profit (loss) for the period before taxes | 9903 | -€95,469 | €5,305 | +€100,773 | |
| Profit (loss) for the period | 9904 | -€95,469 | €5,305 | +€100,773 | |
| Profit (loss) for the period to be appropriated | 9905 | -€95,469 | €5,305 | +€100,773 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.