CONSTRUCT A HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONSTRUCT A HOME
Largest movements
- Cash -€18,508
down €18,508 (-26.7%), from €69,250 to €50,741
mainly Receivables within one year (-€14,745) and Net result for the year (-€4,163)
- Receivables within one year +€14,745
up €14,745 (+5,782%), from €255 to €15,000
- Profit (loss) carried forward -€4,163
down €4,163 (-2.7%), from -€153,249 to -€157,412
- Other operating charges +€1,384
up €1,384 (+262%), from €528 to €1,912
- Gross operating margin -€363
down €363 (-22.5%), from -€1,616 to -€1,979
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €69,505 | €65,741 | -€3,764 | -5.4% |
| Current assets | 29/58 | €69,505 | €65,741 | -€3,764 | -5.4% |
| Amounts receivable within one year | 40/41 | €255 | €15,000 | +€14,745 | +5,782% |
| Other amounts receivable | 41 | €255 | €15,000 | +€14,745 | +5,782% |
| Cash at bank and in hand | 54/58 | €69,250 | €50,741 | -€18,508 | -26.7% |
| Total equity and liabilities | 10/49 | €69,505 | €65,741 | -€3,764 | -5.4% |
| Equity | 10/15 | -€133,249 | -€137,412 | -€4,163 | -3.1% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€153,249 | -€157,412 | -€4,163 | -2.7% |
| Amounts payable | 17/49 | €202,754 | €203,154 | +€400 | +0.2% |
| Amounts payable within one year | 42/48 | €202,754 | €203,154 | +€400 | +0.2% |
| Trade debts | 44 | €635 | €1,035 | +€400 | +62.9% |
| Suppliers | 440/4 | €635 | €1,035 | +€400 | +62.9% |
| Other amounts payable | 47/48 | €202,119 | €202,119 | = | 0.0% |
| Other operating charges | 640/8 | €528 | €1,912 | +€1,384 | +262% |
| Gross operating margin | 9900 | -€1,616 | -€1,979 | -€363 | -22.5% |
| Operating profit (loss) | 9901 | -€2,144 | -€3,891 | -€1,747 | -81.5% |
| Financial charges | 65/66B | €255 | €272 | +€17 | +6.6% |
| Recurring financial charges | 65 | €255 | €272 | +€17 | +6.6% |
| Profit (loss) for the period before taxes | 9903 | -€2,399 | -€4,163 | -€1,764 | -73.5% |
| Profit (loss) for the period | 9904 | -€2,399 | -€4,163 | -€1,764 | -73.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,399 | -€4,163 | -€1,764 | -73.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.