CONSILO FINANCE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONSILO FINANCE
Largest movements
- Cash +€83,778
up €83,778 (+863%), from €9,709 to €93,487
mainly Receivables within one year (+€41,353) and Net result for the year (+€40,030)
- Receivables within one year -€41,353
down €41,353 (-66.7%), from €62,037 to €20,684
of which Other amounts receivable: -€32,660
- Deferred charges and accrued income +€9,646
up €9,646 (+549%), from €1,758 to €11,404
- Profit (loss) carried forward +€40,030
up €40,030 (+138%), from €28,942 to €68,973
- Trade debts +€6,882
up €6,882 (+42.6%), from €16,158 to €23,040
- Tax, wage and social debts +€6,135
up €6,135 (+54.0%), from €11,352 to €17,487
of which Taxes: +€14,969
- Staff costs -€64,414
down €64,414 (-78.2%), from €82,327 to €17,913
- Gross operating margin -€15,620
down €15,620 (-16.3%), from €95,827 to €80,207
- Taxes +€14,783
up €14,783 (+1,335%), from €1,107 to €15,891
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €75,073 | €126,770 | +€51,697 | +68.9% |
| Fixed assets | 21/28 | €1,570 | €1,196 | -€374 | -23.8% |
| Tangible fixed assets | 22/27 | €1,570 | €1,196 | -€374 | -23.8% |
| Furniture and vehicles | 24 | €1,570 | €1,196 | -€374 | -23.8% |
| Current assets | 29/58 | €73,503 | €125,574 | +€52,071 | +70.8% |
| Amounts receivable within one year | 40/41 | €62,037 | €20,684 | -€41,353 | -66.7% |
| Trade receivables | 40 | €26,329 | €17,637 | -€8,692 | -33.0% |
| Other amounts receivable | 41 | €35,708 | €3,047 | -€32,660 | -91.5% |
| Cash at bank and in hand | 54/58 | €9,709 | €93,487 | +€83,778 | +863% |
| Deferred charges and accrued income | 490/1 | €1,758 | €11,404 | +€9,646 | +549% |
| Total equity and liabilities | 10/49 | €75,073 | €126,770 | +€51,697 | +68.9% |
| Equity | 10/15 | €46,213 | €86,243 | +€40,030 | +86.6% |
| Contributions | 10/11 | €15,411 | €15,411 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €28,942 | €68,973 | +€40,030 | +138% |
| Amounts payable | 17/49 | €28,860 | €40,527 | +€11,667 | +40.4% |
| Amounts payable within one year | 42/48 | €28,860 | €40,527 | +€11,667 | +40.4% |
| Financial debts | 43 | €360 | - | -€360 | |
| Credit institutions | 430/8 | €360 | - | -€360 | |
| Trade debts | 44 | €16,158 | €23,040 | +€6,882 | +42.6% |
| Suppliers | 440/4 | €16,158 | €23,040 | +€6,882 | +42.6% |
| Taxes, remuneration and social security | 45 | €11,352 | €17,487 | +€6,135 | +54.0% |
| Taxes | 450/3 | €178 | €15,147 | +€14,969 | +8,406% |
| Remuneration and social security | 454/9 | €11,174 | €2,340 | -€8,834 | -79.1% |
| Other amounts payable | 47/48 | €990 | - | -€990 | |
| Non-recurring operating income | 76A | €3,000 | - | -€3,000 | |
| Remuneration, social security and pensions | 62 | €82,327 | €17,913 | -€64,414 | -78.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €375 | €374 | -€1 | -0.1% |
| Other operating charges | 640/8 | €5,232 | €4,508 | -€724 | -13.8% |
| Gross operating margin | 9900 | €95,827 | €80,207 | -€15,620 | -16.3% |
| Operating profit (loss) | 9901 | €7,893 | €57,412 | +€49,519 | +627% |
| Financial income | 75/76B | €127 | - | -€127 | |
| Recurring financial income | 75 | €127 | - | -€127 | |
| Financial charges | 65/66B | €1,831 | €1,491 | -€340 | -18.6% |
| Recurring financial charges | 65 | €1,831 | €1,491 | -€340 | -18.6% |
| Profit (loss) for the period before taxes | 9903 | €6,189 | €55,921 | +€49,731 | +803% |
| Income taxes | 67/77 | €1,107 | €15,891 | +€14,783 | +1,335% |
| Profit (loss) for the period | 9904 | €5,082 | €40,030 | +€34,948 | +688% |
| Transfer from tax-exempt reserves | 789 | €2,745 | - | -€2,745 | |
| Profit (loss) for the period to be appropriated | 9905 | €7,828 | €40,030 | +€32,202 | +411% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.