CONSI-IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONSI-IMMO
Largest movements
- Receivables within one year +€53,884
new in 2025: €53,884
- Tangible fixed assets -€18,835
down €18,835 (-9.8%), from €191,844 to €173,008
of which Furniture and vehicles: -€12,724
- Cash -€12,443
down €12,443 (-33.9%), from €36,752 to €24,310
mainly Other debts (-€82,999) and Receivables within one year (-€53,884)
- Stocks and contracts -€4,676
down €4,676 (-2.4%), from €192,239 to €187,563
- Other debts -€82,999
down €82,999 (-76.8%), from €108,084 to €25,085
- Short-term financial debts +€70,000
new in 2025: €70,000
- Debts after one year +€22,720
up €22,720 (+9.0%), from €251,990 to €274,710
of which Other amounts payable: +€53,400
- Profit (loss) carried forward +€13,770
up €13,770, from -€6,612 to €7,157
- Trade debts -€7,751
no longer reported in 2025 (was €7,751)
- Other operating charges -€2,401
down €2,401 (-45.8%), from €5,247 to €2,846
- Gross operating margin +€1,242
up €1,242 (+2.8%), from €44,685 to €45,928
- Financial charges -€570
down €570 (-11.0%), from €5,161 to €4,591
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €420,835 | €438,890 | +€18,055 | +4.3% |
| Fixed assets | 21/28 | €191,844 | €173,133 | -€18,710 | -9.8% |
| Tangible fixed assets | 22/27 | €191,844 | €173,008 | -€18,835 | -9.8% |
| Land and buildings | 22 | €146,407 | €140,296 | -€6,112 | -4.2% |
| Furniture and vehicles | 24 | €45,436 | €32,713 | -€12,724 | -28.0% |
| Financial fixed assets | 28 | - | €125 | +€125 | |
| Current assets | 29/58 | €228,991 | €265,756 | +€36,765 | +16.1% |
| Stocks and contracts in progress | 3 | €192,239 | €187,563 | -€4,676 | -2.4% |
| Stocks | 30/36 | €192,239 | €187,563 | -€4,676 | -2.4% |
| Amounts receivable within one year | 40/41 | - | €53,884 | +€53,884 | |
| Trade receivables | 40 | - | €53,884 | +€53,884 | |
| Cash at bank and in hand | 54/58 | €36,752 | €24,310 | -€12,443 | -33.9% |
| Total equity and liabilities | 10/49 | €420,835 | €438,890 | +€18,055 | +4.3% |
| Equity | 10/15 | €13,848 | €27,617 | +€13,770 | +99.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€6,612 | €7,157 | +€13,770 | |
| Amounts payable | 17/49 | €406,987 | €411,272 | +€4,285 | +1.1% |
| Amounts payable after more than one year | 17 | €251,990 | €274,710 | +€22,720 | +9.0% |
| Financial debts | 170/4 | €129,964 | €99,284 | -€30,680 | -23.6% |
| Other amounts payable | 178/9 | €122,026 | €175,426 | +€53,400 | +43.8% |
| Amounts payable within one year | 42/48 | €154,997 | €136,562 | -€18,435 | -11.9% |
| Current portion of amounts payable after more than one year | 42 | €30,729 | €30,680 | -€50 | -0.2% |
| Financial debts | 43 | - | €70,000 | +€70,000 | |
| Credit institutions | 430/8 | - | €70,000 | +€70,000 | |
| Trade debts | 44 | €7,751 | - | -€7,751 | |
| Suppliers | 440/4 | €7,751 | - | -€7,751 | |
| Taxes, remuneration and social security | 45 | €8,433 | €10,797 | +€2,364 | +28.0% |
| Taxes | 450/3 | €8,433 | €6,261 | -€2,172 | -25.8% |
| Remuneration and social security | 454/9 | - | €4,536 | +€4,536 | |
| Other amounts payable | 47/48 | €108,084 | €25,085 | -€82,999 | -76.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,878 | €18,835 | -€43 | -0.2% |
| Other operating charges | 640/8 | €5,247 | €2,846 | -€2,401 | -45.8% |
| Non-recurring operating charges | 66A | - | €1,350 | +€1,350 | |
| Gross operating margin | 9900 | €44,685 | €45,928 | +€1,242 | +2.8% |
| Operating profit (loss) | 9901 | €20,560 | €22,897 | +€2,336 | +11.4% |
| Financial income | 75/76B | €124 | - | -€124 | |
| Recurring financial income | 75 | €124 | - | -€124 | |
| Financial charges | 65/66B | €5,161 | €4,591 | -€570 | -11.0% |
| Recurring financial charges | 65 | €5,161 | €4,591 | -€570 | -11.0% |
| Profit (loss) for the period before taxes | 9903 | €15,524 | €18,305 | +€2,782 | +17.9% |
| Income taxes | 67/77 | €4,500 | €4,536 | +€36 | +0.8% |
| Profit (loss) for the period | 9904 | €11,024 | €13,770 | +€2,746 | +24.9% |
| Profit (loss) for the period to be appropriated | 9905 | €11,024 | €13,770 | +€2,746 | +24.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.