Conseco: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Conseco
Largest movements
- Receivables within one year +€7,572
up €7,572 (+3.0%), from €249,644 to €257,216
of which Other amounts receivable: +€24,585
- Profit (loss) carried forward +€31,887
up €31,887 (+14.1%), from €226,856 to €258,743
- Tax, wage and social debts -€16,804
down €16,804 (-99.5%), from €16,888 to €84
- Trade debts -€6,247
down €6,247 (-8.3%), from €74,894 to €68,647
- Write-downs +€20,864
up €20,864, from -€12,656 to €8,208
- Gross operating margin -€7,395
down €7,395 (-13.5%), from €54,728 to €47,333
- Taxes -€5,023
down €5,023 (-31.9%), from €15,759 to €10,736
- Financial income +€4,399
up €4,399 (+251.9%), from €1,746 to €6,145
- Other operating charges -€4,004
down €4,004 (-72.2%), from €5,544 to €1,540
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €339,098 | €347,934 | +€8,836 | +2.6% |
| Fixed assets | 21/28 | €1,657 | €1,538 | -€119 | -7.2% |
| Tangible fixed assets | 22/27 | €397 | €278 | -€119 | -29.9% |
| Other tangible fixed assets | 26 | €397 | €278 | -€119 | -29.9% |
| Financial fixed assets | 28 | €1,260 | €1,260 | = | 0.0% |
| Current assets | 29/58 | €337,441 | €346,396 | +€8,955 | +2.7% |
| Amounts receivable within one year | 40/41 | €249,644 | €257,216 | +€7,572 | +3.0% |
| Trade receivables | 40 | €48,136 | €31,123 | -€17,013 | -35.3% |
| Other amounts receivable | 41 | €201,508 | €226,093 | +€24,585 | +12.2% |
| Cash at bank and in hand | 54/58 | €87,222 | €88,244 | +€1,022 | +1.2% |
| Deferred charges and accrued income | 490/1 | €575 | €935 | +€360 | +62.7% |
| Total equity and liabilities | 10/49 | €339,098 | €347,934 | +€8,836 | +2.6% |
| Equity | 10/15 | €247,316 | €279,203 | +€31,887 | +12.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €226,856 | €258,743 | +€31,887 | +14.1% |
| Amounts payable | 17/49 | €91,782 | €68,731 | -€23,051 | -25.1% |
| Amounts payable within one year | 42/48 | €91,782 | €68,731 | -€23,051 | -25.1% |
| Trade debts | 44 | €74,894 | €68,647 | -€6,247 | -8.3% |
| Suppliers | 440/4 | €74,894 | €68,647 | -€6,247 | -8.3% |
| Taxes, remuneration and social security | 45 | €16,888 | €84 | -€16,804 | -99.5% |
| Taxes | 450/3 | €16,888 | €84 | -€16,804 | -99.5% |
| Non-recurring operating income | 76A | - | €23 | +€23 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €118 | €119 | +€1 | +0.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€12,656 | €8,208 | +€20,864 | |
| Other operating charges | 640/8 | €5,544 | €1,540 | -€4,004 | -72.2% |
| Gross operating margin | 9900 | €54,728 | €47,333 | -€7,395 | -13.5% |
| Operating profit (loss) | 9901 | €61,722 | €37,467 | -€24,255 | -39.3% |
| Financial income | 75/76B | €1,746 | €6,145 | +€4,399 | +251.9% |
| Recurring financial income | 75 | €1,746 | €6,145 | +€4,399 | +251.9% |
| Financial charges | 65/66B | €586 | €989 | +€403 | +68.9% |
| Recurring financial charges | 65 | €586 | €989 | +€403 | +68.9% |
| Profit (loss) for the period before taxes | 9903 | €62,882 | €42,623 | -€20,259 | -32.2% |
| Income taxes | 67/77 | €15,759 | €10,736 | -€5,023 | -31.9% |
| Profit (loss) for the period | 9904 | €47,123 | €31,887 | -€15,236 | -32.3% |
| Profit (loss) for the period to be appropriated | 9905 | €47,123 | €31,887 | -€15,236 | -32.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.