CONFORT-FINANCES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONFORT-FINANCES
Largest movements
- Tangible fixed assets -€20,703
down €20,703 (-6.2%), from €333,503 to €312,800
of which Furniture and vehicles: -€10,829
- Cash +€10,634
up €10,634 (+71.3%), from €14,915 to €25,549
mainly Depreciation (+€20,703) and Tax, wage and social debts (+€6,022)
- Reserves -€6,557
down €6,557 (-3.9%), from €169,781 to €163,224
- Tax, wage and social debts +€6,022
up €6,022 (+227%), from €2,657 to €8,679
- Debts after one year -€4,796
down €4,796 (-100%), from €4,796 to €0
- Gross operating margin +€17,568
up €17,568 (+473%), from €3,716 to €21,284
- Taxes +€3,209
up €3,209 (+106%), from €3,032 to €6,240
- Depreciation +€2,102
up €2,102 (+11.3%), from €18,601 to €20,703
- Financial income -€1,358
down €1,358 (-76.7%), from €1,771 to €413
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €361,981 | €350,439 | -€11,542 | -3.2% |
| Fixed assets | 21/28 | €333,503 | €312,800 | -€20,703 | -6.2% |
| Tangible fixed assets | 22/27 | €333,503 | €312,800 | -€20,703 | -6.2% |
| Land and buildings | 22 | €316,583 | €306,709 | -€9,874 | -3.1% |
| Furniture and vehicles | 24 | €16,920 | €6,091 | -€10,829 | -64.0% |
| Current assets | 29/58 | €28,478 | €37,638 | +€9,160 | +32.2% |
| Amounts receivable within one year | 40/41 | €1,290 | €1,447 | +€157 | +12.2% |
| Other amounts receivable | 41 | €1,290 | €1,447 | +€157 | +12.2% |
| Cash at bank and in hand | 54/58 | €14,915 | €25,549 | +€10,634 | +71.3% |
| Deferred charges and accrued income | 490/1 | €12,273 | €10,642 | -€1,631 | -13.3% |
| Total equity and liabilities | 10/49 | €361,981 | €350,439 | -€11,542 | -3.2% |
| Equity | 10/15 | €266,534 | €260,510 | -€6,024 | -2.3% |
| Contributions | 10/11 | €20,460 | €20,460 | = | 0.0% |
| Reserves | 13 | €169,781 | €163,224 | -€6,557 | -3.9% |
| Tax-exempt reserves | 132 | €169,781 | €163,224 | -€6,557 | -3.9% |
| Profit (loss) carried forward | 14 | €76,293 | €76,826 | +€533 | +0.7% |
| Provisions and deferred taxes | 16 | €56,163 | €54,615 | -€1,548 | -2.8% |
| Deferred taxes | 168 | €56,163 | €54,615 | -€1,548 | -2.8% |
| Amounts payable | 17/49 | €39,285 | €35,314 | -€3,971 | -10.1% |
| Amounts payable after more than one year | 17 | €4,796 | €0 | -€4,796 | -100% |
| Financial debts | 170/4 | €4,796 | €0 | -€4,796 | -100% |
| Amounts payable within one year | 42/48 | €34,488 | €35,314 | +€825 | +2.4% |
| Current portion of amounts payable after more than one year | 42 | €8,142 | €4,796 | -€3,345 | -41.1% |
| Trade debts | 44 | €3,242 | €3,851 | +€609 | +18.8% |
| Suppliers | 440/4 | €3,242 | €3,851 | +€609 | +18.8% |
| Taxes, remuneration and social security | 45 | €2,657 | €8,679 | +€6,022 | +227% |
| Taxes | 450/3 | €2,657 | €8,679 | +€6,022 | +227% |
| Other amounts payable | 47/48 | €20,448 | €17,987 | -€2,461 | -12.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,601 | €20,703 | +€2,102 | +11.3% |
| Other operating charges | 640/8 | €1,206 | €1,239 | +€33 | +2.7% |
| Gross operating margin | 9900 | €3,716 | €21,284 | +€17,568 | +473% |
| Operating profit (loss) | 9901 | -€16,091 | -€658 | +€15,433 | +95.9% |
| Financial income | 75/76B | €1,771 | €413 | -€1,358 | -76.7% |
| Recurring financial income | 75 | €1,771 | €413 | -€1,358 | -76.7% |
| Financial charges | 65/66B | €1,150 | €1,086 | -€64 | -5.6% |
| Recurring financial charges | 65 | €1,150 | €1,086 | -€64 | -5.6% |
| Profit (loss) for the period before taxes | 9903 | -€15,470 | -€1,331 | +€14,139 | +91.4% |
| Transfer from deferred taxes | 780 | €2,197 | €1,548 | -€649 | -29.6% |
| Income taxes | 67/77 | €3,032 | €6,240 | +€3,209 | +106% |
| Profit (loss) for the period | 9904 | -€16,304 | -€6,024 | +€10,281 | +63.1% |
| Transfer from tax-exempt reserves | 789 | €4,340 | €6,557 | +€2,217 | +51.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€11,965 | €533 | +€12,498 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.