Confidence Agency: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Confidence Agency
Largest movements
- Cash +€1,442
up €1,442 (+28.9%), from €4,991 to €6,432
mainly Other debts (+€1,099) and Depreciation (+€861)
- Tangible fixed assets -€861
down €861 (-53.4%), from €1,610 to €750
- Receivables within one year +€573
up €573 (+55.8%), from €1,028 to €1,601
of which Other amounts receivable: +€881
- Other debts +€1,099
up €1,099 (+41.6%), from €2,641 to €3,740
- Tax, wage and social debts -€210
no longer reported in 2025 (was €210)
- Trade debts +€160
up €160 (+7.6%), from €2,112 to €2,272
- Profit (loss) carried forward +€105
up €105 (+6.3%), from €1,666 to €1,770
- Gross operating margin -€2,467
down €2,467 (-68.3%), from €3,612 to €1,146
- Taxes -€654
down €654 (-83.8%), from €780 to €127
- Depreciation -€241
down €241 (-21.9%), from €1,102 to €861
- Other operating charges -€64
no longer reported in 2025 (was €64)
- Financial charges +€53
up €53 (+6,656%), from €1 to €54
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €7,628 | €8,782 | +€1,154 | +15.1% |
| Fixed assets | 21/28 | €1,610 | €750 | -€861 | -53.4% |
| Tangible fixed assets | 22/27 | €1,610 | €750 | -€861 | -53.4% |
| Furniture and vehicles | 24 | €1,610 | €750 | -€861 | -53.4% |
| Current assets | 29/58 | €6,018 | €8,033 | +€2,015 | +33.5% |
| Amounts receivable within one year | 40/41 | €1,028 | €1,601 | +€573 | +55.8% |
| Trade receivables | 40 | €308 | - | -€308 | |
| Other amounts receivable | 41 | €720 | €1,601 | +€881 | +122% |
| Cash at bank and in hand | 54/58 | €4,991 | €6,432 | +€1,442 | +28.9% |
| Total equity and liabilities | 10/49 | €7,628 | €8,782 | +€1,154 | +15.1% |
| Equity | 10/15 | €2,666 | €2,770 | +€105 | +3.9% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,666 | €1,770 | +€105 | +6.3% |
| Amounts payable | 17/49 | €4,962 | €6,012 | +€1,050 | +21.2% |
| Amounts payable within one year | 42/48 | €4,962 | €6,012 | +€1,050 | +21.2% |
| Trade debts | 44 | €2,112 | €2,272 | +€160 | +7.6% |
| Suppliers | 440/4 | €2,112 | €2,272 | +€160 | +7.6% |
| Taxes, remuneration and social security | 45 | €210 | - | -€210 | |
| Taxes | 450/3 | €210 | - | -€210 | |
| Other amounts payable | 47/48 | €2,641 | €3,740 | +€1,099 | +41.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,102 | €861 | -€241 | -21.9% |
| Other operating charges | 640/8 | €64 | - | -€64 | |
| Gross operating margin | 9900 | €3,612 | €1,146 | -€2,467 | -68.3% |
| Operating profit (loss) | 9901 | €2,447 | €285 | -€2,161 | -88.3% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €1 | €54 | +€53 | +6,656% |
| Recurring financial charges | 65 | €1 | €54 | +€53 | +6,656% |
| Profit (loss) for the period before taxes | 9903 | €2,446 | €231 | -€2,215 | -90.5% |
| Income taxes | 67/77 | €780 | €127 | -€654 | -83.8% |
| Profit (loss) for the period | 9904 | €1,666 | €105 | -€1,561 | -93.7% |
| Profit (loss) for the period to be appropriated | 9905 | €1,666 | €105 | -€1,561 | -93.7% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.