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CONFICO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CONFICO

BE 0760.787.331
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1,482
2024 · -€8,899+€10,380
Equity
-€2,240
2024 · -€3,722+€1,482
Cash
€269,436
2024 · €29,317+€240,119
Balance sheet total
€588,686
2024 · €381,450+€207,236

Largest movements

2024 to 2025
Assets
  • Cash +€240,119

    up €240,119 (+819.0%), from €29,317 to €269,436

    mainly Current portion of long-term debt (+€190,589) and Tax, wage and social debts (+€83,874)

  • Stocks and contracts -€26,981

    down €26,981 (-7.8%), from €346,231 to €319,250

  • Receivables within one year -€5,901

    no longer reported in 2025 (was €5,901)

Equity and liabilities
  • Current portion of long-term debt +€190,589

    new in 2025: €190,589

  • Tax, wage and social debts +€83,874

    new in 2025: €83,874

  • Debts after one year -€83,657

    down €83,657 (-27.1%), from €308,657 to €225,000

  • Trade debts +€14,949

    up €14,949 (+19.5%), from €76,514 to €91,463

Income statement
  • Gross operating margin +€28,160

    up €28,160, from -€8,533 to €19,627

  • Financial charges +€18,478

    up €18,478 (+2398.8%), from €770 to €19,248

  • Financial income +€512

    up €512 (+46.5%), from €1,102 to €1,614

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,899
Gross operating margin +€28,160
Other operating charges +€186
Financial income +€512
Financial charges -€18,478
Taxes -€0
Result 2025 €1,482

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€133,187
Investment €0
Financing +€106,932
Cash 2024 €29,317
Net result for the year +€1,482
Stocks and contracts +€26,981
Receivables within one year +€5,901
Trade debts +€14,949
Tax, wage and social debts +€83,874
Debts after one year -€83,657
Current portion of long-term debt +€190,589
Cash 2025 €269,436
Every line side by side 31 lines
Line Code 2024 2025 Change %
Total assets 20/58 €381,450 €588,686 +€207,236 +54.3%
Current assets 29/58 €381,450 €588,686 +€207,236 +54.3%
Stocks and contracts in progress 3 €346,231 €319,250 -€26,981 -7.8%
Stocks 30/36 €346,231 €319,250 -€26,981 -7.8%
Amounts receivable within one year 40/41 €5,901 - -€5,901
Other amounts receivable 41 €5,901 - -€5,901
Cash at bank and in hand 54/58 €29,317 €269,436 +€240,119 +819.0%
Total equity and liabilities 10/49 €381,450 €588,686 +€207,236 +54.3%
Equity 10/15 -€3,722 -€2,240 +€1,482 +39.8%
Contributions 10/11 €2,500 €2,500 = 0.0%
Profit (loss) carried forward 14 -€6,222 -€4,740 +€1,482 +23.8%
Amounts payable 17/49 €385,171 €590,926 +€205,755 +53.4%
Amounts payable after more than one year 17 €308,657 €225,000 -€83,657 -27.1%
Financial debts 170/4 €308,657 €225,000 -€83,657 -27.1%
Amounts payable within one year 42/48 €76,514 €365,926 +€289,412 +378.2%
Current portion of amounts payable after more than one year 42 - €190,589 +€190,589
Trade debts 44 €76,514 €91,463 +€14,949 +19.5%
Suppliers 440/4 €76,514 €91,463 +€14,949 +19.5%
Taxes, remuneration and social security 45 - €83,874 +€83,874
Taxes 450/3 - €83,874 +€83,874
Other operating charges 640/8 €697 €511 -€186 -26.6%
Gross operating margin 9900 -€8,533 €19,627 +€28,160
Operating profit (loss) 9901 -€9,230 €19,116 +€28,346
Financial income 75/76B €1,102 €1,614 +€512 +46.5%
Recurring financial income 75 €1,102 €1,614 +€512 +46.5%
Financial charges 65/66B €770 €19,248 +€18,478 +2398.8%
Recurring financial charges 65 €770 €19,248 +€18,478 +2398.8%
Profit (loss) for the period before taxes 9903 -€8,899 €1,482 +€10,381
Income taxes 67/77 - €0 +€0
Profit (loss) for the period 9904 -€8,899 €1,482 +€10,380
Profit (loss) for the period to be appropriated 9905 -€8,899 €1,482 +€10,380

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.