CONFAM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONFAM
Largest movements
- Receivables after one year -€300,000
down €300,000 (-100%), from €300,000 to €0
- Cash -€18,932
down €18,932 (-66.4%), from €28,533 to €9,601
mainly Contributions, distributions and other (-€1.1m) and Debts after one year (-€85,714)
- Profit (loss) carried forward -€298,441
down €298,441 (-35.1%), from €850,029 to €551,588
- Debts after one year -€85,714
down €85,714 (-44.4%), from €192,857 to €107,143
- Other debts +€50,000
new in 2025: €50,000
- Trade debts +€24,701
new in 2025: €24,701
- Financial income +€550,000
up €550,000 (+367%), from €150,000 to €700,000
- Gross operating margin -€17,152
down €17,152 (-12.4%), from €138,337 to €121,184
- Taxes -€16,936
down €16,936 (-49.6%), from €34,122 to €17,186
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,543,053 | €1,222,415 | -€320,639 | -20.8% |
| Fixed assets | 21/28 | €1,200,000 | €1,200,000 | = | 0.0% |
| Financial fixed assets | 28 | €1,200,000 | €1,200,000 | = | 0.0% |
| Current assets | 29/58 | €343,053 | €22,415 | -€320,639 | -93.5% |
| Amounts receivable after more than one year | 29 | €300,000 | €0 | -€300,000 | -100% |
| Other amounts receivable | 291 | €300,000 | €0 | -€300,000 | -100% |
| Amounts receivable within one year | 40/41 | €14,520 | €12,814 | -€1,706 | -11.8% |
| Trade receivables | 40 | €14,520 | €0 | -€14,520 | -100% |
| Other amounts receivable | 41 | - | €12,814 | +€12,814 | |
| Cash at bank and in hand | 54/58 | €28,533 | €9,601 | -€18,932 | -66.4% |
| Total equity and liabilities | 10/49 | €1,543,053 | €1,222,415 | -€320,639 | -20.8% |
| Equity | 10/15 | €1,250,029 | €951,588 | -€298,441 | -23.9% |
| Contributions | 10/11 | €400,000 | €400,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €850,029 | €551,588 | -€298,441 | -35.1% |
| Amounts payable | 17/49 | €293,024 | €270,827 | -€22,198 | -7.6% |
| Amounts payable after more than one year | 17 | €192,857 | €107,143 | -€85,714 | -44.4% |
| Financial debts | 170/4 | €192,857 | €107,143 | -€85,714 | -44.4% |
| Amounts payable within one year | 42/48 | €100,167 | €163,684 | +€63,517 | +63.4% |
| Current portion of amounts payable after more than one year | 42 | €85,714 | €85,714 | = | 0.0% |
| Trade debts | 44 | - | €24,701 | +€24,701 | |
| Suppliers | 440/4 | - | €24,701 | +€24,701 | |
| Taxes, remuneration and social security | 45 | €14,453 | €3,268 | -€11,184 | -77.4% |
| Taxes | 450/3 | €14,453 | €3,268 | -€11,184 | -77.4% |
| Other amounts payable | 47/48 | - | €50,000 | +€50,000 | |
| Other operating charges | 640/8 | - | €998 | +€998 | |
| Gross operating margin | 9900 | €138,337 | €121,184 | -€17,152 | -12.4% |
| Operating profit (loss) | 9901 | €138,337 | €120,186 | -€18,151 | -13.1% |
| Financial income | 75/76B | €150,000 | €700,000 | +€550,000 | +367% |
| Recurring financial income | 75 | €150,000 | €700,000 | +€550,000 | +367% |
| Financial charges | 65/66B | €1,849 | €1,441 | -€408 | -22.1% |
| Recurring financial charges | 65 | €1,849 | €1,441 | -€408 | -22.1% |
| Profit (loss) for the period before taxes | 9903 | €286,488 | €818,745 | +€532,257 | +186% |
| Income taxes | 67/77 | €34,122 | €17,186 | -€16,936 | -49.6% |
| Profit (loss) for the period | 9904 | €252,366 | €801,559 | +€549,193 | +218% |
| Profit (loss) for the period to be appropriated | 9905 | €252,366 | €801,559 | +€549,193 | +218% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.