CONCRETO Consultancy: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONCRETO Consultancy
Largest movements
- Cash +€45,325
up €45,325 (+149,490%), from €30 to €45,356
mainly Net result for the year (+€31,130) and Tax, wage and social debts (+€14,716)
- Receivables within one year +€8,263
up €8,263 (+73.3%), from €11,265 to €19,528
of which Trade receivables: +€8,408
- Tangible fixed assets +€2,865
up €2,865 (+385%), from €744 to €3,608
- Deferred charges and accrued income +€1,079
new in 2025: €1,079
- Reserves +€31,130
up €31,130 (+657%), from €4,740 to €35,869
- Tax, wage and social debts +€14,716
up €14,716 (+739%), from €1,992 to €16,708
- Other debts +€11,536
up €11,536 (+378%), from €3,049 to €14,585
- Gross operating margin +€37,942
up €37,942 (+522%), from €7,270 to €45,212
- Taxes +€10,037
up €10,037 (+504%), from €1,992 to €12,029
- Financial charges +€833
up €833 (+1,796%), from €46 to €880
- Depreciation +€608
up €608 (+582%), from €105 to €713
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €12,039 | €69,570 | +€57,531 | +478% |
| Fixed assets | 21/28 | €744 | €3,608 | +€2,865 | +385% |
| Tangible fixed assets | 22/27 | €744 | €3,608 | +€2,865 | +385% |
| Plant, machinery and equipment | 23 | €744 | €3,608 | +€2,865 | +385% |
| Current assets | 29/58 | €11,295 | €65,962 | +€54,666 | +484% |
| Amounts receivable within one year | 40/41 | €11,265 | €19,528 | +€8,263 | +73.3% |
| Trade receivables | 40 | €11,120 | €19,528 | +€8,408 | +75.6% |
| Other amounts receivable | 41 | €145 | €0 | -€145 | -100% |
| Cash at bank and in hand | 54/58 | €30 | €45,356 | +€45,325 | +149,490% |
| Deferred charges and accrued income | 490/1 | - | €1,079 | +€1,079 | |
| Total equity and liabilities | 10/49 | €12,039 | €69,570 | +€57,531 | +478% |
| Equity | 10/15 | €6,740 | €37,869 | +€31,130 | +462% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €4,740 | €35,869 | +€31,130 | +657% |
| Distributable reserves | 133 | €4,740 | €35,869 | +€31,130 | +657% |
| Amounts payable | 17/49 | €5,299 | €31,700 | +€26,401 | +498% |
| Amounts payable within one year | 42/48 | €5,299 | €31,700 | +€26,401 | +498% |
| Trade debts | 44 | €257 | €407 | +€149 | +58.0% |
| Suppliers | 440/4 | €257 | €407 | +€149 | +58.0% |
| Taxes, remuneration and social security | 45 | €1,992 | €16,708 | +€14,716 | +739% |
| Taxes | 450/3 | €1,992 | €16,708 | +€14,716 | +739% |
| Other amounts payable | 47/48 | €3,049 | €14,585 | +€11,536 | +378% |
| Remuneration, social security and pensions | 62 | - | €61 | +€61 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €105 | €713 | +€608 | +582% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €7,270 | €45,212 | +€37,942 | +522% |
| Operating profit (loss) | 9901 | €6,778 | €44,039 | +€37,260 | +550% |
| Financial charges | 65/66B | €46 | €880 | +€833 | +1,796% |
| Recurring financial charges | 65 | €46 | €880 | +€833 | +1,796% |
| Profit (loss) for the period before taxes | 9903 | €6,732 | €43,159 | +€36,427 | +541% |
| Income taxes | 67/77 | €1,992 | €12,029 | +€10,037 | +504% |
| Profit (loss) for the period | 9904 | €4,740 | €31,130 | +€26,390 | +557% |
| Profit (loss) for the period to be appropriated | 9905 | €4,740 | €31,130 | +€26,390 | +557% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.