CONCRETO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONCRETO
Largest movements
- Cash -€6,388
down €6,388 (-68.3%), from €9,347 to €2,959
mainly Contributions, distributions and other (-€30,900) and Debts after one year (-€18,043)
- Receivables within one year +€5,939
up €5,939 (+20.7%), from €28,672 to €34,611
of which Other amounts receivable: +€3,466
- Other debts +€29,037
up €29,037 (+62.1%), from €46,786 to €75,823
- Debts after one year -€18,043
down €18,043 (-10.8%), from €167,647 to €149,603
- Reserves -€14,710
down €14,710 (-6.7%), from €220,667 to €205,957
- Trade debts -€6,673
down €6,673 (-33.4%), from €19,960 to €13,287
- Gross operating margin -€5,379
down €5,379 (-6.2%), from €86,769 to €81,390
- Write-downs -€2,436
down €2,436 (-42.1%), from €5,779 to €3,344
- Taxes -€2,232
down €2,232 (-24.8%), from €8,989 to €6,757
- Financial charges +€2,219
up €2,219 (+26.5%), from €8,360 to €10,578
- Depreciation +€1,595
up €1,595 (+13.2%), from €12,092 to €13,686
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €542,489 | €536,980 | -€5,509 | -1.0% |
| Fixed assets | 21/28 | €250,417 | €243,881 | -€6,535 | -2.6% |
| Intangible fixed assets | 21 | €3,000 | - | -€3,000 | |
| Tangible fixed assets | 22/27 | €247,378 | €243,843 | -€3,535 | -1.4% |
| Land and buildings | 22 | €226,008 | €219,402 | -€6,606 | -2.9% |
| Plant, machinery and equipment | 23 | €15,820 | €13,828 | -€1,992 | -12.6% |
| Furniture and vehicles | 24 | €4,050 | €9,336 | +€5,286 | +130.5% |
| Other tangible fixed assets | 26 | €1,501 | €1,277 | -€224 | -14.9% |
| Financial fixed assets | 28 | €39 | €39 | = | 0.0% |
| Current assets | 29/58 | €292,072 | €293,098 | +€1,026 | +0.4% |
| Stocks and contracts in progress | 3 | €122,016 | €122,679 | +€663 | +0.5% |
| Stocks | 30/36 | €122,016 | €122,679 | +€663 | +0.5% |
| Amounts receivable within one year | 40/41 | €28,672 | €34,611 | +€5,939 | +20.7% |
| Trade receivables | 40 | €27,557 | €30,030 | +€2,474 | +9.0% |
| Other amounts receivable | 41 | €1,115 | €4,581 | +€3,466 | +310.7% |
| Current investments | 50/53 | €125,244 | €128,446 | +€3,202 | +2.6% |
| Cash at bank and in hand | 54/58 | €9,347 | €2,959 | -€6,388 | -68.3% |
| Deferred charges and accrued income | 490/1 | €6,793 | €4,404 | -€2,389 | -35.2% |
| Total equity and liabilities | 10/49 | €542,489 | €536,980 | -€5,509 | -1.0% |
| Equity | 10/15 | €233,067 | €218,357 | -€14,710 | -6.3% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €220,667 | €205,957 | -€14,710 | -6.7% |
| Distributable reserves | 133 | €220,667 | €205,957 | -€14,710 | -6.7% |
| Amounts payable | 17/49 | €309,422 | €318,623 | +€9,201 | +3.0% |
| Amounts payable after more than one year | 17 | €167,647 | €149,603 | -€18,043 | -10.8% |
| Financial debts | 170/4 | €167,647 | €149,603 | -€18,043 | -10.8% |
| Amounts payable within one year | 42/48 | €138,937 | €163,595 | +€24,658 | +17.7% |
| Current portion of amounts payable after more than one year | 42 | €17,676 | €18,043 | +€367 | +2.1% |
| Financial debts | 43 | €41,151 | €41,705 | +€554 | +1.3% |
| Credit institutions | 430/8 | €41,151 | €41,705 | +€554 | +1.3% |
| Trade debts | 44 | €19,960 | €13,287 | -€6,673 | -33.4% |
| Suppliers | 440/4 | €19,960 | €13,287 | -€6,673 | -33.4% |
| Taxes, remuneration and social security | 45 | €13,363 | €14,736 | +€1,373 | +10.3% |
| Taxes | 450/3 | €7,698 | €8,811 | +€1,113 | +14.5% |
| Remuneration and social security | 454/9 | €5,665 | €5,925 | +€260 | +4.6% |
| Other amounts payable | 47/48 | €46,786 | €75,823 | +€29,037 | +62.1% |
| Accrued charges and deferred income | 492/3 | €2,838 | €5,424 | +€2,586 | +91.1% |
| Remuneration, social security and pensions | 62 | €32,913 | €33,992 | +€1,079 | +3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,092 | €13,686 | +€1,595 | +13.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €5,779 | €3,344 | -€2,436 | -42.1% |
| Other operating charges | 640/8 | €2,150 | €2,881 | +€731 | +34.0% |
| Gross operating margin | 9900 | €86,769 | €81,390 | -€5,379 | -6.2% |
| Operating profit (loss) | 9901 | €33,834 | €27,487 | -€6,348 | -18.8% |
| Financial income | 75/76B | €6,362 | €6,039 | -€323 | -5.1% |
| Recurring financial income | 75 | €6,362 | €6,039 | -€323 | -5.1% |
| Financial charges | 65/66B | €8,360 | €10,578 | +€2,219 | +26.5% |
| Recurring financial charges | 65 | €8,360 | €10,578 | +€2,219 | +26.5% |
| Profit (loss) for the period before taxes | 9903 | €31,836 | €22,947 | -€8,889 | -27.9% |
| Income taxes | 67/77 | €8,989 | €6,757 | -€2,232 | -24.8% |
| Profit (loss) for the period | 9904 | €22,847 | €16,190 | -€6,657 | -29.1% |
| Profit (loss) for the period to be appropriated | 9905 | €22,847 | €16,190 | -€6,657 | -29.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.