CONCRETE HOLDING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
CONCRETE HOLDING
NACE 64.210, Activities of holding companies
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€1.2m
2024 · €1.5m-€379,130
Equity
€8.1m
2024 · €7.0m+€1.2m
Cash
€208,251
2024 · €217,457-€9,206
Balance sheet total
€18.3m
2024 · €17.9m+€391,239
Largest movements
Assets
- Current investments +€400,000
new in 2025: €400,000
Equity and liabilities
- Reserves +€1.2m
up €1.2m (+58.4%), from €2.0m to €3.1m
of which Distributable reserves: +€1.1m
- Debts after one year -€816,250
down €816,250 (-8.2%), from €10.0m to €9.2m
of which Financial debts: -€910,000
Income statement
- Financial income -€510,901
down €510,901 (-30.8%), from €1.7m to €1.2m
- Financial charges -€82,310
down €82,310 (-19.4%), from €424,992 to €342,683
- Turnover +€50,000
up €50,000 (+16.7%), from €300,000 to €350,000
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€1.5m
Turnover
+€50,000
Services and other goods
+€76
Other operating charges
-€615
Financial income
-€510,901
Financial charges
+€82,310
Result 2025
€1.2m
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€1.2m
Investment
-€400,000
Financing
-€816,250
Cash 2024
€217,457
From operations (derived)
+€1.2m
Net result for the year
+€1.2m
Smaller working-capital items
-€200
Tax, wage and social debts
+€36,561
Accrued charges and deferred income
+€19,964
Investment (derived)
-€400,000
Current investments
-€400,000
Financing
-€816,250
Debts after one year
-€816,250
Cash 2025
€208,251
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €17,898,696 | €18,289,934 | +€391,239 | +2.2% |
| Fixed assets | 21/28 | €17,672,680 | €17,672,680 | = | 0.0% |
| Financial fixed assets | 28 | €17,672,680 | €17,672,680 | = | 0.0% |
| Affiliated companies | 280/1 | €17,672,680 | €17,672,680 | = | 0.0% |
| Participating interests | 280 | €17,672,680 | €17,672,680 | = | 0.0% |
| Current assets | 29/58 | €226,016 | €617,254 | +€391,239 | +173% |
| Stocks and contracts in progress | 3 | €0 | €2,404 | +€2,404 | |
| Stocks | 30/36 | - | €2,404 | +€2,404 | |
| Property held for sale | 35 | - | €2,404 | +€2,404 | |
| Amounts receivable within one year | 40/41 | €8,559 | €6,574 | -€1,985 | -23.2% |
| Other amounts receivable | 41 | €8,559 | €6,574 | -€1,985 | -23.2% |
| Current investments | 50/53 | - | €400,000 | +€400,000 | |
| Other investments | 51/53 | - | €400,000 | +€400,000 | |
| Cash at bank and in hand | 54/58 | €217,457 | €208,251 | -€9,206 | -4.2% |
| Deferred charges and accrued income | 490/1 | - | €26 | +€26 | |
| Total equity and liabilities | 10/49 | €17,898,696 | €18,289,934 | +€391,239 | +2.2% |
| Equity | 10/15 | €6,971,003 | €8,121,722 | +€1.2m | +16.5% |
| Contributions | 10/11 | €5,000,000 | €5,000,000 | = | 0.0% |
| Capital | 10 | €5,000,000 | €5,000,000 | = | 0.0% |
| Issued capital | 100 | €5,000,000 | €5,000,000 | = | 0.0% |
| Reserves | 13 | €1,971,003 | €3,121,722 | +€1.2m | +58.4% |
| Non-distributable reserves | 130/1 | €98,550 | €156,086 | +€57,536 | +58.4% |
| Legal reserve | 130 | €98,550 | €156,086 | +€57,536 | +58.4% |
| Distributable reserves | 133 | €1,872,453 | €2,965,636 | +€1.1m | +58.4% |
| Amounts payable | 17/49 | €10,927,692 | €10,168,212 | -€759,481 | -7.0% |
| Amounts payable after more than one year | 17 | €9,997,509 | €9,181,259 | -€816,250 | -8.2% |
| Financial debts | 170/4 | €1,820,000 | €910,000 | -€910,000 | -50.0% |
| Credit institutions | 173 | €1,820,000 | €910,000 | -€910,000 | -50.0% |
| Other amounts payable | 178/9 | €8,177,509 | €8,271,259 | +€93,750 | +1.1% |
| Amounts payable within one year | 42/48 | €910,998 | €947,803 | +€36,806 | +4.0% |
| Current portion of amounts payable after more than one year | 42 | €910,000 | €910,000 | = | 0.0% |
| Trade debts | 44 | €998 | €1,243 | +€245 | +24.5% |
| Suppliers | 440/4 | €998 | €1,243 | +€245 | +24.5% |
| Taxes, remuneration and social security | 45 | - | €36,561 | +€36,561 | |
| Taxes | 450/3 | - | €36,561 | +€36,561 | |
| Accrued charges and deferred income | 492/3 | €19,186 | €39,150 | +€19,964 | +104% |
| Operating income | 70/76A | €300,000 | €350,000 | +€50,000 | +16.7% |
| Turnover | 70 | €300,000 | €350,000 | +€50,000 | +16.7% |
| Operating charges | 60/66A | €6,399 | €6,937 | +€538 | +8.4% |
| Purchases | 600/8 | - | €2,404 | +€2,404 | |
| Change in stocks: decrease (increase) | 609 | - | -€2,404 | -€2,404 | |
| Services and other goods | 61 | €5,871 | €5,795 | -€76 | -1.3% |
| Other operating charges | 640/8 | €528 | €1,143 | +€615 | +116% |
| Operating profit (loss) | 9901 | €293,601 | €343,063 | +€49,462 | +16.8% |
| Financial income | 75/76B | €1,661,240 | €1,150,339 | -€510,901 | -30.8% |
| Recurring financial income | 75 | €1,661,240 | €1,150,339 | -€510,901 | -30.8% |
| Income from financial fixed assets | 750 | €1,640,000 | €1,150,000 | -€490,000 | -29.9% |
| Income from current assets | 751 | €21,240 | €339 | -€20,901 | -98.4% |
| Financial charges | 65/66B | €424,992 | €342,683 | -€82,310 | -19.4% |
| Recurring financial charges | 65 | €424,992 | €342,683 | -€82,310 | -19.4% |
| Debt charges | 650 | €423,842 | €341,413 | -€82,430 | -19.4% |
| Other financial charges | 652/9 | €1,150 | €1,270 | +€120 | +10.4% |
| Profit (loss) for the period before taxes | 9903 | €1,529,849 | €1,150,719 | -€379,130 | -24.8% |
| Profit (loss) for the period | 9904 | €1,529,849 | €1,150,719 | -€379,130 | -24.8% |
| Profit (loss) for the period to be appropriated | 9905 | €1,529,849 | €1,150,719 | -€379,130 | -24.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.