CONCREET BOUWEN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONCREET BOUWEN
Largest movements
- Cash +€47,045
up €47,045 (+38.0%), from €123,752 to €170,796
mainly Net result for the year (+€79,821) and Depreciation (+€12,921)
- Receivables within one year +€23,171
up €23,171 (+178%), from €13,048 to €36,219
of which Trade receivables: +€20,723
- Tangible fixed assets -€8,204
down €8,204 (-21.1%), from €38,873 to €30,669
of which Furniture and vehicles: -€12,541
- Reserves +€76,437
up €76,437 (+52.5%), from €145,474 to €221,911
- Tax, wage and social debts -€20,322
down €20,322 (-66.2%), from €30,690 to €10,368
of which Taxes: -€19,406
- Trade debts +€5,615
up €5,615 (+401%), from €1,401 to €7,016
- Gross operating margin +€1,793
up €1,793 (+1.6%), from €113,208 to €115,000
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €180,772 | €242,961 | +€62,189 | +34.4% |
| Fixed assets | 21/28 | €38,873 | €30,669 | -€8,204 | -21.1% |
| Tangible fixed assets | 22/27 | €38,873 | €30,669 | -€8,204 | -21.1% |
| Furniture and vehicles | 24 | €38,873 | €26,332 | -€12,541 | -32.3% |
| Other tangible fixed assets | 26 | - | €4,337 | +€4,337 | |
| Current assets | 29/58 | €141,899 | €212,292 | +€70,394 | +49.6% |
| Stocks and contracts in progress | 3 | €3,616 | €3,616 | = | 0.0% |
| Stocks | 30/36 | €3,616 | €3,616 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €13,048 | €36,219 | +€23,171 | +178% |
| Trade receivables | 40 | €13,048 | €33,771 | +€20,723 | +159% |
| Other amounts receivable | 41 | - | €2,448 | +€2,448 | |
| Cash at bank and in hand | 54/58 | €123,752 | €170,796 | +€47,045 | +38.0% |
| Deferred charges and accrued income | 490/1 | €1,482 | €1,660 | +€178 | +12.0% |
| Total equity and liabilities | 10/49 | €180,772 | €242,961 | +€62,189 | +34.4% |
| Equity | 10/15 | €147,474 | €223,911 | +€76,437 | +51.8% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €145,474 | €221,911 | +€76,437 | +52.5% |
| Distributable reserves | 133 | €145,474 | €221,911 | +€76,437 | +52.5% |
| Amounts payable | 17/49 | €33,298 | €19,050 | -€14,248 | -42.8% |
| Amounts payable within one year | 42/48 | €33,298 | €19,050 | -€14,248 | -42.8% |
| Trade debts | 44 | €1,401 | €7,016 | +€5,615 | +401% |
| Suppliers | 440/4 | €1,401 | €7,016 | +€5,615 | +401% |
| Taxes, remuneration and social security | 45 | €30,690 | €10,368 | -€20,322 | -66.2% |
| Taxes | 450/3 | €28,767 | €9,361 | -€19,406 | -67.5% |
| Remuneration and social security | 454/9 | €1,924 | €1,007 | -€917 | -47.7% |
| Other amounts payable | 47/48 | €1,207 | €1,666 | +€459 | +38.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,810 | €12,921 | +€112 | +0.9% |
| Other operating charges | 640/8 | €460 | €878 | +€418 | +90.7% |
| Gross operating margin | 9900 | €113,208 | €115,000 | +€1,793 | +1.6% |
| Operating profit (loss) | 9901 | €99,938 | €101,201 | +€1,263 | +1.3% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €39 | €41 | +€2 | +4.4% |
| Recurring financial charges | 65 | €39 | €41 | +€2 | +4.4% |
| Profit (loss) for the period before taxes | 9903 | €99,898 | €101,160 | +€1,262 | +1.3% |
| Income taxes | 67/77 | €21,147 | €21,339 | +€192 | +0.9% |
| Profit (loss) for the period | 9904 | €78,751 | €79,821 | +€1,070 | +1.4% |
| Profit (loss) for the period to be appropriated | 9905 | €78,751 | €79,821 | +€1,070 | +1.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.