Concreet Architecten: what changed
What changed
Concreet Architecten
NACE 71.111, Activities of building architects
filed annual accounts (NBB)
Net result for the year
€158,520
2025 · €186,313-€27,793
Equity
€1.0m
2025 · €920,601+€84,454
Cash
€342,636
2025 · €157,729+€184,907
Balance sheet total
€1.4m
2025 · €1.0m+€357,502
Largest movements
Assets
- Tangible fixed assets +€243,781
up €243,781 (+251%), from €97,171 to €340,952
of which Other tangible fixed assets: +€242,811
- Cash +€184,907
up €184,907 (+117%), from €157,729 to €342,636
mainly Debts after one year (+€213,784) and Net result for the year (+€158,520)
- Current investments -€98,900
down €98,900 (-18.0%), from €550,000 to €451,100
- Receivables within one year +€71,145
up €71,145 (+46.0%), from €154,722 to €225,868
of which Trade receivables: +€66,428
- Receivables after one year -€35,000
down €35,000 (-87.5%), from €40,000 to €5,000
Equity and liabilities
- Debts after one year +€213,784
up €213,784 (+530%), from €40,336 to €254,120
- Reserves +€84,454
up €84,454 (+9.3%), from €908,201 to €992,656
- Trade debts +€37,059
up €37,059 (+339%), from €10,918 to €47,977
- Current portion of long-term debt +€14,352
new in 2026: €14,352
Income statement
- Depreciation +€28,939
up €28,939 (+286%), from €10,135 to €39,074
- Taxes -€18,442
down €18,442 (-22.3%), from €82,668 to €64,226
- Financial income -€8,981
down €8,981 (-44.5%), from €20,204 to €11,223
- Financial charges +€6,486
up €6,486 (+85.6%), from €7,577 to €14,063
- Other operating charges -€3,719
down €3,719 (-47.2%), from €7,885 to €4,166
Change in the result, 2025 to 2026
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2025
€186,313
Gross operating margin
+€3,483
Staff costs
-€2,272
Depreciation
-€28,939
Other operating charges
+€3,719
Other operating items
-€6,759
Financial income
-€8,981
Financial charges
-€6,486
Taxes
+€18,442
Result 2026
€158,520
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2025 and 2026 balance sheets and the 2026 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€213,471
Investment
-€183,460
Financing
+€154,896
Cash 2025
€157,729
From operations (derived)
+€213,471
Net result for the year
+€158,520
Depreciation
+€39,074
Receivables after one year
+€35,000
Receivables within one year
-€71,145
Deferred charges and accrued income
+€7,936
Trade debts
+€37,059
Tax, wage and social debts
+€8,459
Other debts
+€5,041
Accrued charges and deferred income
-€6,473
Investment (derived)
-€183,460
Investment in fixed assets (net)
-€282,360
Current investments
+€98,900
Financing
+€154,896
Debts after one year
+€213,784
Current portion of long-term debt
+€14,352
Short-term financial debts
+€825
Contributions, distributions and other
-€74,066
Cash 2026
€342,636
brings cash intakes cash out
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,036,031 | €1,393,533 | +€357,502 | +34.5% |
| Fixed assets | 21/28 | €98,517 | €341,803 | +€243,286 | +247% |
| Intangible fixed assets | 21 | €1,345 | €850 | -€495 | -36.8% |
| Tangible fixed assets | 22/27 | €97,171 | €340,952 | +€243,781 | +251% |
| Plant, machinery and equipment | 23 | €21,353 | €18,150 | -€3,204 | -15.0% |
| Furniture and vehicles | 24 | €12,503 | €16,677 | +€4,174 | +33.4% |
| Other tangible fixed assets | 26 | €63,316 | €306,126 | +€242,811 | +383% |
| Current assets | 29/58 | €937,514 | €1,051,730 | +€114,216 | +12.2% |
| Amounts receivable after more than one year | 29 | €40,000 | €5,000 | -€35,000 | -87.5% |
| Other amounts receivable | 291 | €40,000 | €5,000 | -€35,000 | -87.5% |
| Amounts receivable within one year | 40/41 | €154,722 | €225,868 | +€71,145 | +46.0% |
| Trade receivables | 40 | €150,178 | €216,606 | +€66,428 | +44.2% |
| Other amounts receivable | 41 | €4,545 | €9,262 | +€4,718 | +104% |
| Current investments | 50/53 | €550,000 | €451,100 | -€98,900 | -18.0% |
| Cash at bank and in hand | 54/58 | €157,729 | €342,636 | +€184,907 | +117% |
| Deferred charges and accrued income | 490/1 | €35,063 | €27,127 | -€7,936 | -22.6% |
| Total equity and liabilities | 10/49 | €1,036,031 | €1,393,533 | +€357,502 | +34.5% |
| Equity | 10/15 | €920,601 | €1,005,056 | +€84,454 | +9.2% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €908,201 | €992,656 | +€84,454 | +9.3% |
| Distributable reserves | 133 | €908,201 | €992,656 | +€84,454 | +9.3% |
| Amounts payable | 17/49 | €115,430 | €388,477 | +€273,047 | +237% |
| Amounts payable after more than one year | 17 | €40,336 | €254,120 | +€213,784 | +530% |
| Financial debts | 170/4 | €40,336 | €254,120 | +€213,784 | +530% |
| Amounts payable within one year | 42/48 | €68,621 | €134,357 | +€65,736 | +95.8% |
| Current portion of amounts payable after more than one year | 42 | - | €14,352 | +€14,352 | |
| Financial debts | 43 | - | €825 | +€825 | |
| Credit institutions | 430/8 | - | €825 | +€825 | |
| Trade debts | 44 | €10,918 | €47,977 | +€37,059 | +339% |
| Suppliers | 440/4 | €10,918 | €47,977 | +€37,059 | +339% |
| Taxes, remuneration and social security | 45 | €25,875 | €34,334 | +€8,459 | +32.7% |
| Taxes | 450/3 | €22,385 | €30,810 | +€8,425 | +37.6% |
| Remuneration and social security | 454/9 | €3,490 | €3,524 | +€34 | +1.0% |
| Other amounts payable | 47/48 | €31,828 | €36,869 | +€5,041 | +15.8% |
| Accrued charges and deferred income | 492/3 | €6,473 | - | -€6,473 | |
| Non-recurring operating income | 76A | €10,703 | - | -€10,703 | |
| Remuneration, social security and pensions | 62 | €273 | €2,545 | +€2,272 | +832% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,135 | €39,074 | +€28,939 | +286% |
| Other operating charges | 640/8 | €7,885 | €4,166 | -€3,719 | -47.2% |
| Non-recurring operating charges | 66A | - | €6,759 | +€6,759 | |
| Gross operating margin | 9900 | €274,648 | €278,131 | +€3,483 | +1.3% |
| Operating profit (loss) | 9901 | €256,354 | €225,587 | -€30,768 | -12.0% |
| Financial income | 75/76B | €20,204 | €11,223 | -€8,981 | -44.5% |
| Recurring financial income | 75 | €20,204 | €11,223 | -€8,981 | -44.5% |
| Financial charges | 65/66B | €7,577 | €14,063 | +€6,486 | +85.6% |
| Recurring financial charges | 65 | €7,577 | €14,063 | +€6,486 | +85.6% |
| Profit (loss) for the period before taxes | 9903 | €268,981 | €222,747 | -€46,235 | -17.2% |
| Income taxes | 67/77 | €82,668 | €64,226 | -€18,442 | -22.3% |
| Profit (loss) for the period | 9904 | €186,313 | €158,520 | -€27,793 | -14.9% |
| Profit (loss) for the period to be appropriated | 9905 | €186,313 | €158,520 | -€27,793 | -14.9% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.