Conchreet: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Conchreet
Largest movements
- Cash +€26,194
up €26,194 (+55.7%), from €47,008 to €73,202
mainly Net result for the year (+€94,122) and Depreciation (+€2,547)
- Current investments +€12,839
up €12,839 (+15.5%), from €82,776 to €95,615
- Tangible fixed assets +€2,338
up €2,338 (+21.6%), from €10,811 to €13,148
of which Other tangible fixed assets: +€2,700
- Reserves +€47,064
up €47,064 (+48.4%), from €97,276 to €144,340
- Tax, wage and social debts -€5,244
down €5,244 (-39.7%), from €13,195 to €7,950
- Other debts -€3,571
down €3,571 (-6.9%), from €51,959 to €48,387
- Trade debts +€2,165
up €2,165 (+983.1%), from €220 to €2,386
- Gross operating margin -€13,372
down €13,372 (-9.6%), from €139,706 to €126,335
- Taxes -€7,489
down €7,489 (-20.1%), from €37,245 to €29,756
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €167,650 | €208,064 | +€40,413 | +24.1% |
| Fixed assets | 21/28 | €10,811 | €13,148 | +€2,338 | +21.6% |
| Tangible fixed assets | 22/27 | €10,811 | €13,148 | +€2,338 | +21.6% |
| Plant, machinery and equipment | 23 | - | €1,938 | +€1,938 | |
| Furniture and vehicles | 24 | €6,811 | €4,510 | -€2,301 | -33.8% |
| Other tangible fixed assets | 26 | €4,000 | €6,700 | +€2,700 | +67.5% |
| Current assets | 29/58 | €156,840 | €194,915 | +€38,076 | +24.3% |
| Amounts receivable within one year | 40/41 | €25,168 | €24,668 | -€500 | -2.0% |
| Trade receivables | 40 | €25,168 | €24,668 | -€500 | -2.0% |
| Current investments | 50/53 | €82,776 | €95,615 | +€12,839 | +15.5% |
| Cash at bank and in hand | 54/58 | €47,008 | €73,202 | +€26,194 | +55.7% |
| Deferred charges and accrued income | 490/1 | €1,887 | €1,430 | -€458 | -24.2% |
| Total equity and liabilities | 10/49 | €167,650 | €208,064 | +€40,413 | +24.1% |
| Equity | 10/15 | €102,276 | €149,340 | +€47,064 | +46.0% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €97,276 | €144,340 | +€47,064 | +48.4% |
| Distributable reserves | 133 | €97,276 | €144,340 | +€47,064 | +48.4% |
| Amounts payable | 17/49 | €65,374 | €58,724 | -€6,650 | -10.2% |
| Amounts payable within one year | 42/48 | €65,374 | €58,724 | -€6,650 | -10.2% |
| Financial debts | 43 | €1 | €1 | = | 0.0% |
| Credit institutions | 430/8 | €1 | €1 | = | 0.0% |
| Trade debts | 44 | €220 | €2,386 | +€2,165 | +983.1% |
| Suppliers | 440/4 | €220 | €2,386 | +€2,165 | +983.1% |
| Taxes, remuneration and social security | 45 | €13,195 | €7,950 | -€5,244 | -39.7% |
| Taxes | 450/3 | €13,195 | €7,950 | -€5,244 | -39.7% |
| Other amounts payable | 47/48 | €51,959 | €48,387 | -€3,571 | -6.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,301 | €2,547 | +€247 | +10.7% |
| Other operating charges | 640/8 | €862 | €682 | -€180 | -20.8% |
| Gross operating margin | 9900 | €139,706 | €126,335 | -€13,372 | -9.6% |
| Operating profit (loss) | 9901 | €136,544 | €123,105 | -€13,439 | -9.8% |
| Financial income | 75/76B | €3,314 | €2,336 | -€978 | -29.5% |
| Recurring financial income | 75 | €3,314 | €2,336 | -€978 | -29.5% |
| Financial charges | 65/66B | €201 | €1,562 | +€1,362 | +678.7% |
| Recurring financial charges | 65 | €201 | €1,562 | +€1,362 | +678.7% |
| Profit (loss) for the period before taxes | 9903 | €139,657 | €123,879 | -€15,779 | -11.3% |
| Income taxes | 67/77 | €37,245 | €29,756 | -€7,489 | -20.1% |
| Profit (loss) for the period | 9904 | €102,413 | €94,122 | -€8,290 | -8.1% |
| Profit (loss) for the period to be appropriated | 9905 | €102,413 | €94,122 | -€8,290 | -8.1% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.