CONCEPT CONFORT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
CONCEPT CONFORT
NACE 43.990, Other specialised construction activities
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€3,813
2024 · -€45,710+€49,523
Equity
€308,372
2024 · €304,559+€3,813
Cash
€2.2m
2024 · €160,292+€2.0m
Balance sheet total
€45.5m
2024 · €42.3m+€3.2m
Largest movements
Assets
- Stocks and contracts +€3.4m
up €3.4m (+10.3%), from €33.3m to €36.7m
- Receivables within one year -€2.3m
down €2.3m (-27.1%), from €8.5m to €6.2m
of which Other amounts receivable: -€2.3m
- Cash +€2.0m
up €2.0m (+1,264%), from €160,292 to €2.2m
mainly Other debts (+€3.6m) and Receivables within one year (+€2.3m)
Equity and liabilities
- Other debts +€3.6m
up €3.6m (+13.4%), from €26.6m to €30.2m
- Short-term financial debts -€660,300
down €660,300 (-4.9%), from €13.5m to €12.9m
Income statement
- Turnover +€4.3m
up €4.3m (+21.8%), from €19.8m to €24.2m
- Goods and materials +€787,131
up €787,131 (+2.2%), from €35.3m to €36.1m
of which Change in stocks: decrease (increase): +€1.1m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€45,710
Turnover
+€4.3m
Other operating income
-€11,576
Goods and materials
-€787,131
Services and other goods
+€89,713
Staff costs
+€58,240
Depreciation
-€1,678
Other operating charges
+€20,017
Other operating items
-€3.5m
Financial income
+€18,152
Financial charges
-€123,241
Taxes
-€11,859
Result 2025
€3,813
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€2.7m
Investment
-€48,806
Financing
-€660,300
Cash 2024
€160,292
From operations (derived)
+€2.7m
Net result for the year
+€3,813
Depreciation
+€33,324
Stocks and contracts
-€3.4m
Receivables within one year
+€2.3m
Deferred charges and accrued income
-€100
Trade debts
+€83,038
Tax, wage and social debts
+€182,971
Other debts
+€3.6m
Investment (derived)
-€48,806
Investment in fixed assets (net)
-€48,806
Financing
-€660,300
Short-term financial debts
-€660,300
Cash 2025
€2.2m
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €42,315,424 | €45,478,947 | +€3.2m | +7.5% |
| Fixed assets | 21/28 | €353,366 | €368,848 | +€15,482 | +4.4% |
| Tangible fixed assets | 22/27 | €58,644 | €74,126 | +€15,482 | +26.4% |
| Plant, machinery and equipment | 23 | €2,432 | €1,743 | -€689 | -28.3% |
| Furniture and vehicles | 24 | €56,212 | €72,382 | +€16,170 | +28.8% |
| Financial fixed assets | 28 | €294,722 | €294,722 | = | 0.0% |
| Other financial fixed assets | 284/8 | €294,722 | €294,722 | = | 0.0% |
| Amounts receivable and cash guarantees | 285/8 | €294,722 | €294,722 | = | 0.0% |
| Current assets | 29/58 | €41,962,058 | €45,110,099 | +€3.1m | +7.5% |
| Stocks and contracts in progress | 3 | €33,263,028 | €36,696,676 | +€3.4m | +10.3% |
| Stocks | 30/36 | €33,263,028 | €36,696,676 | +€3.4m | +10.3% |
| Work in progress | 32 | €33,263,028 | €36,696,676 | +€3.4m | +10.3% |
| Amounts receivable within one year | 40/41 | €8,535,157 | €6,222,983 | -€2.3m | -27.1% |
| Trade receivables | 40 | €0 | €1,826 | +€1,826 | |
| Other amounts receivable | 41 | €8,535,157 | €6,221,157 | -€2.3m | -27.1% |
| Cash at bank and in hand | 54/58 | €160,292 | €2,186,758 | +€2.0m | +1,264% |
| Deferred charges and accrued income | 490/1 | €3,581 | €3,681 | +€100 | +2.8% |
| Total equity and liabilities | 10/49 | €42,315,424 | €45,478,947 | +€3.2m | +7.5% |
| Equity | 10/15 | €304,559 | €308,372 | +€3,813 | +1.3% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Contributions outside capital | 11 | €6,200 | €6,200 | = | 0.0% |
| Other | 1109/19 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €296,499 | €300,312 | +€3,813 | +1.3% |
| Amounts payable | 17/49 | €42,010,865 | €45,170,574 | +€3.2m | +7.5% |
| Amounts payable within one year | 42/48 | €42,010,865 | €45,170,574 | +€3.2m | +7.5% |
| Current portion of amounts payable after more than one year | 42 | €292,797 | €292,797 | = | 0.0% |
| Financial debts | 43 | €13,515,396 | €12,855,096 | -€660,300 | -4.9% |
| Credit institutions | 430/8 | €13,515,396 | €12,855,096 | -€660,300 | -4.9% |
| Trade debts | 44 | €830,184 | €913,222 | +€83,038 | +10.0% |
| Suppliers | 440/4 | €830,184 | €913,222 | +€83,038 | +10.0% |
| Taxes, remuneration and social security | 45 | €756,488 | €939,459 | +€182,971 | +24.2% |
| Taxes | 450/3 | €710,195 | €839,194 | +€128,999 | +18.2% |
| Remuneration and social security | 454/9 | €46,293 | €100,265 | +€53,971 | +117% |
| Other amounts payable | 47/48 | €26,616,000 | €30,170,000 | +€3.6m | +13.4% |
| Operating income | 70/76A | €37,302,896 | €38,090,207 | +€787,311 | +2.1% |
| Turnover | 70 | €19,833,306 | €24,166,504 | +€4.3m | +21.8% |
| Change in stocks of work in progress, finished goods and contracts in progress | 71 | €17,433,252 | €13,898,941 | -€3.5m | -20.3% |
| Other operating income | 74 | €36,338 | €24,762 | -€11,576 | -31.9% |
| Operating charges | 60/66A | €37,163,716 | €37,784,556 | +€620,840 | +1.7% |
| Goods for resale, raw materials and consumables | 60 | €35,282,265 | €36,069,396 | +€787,131 | +2.2% |
| Purchases | 600/8 | €25,924,681 | €25,604,103 | -€320,578 | -1.2% |
| Change in stocks: decrease (increase) | 609 | €9,357,584 | €10,465,293 | +€1.1m | +11.8% |
| Services and other goods | 61 | €1,155,685 | €1,065,972 | -€89,713 | -7.8% |
| Remuneration, social security and pensions | 62 | €657,620 | €599,380 | -€58,240 | -8.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €31,646 | €33,324 | +€1,678 | +5.3% |
| Other operating charges | 640/8 | €36,501 | €16,484 | -€20,017 | -54.8% |
| Operating profit (loss) | 9901 | €139,180 | €305,651 | +€166,472 | +120% |
| Financial income | 75/76B | €227,815 | €245,967 | +€18,152 | +8.0% |
| Recurring financial income | 75 | €226,619 | €245,967 | +€19,348 | +8.5% |
| Other financial income | 752/9 | €226,619 | €245,967 | +€19,348 | +8.5% |
| Non-recurring financial income | 76B | €1,196 | €0 | -€1,196 | -100% |
| Financial charges | 65/66B | €410,915 | €534,157 | +€123,241 | +30.0% |
| Recurring financial charges | 65 | €410,915 | €534,157 | +€123,241 | +30.0% |
| Other financial charges | 652/9 | €410,915 | €534,157 | +€123,241 | +30.0% |
| Profit (loss) for the period before taxes | 9903 | -€43,921 | €17,461 | +€61,383 | |
| Income taxes | 67/77 | €1,789 | €13,648 | +€11,859 | +663% |
| Taxes | 670/3 | €1,789 | €13,648 | +€11,859 | +663% |
| Profit (loss) for the period | 9904 | -€45,710 | €3,813 | +€49,523 | |
| Profit (loss) for the period to be appropriated | 9905 | -€45,710 | €3,813 | +€49,523 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.