CON4FIN: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CON4FIN
Largest movements
- Cash +€40,203
up €40,203 (+97.7%), from €41,128 to €81,331
mainly Current investments (+€25,000) and Net result for the year (+€13,101)
- Current investments -€25,000
down €25,000 (-100.0%), from €25,000 to €0
- Tangible fixed assets -€7,307
down €7,307 (-46.6%), from €15,671 to €8,364
- Receivables within one year +€5,535
up €5,535 (+50.8%), from €10,897 to €16,432
of which Trade receivables: +€5,565
- Other debts +€13,101
new in 2025: €13,101
- Gross operating margin -€3,757
down €3,757 (-12.2%), from €30,721 to €26,964
- Taxes -€2,944
down €2,944 (-34.6%), from €8,507 to €5,563
- Financial income -€775
down €775 (-51.1%), from €1,515 to €740
- Depreciation +€711
up €711 (+9.6%), from €7,395 to €8,106
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €93,686 | €107,183 | +€13,496 | +14.4% |
| Fixed assets | 21/28 | €15,671 | €8,364 | -€7,307 | -46.6% |
| Tangible fixed assets | 22/27 | €15,671 | €8,364 | -€7,307 | -46.6% |
| Furniture and vehicles | 24 | €15,671 | €8,364 | -€7,307 | -46.6% |
| Current assets | 29/58 | €78,015 | €98,818 | +€20,803 | +26.7% |
| Amounts receivable within one year | 40/41 | €10,897 | €16,432 | +€5,535 | +50.8% |
| Trade receivables | 40 | €10,773 | €16,338 | +€5,565 | +51.7% |
| Other amounts receivable | 41 | €124 | €94 | -€30 | -24.0% |
| Current investments | 50/53 | €25,000 | €0 | -€25,000 | -100.0% |
| Cash at bank and in hand | 54/58 | €41,128 | €81,331 | +€40,203 | +97.7% |
| Deferred charges and accrued income | 490/1 | €990 | €1,055 | +€65 | +6.6% |
| Total equity and liabilities | 10/49 | €93,686 | €107,183 | +€13,496 | +14.4% |
| Equity | 10/15 | €88,257 | €88,257 | = | 0.0% |
| Contributions | 10/11 | €7,500 | €7,500 | = | 0.0% |
| Reserves | 13 | €80,757 | €80,757 | = | 0.0% |
| Distributable reserves | 133 | €80,757 | €80,757 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €5,429 | €18,926 | +€13,496 | +248.6% |
| Amounts payable within one year | 42/48 | €5,429 | €18,926 | +€13,496 | +248.6% |
| Trade debts | 44 | €363 | €348 | -€15 | -4.2% |
| Suppliers | 440/4 | €363 | €348 | -€15 | -4.2% |
| Taxes, remuneration and social security | 45 | €5,067 | €5,477 | +€410 | +8.1% |
| Taxes | 450/3 | €5,067 | €5,477 | +€410 | +8.1% |
| Other amounts payable | 47/48 | - | €13,101 | +€13,101 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,395 | €8,106 | +€711 | +9.6% |
| Other operating charges | 640/8 | €959 | €816 | -€144 | -15.0% |
| Gross operating margin | 9900 | €30,721 | €26,964 | -€3,757 | -12.2% |
| Operating profit (loss) | 9901 | €22,367 | €18,042 | -€4,325 | -19.3% |
| Financial income | 75/76B | €1,515 | €740 | -€775 | -51.1% |
| Recurring financial income | 75 | €1,515 | €740 | -€775 | -51.1% |
| Financial charges | 65/66B | €120 | €118 | -€1 | -1.2% |
| Recurring financial charges | 65 | €120 | €118 | -€1 | -1.2% |
| Profit (loss) for the period before taxes | 9903 | €23,762 | €18,664 | -€5,098 | -21.5% |
| Income taxes | 67/77 | €8,507 | €5,563 | -€2,944 | -34.6% |
| Profit (loss) for the period | 9904 | €15,255 | €13,101 | -€2,154 | -14.1% |
| Profit (loss) for the period to be appropriated | 9905 | €15,255 | €13,101 | -€2,154 | -14.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.