Comfortcheckers: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Comfortcheckers
Largest movements
- Receivables within one year -€40,628
down €40,628 (-33.7%), from €120,449 to €79,821
of which Other amounts receivable: -€31,868
- Stocks and contracts +€11,929
up €11,929 (+35.7%), from €33,422 to €45,350
- Cash +€7,666
up €7,666 (+53.6%), from €14,309 to €21,975
mainly Receivables within one year (+€40,628) and Net result for the year (+€23,220)
- Tax, wage and social debts -€52,116
down €52,116 (-69.3%), from €75,215 to €23,099
of which Taxes: -€53,111
- Profit (loss) carried forward +€23,220
up €23,220 (+17.2%), from -€134,924 to -€111,704
- Other debts +€9,994
up €9,994 (+6.7%), from €149,087 to €159,081
- Trade debts -€3,415
down €3,415 (-25.0%), from €13,646 to €10,231
- Other operating charges -€63,384
down €63,384 (-95.7%), from €66,258 to €2,874
- Gross operating margin -€42,369
down €42,369 (-72.3%), from €58,639 to €16,269
- Financial charges -€12,610
down €12,610 (-99.0%), from €12,742 to €132
of which Financial charges: -€11,465
- Taxes -€12,560
down €12,560, from €1,586 to -€10,974
- Staff costs -€4,360
no longer reported in 2025 (was €4,360)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €171,624 | €149,308 | -€22,316 | -13.0% |
| Fixed assets | 21/28 | €2,644 | €2,034 | -€610 | -23.1% |
| Tangible fixed assets | 22/27 | €2,644 | €2,034 | -€610 | -23.1% |
| Plant, machinery and equipment | 23 | €123 | €68 | -€55 | -44.7% |
| Furniture and vehicles | 24 | €2,521 | €1,966 | -€555 | -22.0% |
| Current assets | 29/58 | €168,980 | €147,274 | -€21,706 | -12.8% |
| Stocks and contracts in progress | 3 | €33,422 | €45,350 | +€11,929 | +35.7% |
| Stocks | 30/36 | €33,422 | €45,350 | +€11,929 | +35.7% |
| Amounts receivable within one year | 40/41 | €120,449 | €79,821 | -€40,628 | -33.7% |
| Trade receivables | 40 | €73,597 | €64,838 | -€8,759 | -11.9% |
| Other amounts receivable | 41 | €46,851 | €14,983 | -€31,868 | -68.0% |
| Cash at bank and in hand | 54/58 | €14,309 | €21,975 | +€7,666 | +53.6% |
| Deferred charges and accrued income | 490/1 | €801 | €128 | -€673 | -84.1% |
| Total equity and liabilities | 10/49 | €171,624 | €149,308 | -€22,316 | -13.0% |
| Equity | 10/15 | -€66,324 | -€43,104 | +€23,220 | +35.0% |
| Contributions | 10/11 | €68,600 | €68,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€134,924 | -€111,704 | +€23,220 | +17.2% |
| Amounts payable | 17/49 | €237,948 | €192,412 | -€45,536 | -19.1% |
| Amounts payable within one year | 42/48 | €237,948 | €192,412 | -€45,536 | -19.1% |
| Trade debts | 44 | €13,646 | €10,231 | -€3,415 | -25.0% |
| Suppliers | 440/4 | €13,646 | €10,231 | -€3,415 | -25.0% |
| Taxes, remuneration and social security | 45 | €75,215 | €23,099 | -€52,116 | -69.3% |
| Taxes | 450/3 | €71,293 | €18,182 | -€53,111 | -74.5% |
| Remuneration and social security | 454/9 | €3,922 | €4,917 | +€995 | +25.4% |
| Other amounts payable | 47/48 | €149,087 | €159,081 | +€9,994 | +6.7% |
| Remuneration, social security and pensions | 62 | €4,360 | - | -€4,360 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,319 | €1,188 | -€1,131 | -48.8% |
| Other operating charges | 640/8 | €66,258 | €2,874 | -€63,384 | -95.7% |
| Non-recurring operating charges | 66A | - | €485 | +€485 | |
| Gross operating margin | 9900 | €58,639 | €16,269 | -€42,369 | -72.3% |
| Operating profit (loss) | 9901 | -€14,298 | €11,722 | +€26,020 | |
| Financial income | 75/76B | - | €656 | +€656 | |
| Recurring financial income | 75 | - | €656 | +€656 | |
| Financial charges | 65/66B | €12,742 | €132 | -€12,610 | -99.0% |
| Recurring financial charges | 65 | €11,597 | €132 | -€11,465 | -98.9% |
| Non-recurring financial charges | 66B | €1,145 | - | -€1,145 | |
| Profit (loss) for the period before taxes | 9903 | -€27,040 | €12,246 | +€39,286 | |
| Income taxes | 67/77 | €1,586 | -€10,974 | -€12,560 | |
| Profit (loss) for the period | 9904 | -€28,626 | €23,220 | +€51,845 | |
| Profit (loss) for the period to be appropriated | 9905 | -€28,626 | €23,220 | +€51,845 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.