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Comfora: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Comfora

BE 0770.982.625
NACE 46.150, Agents in the wholesale of furniture, household goods and hardware
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€664,616
2024 · -€829,735+€165,119
Equity
-€2.2m
2024 · -€1.5m-€664,616
Cash
€179,725
2024 · €238,674-€58,949
Balance sheet total
€2.2m
2024 · €1.9m+€273,767

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€535,045

    up €535,045 (+272.8%), from €196,095 to €731,140

    of which Trade receivables: +€363,061

  • Tangible fixed assets -€386,287

    down €386,287 (-47.6%), from €811,927 to €425,640

    of which Furniture and vehicles: -€317,888

  • Stocks and contracts +€148,044

    up €148,044 (+25.2%), from €586,374 to €734,418

  • Cash -€58,949

    down €58,949 (-24.7%), from €238,674 to €179,725

    mainly Net result for the year (-€664,616) and Receivables within one year (-€535,045)

  • Deferred charges and accrued income +€35,915

    up €35,915 (+2174.6%), from €1,652 to €37,567

Equity and liabilities
  • Profit (loss) carried forward -€664,616

    down €664,616 (-42.9%), from -€1.5m to -€2.2m

  • Other debts +€591,674

    up €591,674 (+34.0%), from €1.7m to €2.3m

  • Advances received +€527,706

    new in 2025: €527,706

  • Trade debts -€97,011

    down €97,011 (-8.9%), from €1.1m to €991,475

  • Tax, wage and social debts -€84,382

    down €84,382 (-15.8%), from €535,674 to €451,291

    of which Taxes: -€133,701

Income statement
  • Gross operating margin +€414,796

    up €414,796 (+32.3%), from €1.3m to €1.7m

  • Financial income -€114,059

    down €114,059 (-90.0%), from €126,689 to €12,630

    of which Financial income: -€116,119

  • Financial charges +€111,073

    up €111,073 (+195.8%), from €56,742 to €167,815

    of which Financial charges: +€95,550

  • Depreciation -€77,066

    down €77,066 (-47.3%), from €163,018 to €85,952

  • Other operating charges -€46,984

    down €46,984 (-64.1%), from €73,333 to €26,349

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€829,735
Gross operating margin +€414,796
Staff costs +€6,966
Depreciation +€77,066
Other operating charges +€46,984
Other operating items -€155,561
Financial income -€114,059
Financial charges -€111,073
Result 2025 -€664,616

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€362,682
Investment +€300,335
Financing +€3,398
Cash 2024 €238,674
Net result for the year -€664,616
Depreciation +€85,952
Stocks and contracts -€148,044
Receivables within one year -€535,045
Deferred charges and accrued income -€35,915
Trade debts -€97,011
Tax, wage and social debts -€84,382
Advances received +€527,706
Other debts +€591,674
Accrued charges and deferred income -€3,000
Investment in fixed assets (net) +€300,335
Debts after one year +€3,398
Cash 2025 €179,725
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,898,412 €2,172,179 +€273,767 +14.4%
Fixed assets 21/28 €875,617 €489,330 -€386,287 -44.1%
Tangible fixed assets 22/27 €811,927 €425,640 -€386,287 -47.6%
Plant, machinery and equipment 23 €8,405 €3,592 -€4,813 -57.3%
Furniture and vehicles 24 €337,883 €19,995 -€317,888 -94.1%
Other tangible fixed assets 26 €465,640 €402,053 -€63,587 -13.7%
Financial fixed assets 28 €63,690 €63,690 = 0.0%
Current assets 29/58 €1,022,794 €1,682,849 +€660,055 +64.5%
Stocks and contracts in progress 3 €586,374 €734,418 +€148,044 +25.2%
Stocks 30/36 €586,374 €734,418 +€148,044 +25.2%
Amounts receivable within one year 40/41 €196,095 €731,140 +€535,045 +272.8%
Trade receivables 40 €163,321 €526,382 +€363,061 +222.3%
Other amounts receivable 41 €32,774 €204,758 +€171,984 +524.8%
Cash at bank and in hand 54/58 €238,674 €179,725 -€58,949 -24.7%
Deferred charges and accrued income 490/1 €1,652 €37,567 +€35,915 +2174.6%
Total equity and liabilities 10/49 €1,898,412 €2,172,179 +€273,767 +14.4%
Equity 10/15 -€1,548,686 -€2,213,302 -€664,616 -42.9%
Contributions 10/11 €500 €500 = 0.0%
Profit (loss) carried forward 14 -€1,549,186 -€2,213,802 -€664,616 -42.9%
Amounts payable 17/49 €3,447,097 €4,385,481 +€938,384 +27.2%
Amounts payable after more than one year 17 €78,750 €82,148 +€3,398 +4.3%
Financial debts 170/4 €78,750 €82,148 +€3,398 +4.3%
Amounts payable within one year 42/48 €3,365,347 €4,303,334 +€937,986 +27.9%
Current portion of amounts payable after more than one year 42 €0 - =
Trade debts 44 €1,088,486 €991,475 -€97,011 -8.9%
Suppliers 440/4 €1,088,486 €991,475 -€97,011 -8.9%
Advances received on contracts in progress 46 - €527,706 +€527,706
Taxes, remuneration and social security 45 €535,674 €451,291 -€84,382 -15.8%
Taxes 450/3 €270,741 €137,041 -€133,701 -49.4%
Remuneration and social security 454/9 €264,932 €314,251 +€49,318 +18.6%
Other amounts payable 47/48 €1,741,188 €2,332,862 +€591,674 +34.0%
Accrued charges and deferred income 492/3 €3,000 €0 -€3,000 -100.0%
Remuneration, social security and pensions 62 €1,948,732 €1,941,766 -€6,966 -0.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €163,018 €85,952 -€77,066 -47.3%
Other operating charges 640/8 €73,333 €26,349 -€46,984 -64.1%
Non-recurring operating charges 66A - €155,561 +€155,561
Gross operating margin 9900 €1,285,402 €1,700,197 +€414,796 +32.3%
Operating profit (loss) 9901 -€899,682 -€509,432 +€390,250 +43.4%
Financial income 75/76B €126,689 €12,630 -€114,059 -90.0%
Recurring financial income 75 €126,689 €10,570 -€116,119 -91.7%
Non-recurring financial income 76B - €2,061 +€2,061
Financial charges 65/66B €56,742 €167,815 +€111,073 +195.8%
Recurring financial charges 65 €53,743 €149,293 +€95,550 +177.8%
Non-recurring financial charges 66B €2,999 €18,522 +€15,524 +517.7%
Profit (loss) for the period before taxes 9903 -€829,735 -€664,616 +€165,119 +19.9%
Profit (loss) for the period 9904 -€829,735 -€664,616 +€165,119 +19.9%
Profit (loss) for the period to be appropriated 9905 -€829,735 -€664,616 +€165,119 +19.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.