Comfident: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Comfident
Largest movements
- Receivables within one year +€100,654
up €100,654 (+30.3%), from €331,981 to €432,635
- Cash -€29,279
down €29,279 (-60.6%), from €48,282 to €19,003
mainly Receivables within one year (-€100,654) and Investment in fixed assets (net) (-€25,194)
- Receivables after one year +€15,000
up €15,000 (+14.9%), from €101,000 to €116,000
- Reserves +€105,878
up €105,878 (+19.7%), from €538,025 to €643,904
of which Distributable reserves: +€110,652
- Debts after one year -€12,823
down €12,823 (-3.8%), from €334,774 to €321,950
- Current portion of long-term debt -€11,804
down €11,804 (-47.9%), from €24,627 to €12,823
- Gross operating margin +€41,034
up €41,034 (+16.8%), from €244,908 to €285,942
- Staff costs +€19,407
up €19,407 (+27.7%), from €70,034 to €89,440
- Taxes +€12,868
up €12,868 (+33.3%), from €38,600 to €51,468
- Depreciation -€5,319
down €5,319 (-13.2%), from €40,149 to €34,830
- Financial income +€4,479
up €4,479 (+67.6%), from €6,624 to €11,104
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €992,675 | €1,066,933 | +€74,258 | +7.5% |
| Fixed assets | 21/28 | €489,252 | €479,616 | -€9,636 | -2.0% |
| Intangible fixed assets | 21 | €780 | €361 | -€420 | -53.8% |
| Tangible fixed assets | 22/27 | €488,471 | €479,255 | -€9,217 | -1.9% |
| Land and buildings | 22 | €386,737 | €375,165 | -€11,572 | -3.0% |
| Plant, machinery and equipment | 23 | €16,643 | €34,155 | +€17,512 | +105% |
| Furniture and vehicles | 24 | €601 | €7,805 | +€7,204 | +1,199% |
| Leasing and similar rights | 25 | €11,467 | - | -€11,467 | |
| Other tangible fixed assets | 26 | €73,022 | €62,130 | -€10,893 | -14.9% |
| Current assets | 29/58 | €503,424 | €587,318 | +€83,894 | +16.7% |
| Amounts receivable after more than one year | 29 | €101,000 | €116,000 | +€15,000 | +14.9% |
| Other amounts receivable | 291 | €101,000 | €116,000 | +€15,000 | +14.9% |
| Amounts receivable within one year | 40/41 | €331,981 | €432,635 | +€100,654 | +30.3% |
| Other amounts receivable | 41 | €331,981 | €432,635 | +€100,654 | +30.3% |
| Current investments | 50/53 | €90 | €329 | +€239 | +265% |
| Cash at bank and in hand | 54/58 | €48,282 | €19,003 | -€29,279 | -60.6% |
| Deferred charges and accrued income | 490/1 | €22,071 | €19,351 | -€2,720 | -12.3% |
| Total equity and liabilities | 10/49 | €992,675 | €1,066,933 | +€74,258 | +7.5% |
| Equity | 10/15 | €557,225 | €663,104 | +€105,878 | +19.0% |
| Contributions | 10/11 | €19,200 | €19,200 | = | 0.0% |
| Reserves | 13 | €538,025 | €643,904 | +€105,878 | +19.7% |
| Tax-exempt reserves | 132 | €90,831 | €86,057 | -€4,774 | -5.3% |
| Distributable reserves | 133 | €447,194 | €557,847 | +€110,652 | +24.7% |
| Provisions and deferred taxes | 16 | €30,277 | €28,686 | -€1,591 | -5.3% |
| Deferred taxes | 168 | €30,277 | €28,686 | -€1,591 | -5.3% |
| Amounts payable | 17/49 | €405,173 | €375,144 | -€30,029 | -7.4% |
| Amounts payable after more than one year | 17 | €334,774 | €321,950 | -€12,823 | -3.8% |
| Financial debts | 170/4 | €334,774 | €321,950 | -€12,823 | -3.8% |
| Amounts payable within one year | 42/48 | €70,335 | €52,159 | -€18,177 | -25.8% |
| Current portion of amounts payable after more than one year | 42 | €24,627 | €12,823 | -€11,804 | -47.9% |
| Financial debts | 43 | €2,500 | €48 | -€2,452 | -98.1% |
| Credit institutions | 430/8 | €2,500 | €48 | -€2,452 | -98.1% |
| Trade debts | 44 | €14,708 | €18,450 | +€3,742 | +25.4% |
| Suppliers | 440/4 | €14,708 | €18,450 | +€3,742 | +25.4% |
| Taxes, remuneration and social security | 45 | €28,500 | €20,837 | -€7,663 | -26.9% |
| Taxes | 450/3 | €19,567 | €7,991 | -€11,577 | -59.2% |
| Remuneration and social security | 454/9 | €8,933 | €12,846 | +€3,913 | +43.8% |
| Accrued charges and deferred income | 492/3 | €64 | €1,035 | +€972 | +1,523% |
| Remuneration, social security and pensions | 62 | €70,034 | €89,440 | +€19,407 | +27.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €40,149 | €34,830 | -€5,319 | -13.2% |
| Other operating charges | 640/8 | €4,015 | €3,059 | -€956 | -23.8% |
| Gross operating margin | 9900 | €244,908 | €285,942 | +€41,034 | +16.8% |
| Operating profit (loss) | 9901 | €130,710 | €158,612 | +€27,902 | +21.3% |
| Financial income | 75/76B | €6,624 | €11,104 | +€4,479 | +67.6% |
| Recurring financial income | 75 | €6,624 | €11,104 | +€4,479 | +67.6% |
| Financial charges | 65/66B | €12,480 | €13,961 | +€1,482 | +11.9% |
| Recurring financial charges | 65 | €12,480 | €13,961 | +€1,482 | +11.9% |
| Profit (loss) for the period before taxes | 9903 | €124,855 | €155,755 | +€30,900 | +24.7% |
| Transfer from deferred taxes | 780 | €1,467 | €1,591 | +€125 | +8.5% |
| Income taxes | 67/77 | €38,600 | €51,468 | +€12,868 | +33.3% |
| Profit (loss) for the period | 9904 | €87,721 | €105,878 | +€18,157 | +20.7% |
| Transfer from tax-exempt reserves | 789 | €4,401 | €4,774 | +€374 | +8.5% |
| Profit (loss) for the period to be appropriated | 9905 | €92,122 | €110,652 | +€18,530 | +20.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.