COLLINSURANCE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
COLLINSURANCE
Largest movements
- Deferred charges and accrued income +€2,500
new in 2024: €2,500
- Receivables within one year -€348
down €348 (-33.2%), from €1,046 to €699
of which Other amounts receivable: -€348
- Cash +€328
up €328 (+360.6%), from €91 to €419
mainly Tax, wage and social debts (+€3,152) and Other debts (+€777)
- Tax, wage and social debts +€3,152
up €3,152 (+900.7%), from €350 to €3,502
- Profit (loss) carried forward -€2,184
down €2,184 (-19.9%), from -€10,970 to -€13,154
- Other debts +€777
up €777 (+10.1%), from €7,693 to €8,470
- Trade debts +€735
up €735 (+47.0%), from €1,564 to €2,299
- Gross operating margin +€1,832
up €1,832 (+60.8%), from -€3,013 to -€1,181
- Other operating charges +€766
up €766 (+1100.9%), from €70 to €836
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,137 | €3,618 | +€2,480 | +218.1% |
| Current assets | 29/58 | €1,137 | €3,618 | +€2,480 | +218.1% |
| Amounts receivable within one year | 40/41 | €1,046 | €699 | -€348 | -33.2% |
| Trade receivables | 40 | €699 | €699 | = | 0.0% |
| Other amounts receivable | 41 | €348 | - | -€348 | |
| Cash at bank and in hand | 54/58 | €91 | €419 | +€328 | +360.6% |
| Deferred charges and accrued income | 490/1 | - | €2,500 | +€2,500 | |
| Total equity and liabilities | 10/49 | €1,137 | €3,618 | +€2,480 | +218.1% |
| Equity | 10/15 | -€8,470 | -€10,654 | -€2,184 | -25.8% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€10,970 | -€13,154 | -€2,184 | -19.9% |
| Amounts payable | 17/49 | €9,607 | €14,272 | +€4,664 | +48.6% |
| Amounts payable within one year | 42/48 | €9,607 | €14,272 | +€4,664 | +48.6% |
| Trade debts | 44 | €1,564 | €2,299 | +€735 | +47.0% |
| Suppliers | 440/4 | €1,564 | €2,299 | +€735 | +47.0% |
| Taxes, remuneration and social security | 45 | €350 | €3,502 | +€3,152 | +900.7% |
| Taxes | 450/3 | €350 | €3,502 | +€3,152 | +900.7% |
| Other amounts payable | 47/48 | €7,693 | €8,470 | +€777 | +10.1% |
| Other operating charges | 640/8 | €70 | €836 | +€766 | +1100.9% |
| Gross operating margin | 9900 | -€3,013 | -€1,181 | +€1,832 | +60.8% |
| Operating profit (loss) | 9901 | -€3,082 | -€2,016 | +€1,066 | +34.6% |
| Financial charges | 65/66B | €148 | €168 | +€20 | +13.5% |
| Recurring financial charges | 65 | €148 | €168 | +€20 | +13.5% |
| Profit (loss) for the period before taxes | 9903 | -€3,230 | -€2,184 | +€1,046 | +32.4% |
| Profit (loss) for the period | 9904 | -€3,230 | -€2,184 | +€1,046 | +32.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,230 | -€2,184 | +€1,046 | +32.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.