COLLINGE - RICHY: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
COLLINGE - RICHY
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€258,436
2024 · €262,943-€4,507
Equity
€254,155
2024 · €251,903+€2,252
Cash
€358,877
2024 · €272,864+€86,013
Balance sheet total
€706,178
2024 · €664,743+€41,435
Largest movements
Assets
- Cash +€86,013
up €86,013 (+31.5%), from €272,864 to €358,877
mainly Net result for the year (+€258,436) and Other debts (+€56,454)
- Receivables within one year -€24,321
down €24,321 (-55.2%), from €44,020 to €19,699
- Tangible fixed assets -€22,612
down €22,612 (-15.8%), from €143,279 to €120,667
of which Leasing and similar rights: -€19,959
Equity and liabilities
- Other debts +€56,454
up €56,454 (+28.2%), from €200,039 to €256,493
- Debts after one year -€18,308
down €18,308 (-16.5%), from €111,039 to €92,731
Income statement
- Gross operating margin +€46,242
up €46,242 (+11.9%), from €389,818 to €436,060
- Staff costs +€41,222
new in 2025: €41,222
- Financial charges +€12,576
up €12,576 (+151.0%), from €8,329 to €20,905
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€262,943
Gross operating margin
+€46,242
Staff costs
-€41,222
Depreciation
-€405
Other operating charges
-€395
Financial income
+€417
Financial charges
-€12,576
Taxes
+€3,433
Result 2025
€258,436
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€365,384
Investment
€0
Financing
-€279,371
Cash 2024
€272,864
From operations (derived)
+€365,384
Net result for the year
+€258,436
Depreciation
+€25,915
Receivables after one year
-€1,732
Receivables within one year
+€24,321
Deferred charges and accrued income
-€3,926
Trade debts
-€1,180
Tax, wage and social debts
+€6,861
Other debts
+€56,454
Accrued charges and deferred income
+€236
Financing
-€279,371
Debts after one year
-€18,308
Current portion of long-term debt
+€183
Short-term financial debts
-€5,061
Contributions, distributions and other
-€256,185
Cash 2025
€358,877
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €664,743 | €706,178 | +€41,435 | +6.2% |
| Fixed assets | 21/28 | €173,389 | €147,474 | -€25,915 | -14.9% |
| Intangible fixed assets | 21 | €30,110 | €26,807 | -€3,303 | -11.0% |
| Tangible fixed assets | 22/27 | €143,279 | €120,667 | -€22,612 | -15.8% |
| Furniture and vehicles | 24 | €5,949 | €3,296 | -€2,653 | -44.6% |
| Leasing and similar rights | 25 | €137,330 | €117,371 | -€19,959 | -14.5% |
| Current assets | 29/58 | €491,354 | €558,704 | +€67,351 | +13.7% |
| Amounts receivable after more than one year | 29 | €86,595 | €88,326 | +€1,732 | +2.0% |
| Other amounts receivable | 291 | €86,595 | €88,326 | +€1,732 | +2.0% |
| Amounts receivable within one year | 40/41 | €44,020 | €19,699 | -€24,321 | -55.2% |
| Other amounts receivable | 41 | €44,020 | €19,699 | -€24,321 | -55.2% |
| Cash at bank and in hand | 54/58 | €272,864 | €358,877 | +€86,013 | +31.5% |
| Deferred charges and accrued income | 490/1 | €87,875 | €91,802 | +€3,926 | +4.5% |
| Total equity and liabilities | 10/49 | €664,743 | €706,178 | +€41,435 | +6.2% |
| Equity | 10/15 | €251,903 | €254,155 | +€2,252 | +0.9% |
| Contributions | 10/11 | €20,592 | €20,592 | = | 0.0% |
| Reserves | 13 | €2,479 | €4,731 | +€2,252 | +90.8% |
| Non-distributable reserves | 130/1 | €2,479 | €2,479 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,479 | €2,479 | = | 0.0% |
| Distributable reserves | 133 | - | €2,252 | +€2,252 | |
| Profit (loss) carried forward | 14 | €228,832 | €228,832 | = | 0.0% |
| Amounts payable | 17/49 | €412,840 | €452,023 | +€39,184 | +9.5% |
| Amounts payable after more than one year | 17 | €111,039 | €92,731 | -€18,308 | -16.5% |
| Financial debts | 170/4 | €111,039 | €92,731 | -€18,308 | -16.5% |
| Amounts payable within one year | 42/48 | €296,552 | €353,808 | +€57,256 | +19.3% |
| Current portion of amounts payable after more than one year | 42 | €18,125 | €18,308 | +€183 | +1.0% |
| Financial debts | 43 | €45,258 | €40,196 | -€5,061 | -11.2% |
| Credit institutions | 430/8 | €45,258 | €40,196 | -€5,061 | -11.2% |
| Trade debts | 44 | €33,130 | €31,950 | -€1,180 | -3.6% |
| Suppliers | 440/4 | €33,130 | €31,950 | -€1,180 | -3.6% |
| Taxes, remuneration and social security | 45 | - | €6,861 | +€6,861 | |
| Taxes | 450/3 | - | €634 | +€634 | |
| Remuneration and social security | 454/9 | - | €6,226 | +€6,226 | |
| Other amounts payable | 47/48 | €200,039 | €256,493 | +€56,454 | +28.2% |
| Accrued charges and deferred income | 492/3 | €5,248 | €5,484 | +€236 | +4.5% |
| Remuneration, social security and pensions | 62 | - | €41,222 | +€41,222 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,510 | €25,915 | +€405 | +1.6% |
| Other operating charges | 640/8 | €2,001 | €2,396 | +€395 | +19.8% |
| Gross operating margin | 9900 | €389,818 | €436,060 | +€46,242 | +11.9% |
| Operating profit (loss) | 9901 | €362,307 | €366,526 | +€4,219 | +1.2% |
| Financial income | 75/76B | €3,793 | €4,209 | +€417 | +11.0% |
| Recurring financial income | 75 | €3,793 | €4,209 | +€417 | +11.0% |
| Financial charges | 65/66B | €8,329 | €20,905 | +€12,576 | +151.0% |
| Recurring financial charges | 65 | €8,329 | €20,905 | +€12,576 | +151.0% |
| Profit (loss) for the period before taxes | 9903 | €357,771 | €349,831 | -€7,940 | -2.2% |
| Income taxes | 67/77 | €94,827 | €91,394 | -€3,433 | -3.6% |
| Profit (loss) for the period | 9904 | €262,943 | €258,436 | -€4,507 | -1.7% |
| Profit (loss) for the period to be appropriated | 9905 | €262,943 | €258,436 | -€4,507 | -1.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.