COLLECTIFY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
COLLECTIFY
Largest movements
- Receivables within one year +€88,412
up €88,412 (+251%), from €35,163 to €123,576
of which Other amounts receivable: +€98,017
- Deferred charges and accrued income -€6,697
down €6,697 (-100%), from €6,697 to €0
- Tangible fixed assets -€4,316
down €4,316 (-96.8%), from €4,459 to €142
- Trade debts +€68,126
up €68,126 (+319%), from €21,347 to €89,473
- Profit (loss) carried forward -€18,758
down €18,758 (-196%), from -€9,592 to -€28,350
- Short-term financial debts +€11,849
new in 2025: €11,849
- Accrued charges and deferred income +€10,350
new in 2025: €10,350
- Other debts +€6,913
up €6,913 (+70.1%), from €9,864 to €16,777
- Gross operating margin -€11,668
down €11,668, from €8,726 to -€2,942
- Other operating charges +€4,004
up €4,004 (+83.2%), from €4,810 to €8,814
- Financial income +€3,034
up €3,034 (+617%), from €492 to €3,526
- Taxes -€1,931
down €1,931 (-84.7%), from €2,279 to €348
- Depreciation -€1,165
down €1,165 (-21.3%), from €5,482 to €4,316
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €47,413 | €123,718 | +€76,305 | +161% |
| Fixed assets | 21/28 | €4,459 | €142 | -€4,316 | -96.8% |
| Tangible fixed assets | 22/27 | €4,459 | €142 | -€4,316 | -96.8% |
| Furniture and vehicles | 24 | €4,459 | €142 | -€4,316 | -96.8% |
| Current assets | 29/58 | €42,954 | €123,576 | +€80,621 | +188% |
| Amounts receivable within one year | 40/41 | €35,163 | €123,576 | +€88,412 | +251% |
| Trade receivables | 40 | €14,412 | €4,807 | -€9,605 | -66.6% |
| Other amounts receivable | 41 | €20,751 | €118,768 | +€98,017 | +472% |
| Cash at bank and in hand | 54/58 | €1,094 | €0 | -€1,094 | -100% |
| Deferred charges and accrued income | 490/1 | €6,697 | €0 | -€6,697 | -100% |
| Total equity and liabilities | 10/49 | €47,413 | €123,718 | +€76,305 | +161% |
| Equity | 10/15 | €1,158 | -€17,599 | -€18,758 | |
| Contributions | 10/11 | €1,175 | €1,175 | = | 0.0% |
| Reserves | 13 | €9,575 | €9,575 | = | 0.0% |
| Distributable reserves | 133 | €9,575 | €9,575 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€9,592 | -€28,350 | -€18,758 | -196% |
| Amounts payable | 17/49 | €46,255 | €141,317 | +€95,063 | +206% |
| Amounts payable after more than one year | 17 | €0 | - | = | |
| Financial debts | 170/4 | €0 | - | = | |
| Amounts payable within one year | 42/48 | €46,255 | €130,967 | +€84,713 | +183% |
| Current portion of amounts payable after more than one year | 42 | €4,977 | €0 | -€4,977 | -100% |
| Financial debts | 43 | - | €11,849 | +€11,849 | |
| Credit institutions | 430/8 | - | €11,849 | +€11,849 | |
| Trade debts | 44 | €21,347 | €89,473 | +€68,126 | +319% |
| Suppliers | 440/4 | €21,347 | €89,473 | +€68,126 | +319% |
| Taxes, remuneration and social security | 45 | €10,067 | €12,868 | +€2,801 | +27.8% |
| Taxes | 450/3 | €10,067 | €12,868 | +€2,801 | +27.8% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €9,864 | €16,777 | +€6,913 | +70.1% |
| Accrued charges and deferred income | 492/3 | - | €10,350 | +€10,350 | |
| Remuneration, social security and pensions | 62 | €48 | €0 | -€48 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,482 | €4,316 | -€1,165 | -21.3% |
| Other operating charges | 640/8 | €4,810 | €8,814 | +€4,004 | +83.2% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €8,726 | -€2,942 | -€11,668 | |
| Operating profit (loss) | 9901 | -€1,614 | -€16,072 | -€14,458 | -896% |
| Financial income | 75/76B | €492 | €3,526 | +€3,034 | +617% |
| Recurring financial income | 75 | €492 | €3,526 | +€3,034 | +617% |
| Financial charges | 65/66B | €5,507 | €5,863 | +€355 | +6.5% |
| Recurring financial charges | 65 | €5,507 | €5,863 | +€355 | +6.5% |
| Profit (loss) for the period before taxes | 9903 | -€6,630 | -€18,409 | -€11,779 | -178% |
| Income taxes | 67/77 | €2,279 | €348 | -€1,931 | -84.7% |
| Profit (loss) for the period | 9904 | -€8,909 | -€18,758 | -€9,848 | -111% |
| Profit (loss) for the period to be appropriated | 9905 | -€8,909 | -€18,758 | -€9,848 | -111% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.