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COLLARD GUY: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

COLLARD GUY

BE 0468.306.201
NACE 43.221, Plumbing work
fiscal year 2025 against 2026filed annual accounts (NBB)
Net result for the year
€9,702
2025 · -€6,871+€16,572
Equity
€41,270
2025 · €31,569+€9,702
Cash
€5,494
2025 · €4,341+€1,153
Balance sheet total
€48,369
2025 · €39,830+€8,539

Largest movements

2025 to 2026
Assets
  • Receivables within one year +€9,181

    up €9,181 (+45.9%), from €19,985 to €29,166

    of which Other amounts receivable: +€9,613

  • Tangible fixed assets -€2,450

    down €2,450 (-100.0%), from €2,450 to €0

  • Cash +€1,153

    up €1,153 (+26.6%), from €4,341 to €5,494

    mainly Net result for the year (+€9,702) and Depreciation (+€2,450)

Equity and liabilities
  • Reserves +€7,260

    up €7,260 (+47.1%), from €15,410 to €22,670

    of which Distributable reserves: +€7,260

  • Current portion of long-term debt -€2,923

    down €2,923 (-100.0%), from €2,923 to €0

  • Profit (loss) carried forward +€2,441

    up €2,441, from -€2,441 to €0

  • Tax, wage and social debts +€1,960

    up €1,960 (+1760.4%), from €111 to €2,071

Income statement
  • Gross operating margin +€13,324

    up €13,324 (+3370.2%), from €395 to €13,719

  • Depreciation -€3,892

    down €3,892 (-61.4%), from €6,342 to €2,450

  • Taxes +€2,071

    new in 2026: €2,071

  • Financial income +€1,262

    up €1,262 (+5337.6%), from €24 to €1,285

From the 2025 result to the 2026 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2025 -€6,871
Gross operating margin +€13,324
Depreciation +€3,892
Other operating charges +€106
Financial income +€1,262
Financial charges +€59
Taxes -€2,071
Result 2026 €9,702

Cash bridge derived

cash 2025 to 2026

Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€4,076
Investment €0
Financing -€2,923
Cash 2025 €4,341
Net result for the year +€9,702
Depreciation +€2,450
Stocks and contracts -€448
Receivables within one year -€9,181
Deferred charges and accrued income -€207
Trade debts -€199
Tax, wage and social debts +€1,960
Current portion of long-term debt -€2,923
Cash 2026 €5,494
Every line side by side 42 lines
Line Code 2025 2026 Change %
Total assets 20/58 €39,830 €48,369 +€8,539 +21.4%
Fixed assets 21/28 €2,600 €150 -€2,450 -94.2%
Tangible fixed assets 22/27 €2,450 €0 -€2,450 -100.0%
Furniture and vehicles 24 €2,450 €0 -€2,450 -100.0%
Financial fixed assets 28 €150 €150 = 0.0%
Current assets 29/58 €37,230 €48,219 +€10,988 +29.5%
Stocks and contracts in progress 3 €11,827 €12,275 +€448 +3.8%
Stocks 30/36 €11,827 €12,275 +€448 +3.8%
Amounts receivable within one year 40/41 €19,985 €29,166 +€9,181 +45.9%
Trade receivables 40 €1,733 €1,300 -€432 -25.0%
Other amounts receivable 41 €18,252 €27,865 +€9,613 +52.7%
Cash at bank and in hand 54/58 €4,341 €5,494 +€1,153 +26.6%
Deferred charges and accrued income 490/1 €1,077 €1,284 +€207 +19.3%
Total equity and liabilities 10/49 €39,830 €48,369 +€8,539 +21.4%
Equity 10/15 €31,569 €41,270 +€9,702 +30.7%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €15,410 €22,670 +€7,260 +47.1%
Tax-exempt reserves 132 €3,850 €3,850 = 0.0%
Distributable reserves 133 €11,560 €18,820 +€7,260 +62.8%
Profit (loss) carried forward 14 -€2,441 €0 +€2,441
Amounts payable 17/49 €8,261 €7,098 -€1,163 -14.1%
Amounts payable after more than one year 17 €0 - =
Financial debts 170/4 €0 - =
Amounts payable within one year 42/48 €8,261 €7,098 -€1,163 -14.1%
Current portion of amounts payable after more than one year 42 €2,923 €0 -€2,923 -100.0%
Trade debts 44 €5,226 €5,027 -€199 -3.8%
Suppliers 440/4 €5,226 €5,027 -€199 -3.8%
Taxes, remuneration and social security 45 €111 €2,071 +€1,960 +1760.4%
Taxes 450/3 €111 €2,071 +€1,960 +1760.4%
Other amounts payable 47/48 €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,342 €2,450 -€3,892 -61.4%
Other operating charges 640/8 €637 €530 -€106 -16.7%
Gross operating margin 9900 €395 €13,719 +€13,324 +3370.2%
Operating profit (loss) 9901 -€6,583 €10,739 +€17,322
Financial income 75/76B €24 €1,285 +€1,262 +5337.6%
Recurring financial income 75 €24 €1,285 +€1,262 +5337.6%
Financial charges 65/66B €311 €252 -€59 -19.1%
Recurring financial charges 65 €311 €252 -€59 -19.1%
Profit (loss) for the period before taxes 9903 -€6,871 €11,773 +€18,644
Income taxes 67/77 - €2,071 +€2,071
Profit (loss) for the period 9904 -€6,871 €9,702 +€16,572
Profit (loss) for the period to be appropriated 9905 -€6,871 €9,702 +€16,572

Source: filed annual accounts (NBB), fiscal years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.