Collaio: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Collaio
Largest movements
- Current investments -€14,903
down €14,903 (-63.5%), from €23,478 to €8,574
- Receivables within one year -€12,016
down €12,016 (-82.6%), from €14,549 to €2,533
of which Trade receivables: -€12,056
- Tangible fixed assets -€1,400
down €1,400 (-33.1%), from €4,231 to €2,831
of which Other tangible fixed assets: -€1,400
- Cash -€912
down €912 (-12.5%), from €7,306 to €6,394
mainly Contributions, distributions and other (-€17,136) and Tax, wage and social debts (-€4,606)
- Reserves -€18,095
down €18,095 (-66.4%), from €27,253 to €9,158
- Tax, wage and social debts -€4,606
down €4,606 (-98.2%), from €4,691 to €85
of which Remuneration and social security: -€3,242
- Other debts -€3,506
down €3,506 (-84.0%), from €4,173 to €667
- Profit (loss) carried forward -€2,132
down €2,132, from €0 to -€2,132
- Trade debts -€927
down €927 (-74.9%), from €1,238 to €311
- Gross operating margin -€3,145
down €3,145, from €2,014 to -€1,131
- Financial income -€154
down €154 (-52.1%), from €296 to €142
- Taxes +€32
up €32, from €0 to €32
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €49,852 | €20,542 | -€29,310 | -58.8% |
| Fixed assets | 21/28 | €4,231 | €2,831 | -€1,400 | -33.1% |
| Tangible fixed assets | 22/27 | €4,231 | €2,831 | -€1,400 | -33.1% |
| Furniture and vehicles | 24 | €0 | - | = | |
| Other tangible fixed assets | 26 | €4,231 | €2,831 | -€1,400 | -33.1% |
| Current assets | 29/58 | €45,622 | €17,712 | -€27,910 | -61.2% |
| Amounts receivable within one year | 40/41 | €14,549 | €2,533 | -€12,016 | -82.6% |
| Trade receivables | 40 | €14,540 | €2,484 | -€12,056 | -82.9% |
| Other amounts receivable | 41 | €9 | €49 | +€40 | +425.1% |
| Current investments | 50/53 | €23,478 | €8,574 | -€14,903 | -63.5% |
| Cash at bank and in hand | 54/58 | €7,306 | €6,394 | -€912 | -12.5% |
| Deferred charges and accrued income | 490/1 | €289 | €210 | -€79 | -27.2% |
| Total equity and liabilities | 10/49 | €49,852 | €20,542 | -€29,310 | -58.8% |
| Equity | 10/15 | €39,653 | €19,426 | -€20,228 | -51.0% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €27,253 | €9,158 | -€18,095 | -66.4% |
| Distributable reserves | 133 | €27,253 | €9,158 | -€18,095 | -66.4% |
| Profit (loss) carried forward | 14 | €0 | -€2,132 | -€2,132 | |
| Amounts payable | 17/49 | €10,199 | €1,116 | -€9,083 | -89.1% |
| Amounts payable within one year | 42/48 | €10,199 | €1,116 | -€9,083 | -89.1% |
| Financial debts | 43 | €97 | €54 | -€43 | -44.2% |
| Credit institutions | 430/8 | €97 | €54 | -€43 | -44.2% |
| Trade debts | 44 | €1,238 | €311 | -€927 | -74.9% |
| Suppliers | 440/4 | €1,238 | €311 | -€927 | -74.9% |
| Taxes, remuneration and social security | 45 | €4,691 | €85 | -€4,606 | -98.2% |
| Taxes | 450/3 | €1,449 | €85 | -€1,364 | -94.2% |
| Remuneration and social security | 454/9 | €3,242 | €0 | -€3,242 | -100.0% |
| Other amounts payable | 47/48 | €4,173 | €667 | -€3,506 | -84.0% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Non-recurring operating income | 76A | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,400 | €1,400 | = | 0.0% |
| Other operating charges | 640/8 | €569 | €585 | +€16 | +2.9% |
| Non-recurring operating charges | 66A | €1,300 | €0 | -€1,300 | -100.0% |
| Gross operating margin | 9900 | €2,014 | -€1,131 | -€3,145 | |
| Operating profit (loss) | 9901 | -€1,255 | -€3,116 | -€1,862 | -148.4% |
| Financial income | 75/76B | €296 | €142 | -€154 | -52.1% |
| Recurring financial income | 75 | €296 | €142 | -€154 | -52.1% |
| Financial charges | 65/66B | €91 | €85 | -€6 | -6.7% |
| Recurring financial charges | 65 | €91 | €85 | -€6 | -6.7% |
| Profit (loss) for the period before taxes | 9903 | -€1,050 | -€3,059 | -€2,010 | -191.4% |
| Income taxes | 67/77 | €0 | €32 | +€32 | |
| Profit (loss) for the period | 9904 | -€1,050 | -€3,091 | -€2,041 | -194.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,050 | -€3,091 | -€2,041 | -194.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.