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COLLAGE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

COLLAGE

BE 0439.843.035
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,118
2024 · -€6,692+€4,574
Equity
€9,518
2024 · €11,636-€2,118
Cash
€26
2024 · €26
Balance sheet total
€9,932
2024 · €14,238-€4,306

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€4,306

    down €4,306 (-30.3%), from €14,213 to €9,906

Equity and liabilities
  • Profit (loss) carried forward -€2,118

    down €2,118 (-4.8%), from -€43,852 to -€45,970

  • Other debts -€1,635

    no longer reported in 2025 (was €1,635)

  • Trade debts -€372

    down €372 (-48.2%), from €772 to €400

  • Short-term financial debts -€181

    down €181 (-92.6%), from €196 to €14

Income statement
  • Other operating charges -€7,824

    down €7,824 (-95.1%), from €8,224 to €400

  • Gross operating margin -€3,430

    down €3,430, from €1,614 to -€1,816

  • Financial income +€223

    up €223 (+51.8%), from €431 to €654

  • Financial charges +€43

    up €43 (+8.5%), from €513 to €556

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€6,692
Gross operating margin -€3,430
Other operating charges +€7,824
Financial income +€223
Financial charges -€43
Result 2025 -€2,118

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€181
Investment €0
Financing -€181
Cash 2024 €26
Net result for the year -€2,118
Receivables within one year +€4,306
Trade debts -€372
Other debts -€1,635
Short-term financial debts -€181
Cash 2025 €26
Every line side by side 30 lines
Line Code 2024 2025 Change %
Total assets 20/58 €14,238 €9,932 -€4,306 -30.2%
Current assets 29/58 €14,238 €9,932 -€4,306 -30.2%
Amounts receivable within one year 40/41 €14,213 €9,906 -€4,306 -30.3%
Other amounts receivable 41 €14,213 €9,906 -€4,306 -30.3%
Cash at bank and in hand 54/58 €26 €26 = 0.0%
Total equity and liabilities 10/49 €14,238 €9,932 -€4,306 -30.2%
Equity 10/15 €11,636 €9,518 -€2,118 -18.2%
Contributions 10/11 €30,987 €30,987 = 0.0%
Capital 10 €30,987 €30,987 = 0.0%
Issued capital 100 €30,987 €30,987 = 0.0%
Reserves 13 €24,501 €24,501 = 0.0%
Distributable reserves 133 €24,501 €24,501 = 0.0%
Profit (loss) carried forward 14 -€43,852 -€45,970 -€2,118 -4.8%
Amounts payable 17/49 €2,603 €414 -€2,188 -84.1%
Amounts payable within one year 42/48 €2,603 €414 -€2,188 -84.1%
Financial debts 43 €196 €14 -€181 -92.6%
Credit institutions 430/8 €196 €14 -€181 -92.6%
Trade debts 44 €772 €400 -€372 -48.2%
Suppliers 440/4 €772 €400 -€372 -48.2%
Other amounts payable 47/48 €1,635 - -€1,635
Other operating charges 640/8 €8,224 €400 -€7,824 -95.1%
Gross operating margin 9900 €1,614 -€1,816 -€3,430
Operating profit (loss) 9901 -€6,609 -€2,215 +€4,394 +66.5%
Financial income 75/76B €431 €654 +€223 +51.8%
Recurring financial income 75 €431 €654 +€223 +51.8%
Financial charges 65/66B €513 €556 +€43 +8.5%
Recurring financial charges 65 €513 €556 +€43 +8.5%
Profit (loss) for the period before taxes 9903 -€6,692 -€2,118 +€4,574 +68.3%
Profit (loss) for the period 9904 -€6,692 -€2,118 +€4,574 +68.3%
Profit (loss) for the period to be appropriated 9905 -€6,692 -€2,118 +€4,574 +68.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.