Colfin Consultancy: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Colfin Consultancy
Largest movements
- Cash +€31,692
up €31,692 (+403.2%), from €7,860 to €39,552
mainly Net result for the year (+€22,984) and Tax, wage and social debts (+€12,939)
- Receivables within one year -€8,552
down €8,552 (-33.7%), from €25,397 to €16,845
of which Trade receivables: -€7,484
- Tangible fixed assets +€1,667
up €1,667 (+46.2%), from €3,608 to €5,275
of which Furniture and vehicles: +€1,892
- Reserves +€22,900
up €22,900 (+83.3%), from €27,500 to €50,400
- Tax, wage and social debts +€12,939
up €12,939 (+2247.4%), from €576 to €13,515
of which Taxes: +€12,939
- Trade debts -€11,117
down €11,117 (-28.2%), from €39,433 to €28,317
- Gross operating margin -€20,388
down €20,388 (-36.3%), from €56,242 to €35,854
- Taxes +€3,314
up €3,314 (+43.6%), from €7,603 to €10,917
- Depreciation -€1,181
down €1,181 (-39.2%), from €3,014 to €1,833
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €88,264 | €113,071 | +€24,807 | +28.1% |
| Fixed assets | 21/28 | €46,323 | €47,990 | +€1,667 | +3.6% |
| Tangible fixed assets | 22/27 | €3,608 | €5,275 | +€1,667 | +46.2% |
| Plant, machinery and equipment | 23 | €225 | €0 | -€225 | -100.0% |
| Furniture and vehicles | 24 | €3,382 | €5,275 | +€1,892 | +55.9% |
| Financial fixed assets | 28 | €42,715 | €42,715 | = | 0.0% |
| Current assets | 29/58 | €41,941 | €65,081 | +€23,140 | +55.2% |
| Amounts receivable within one year | 40/41 | €25,397 | €16,845 | -€8,552 | -33.7% |
| Trade receivables | 40 | €8,716 | €1,232 | -€7,484 | -85.9% |
| Other amounts receivable | 41 | €16,681 | €15,613 | -€1,067 | -6.4% |
| Current investments | 50/53 | €8,684 | €8,684 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €7,860 | €39,552 | +€31,692 | +403.2% |
| Total equity and liabilities | 10/49 | €88,264 | €113,071 | +€24,807 | +28.1% |
| Equity | 10/15 | €48,255 | €71,239 | +€22,984 | +47.6% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €27,500 | €50,400 | +€22,900 | +83.3% |
| Distributable reserves | 133 | €27,500 | €50,400 | +€22,900 | +83.3% |
| Profit (loss) carried forward | 14 | €18,755 | €18,839 | +€84 | +0.4% |
| Amounts payable | 17/49 | €40,009 | €41,832 | +€1,822 | +4.6% |
| Amounts payable within one year | 42/48 | €40,009 | €41,832 | +€1,822 | +4.6% |
| Trade debts | 44 | €39,433 | €28,317 | -€11,117 | -28.2% |
| Suppliers | 440/4 | €39,433 | €28,317 | -€11,117 | -28.2% |
| Taxes, remuneration and social security | 45 | €576 | €13,515 | +€12,939 | +2247.4% |
| Taxes | 450/3 | €576 | €13,515 | +€12,939 | +2247.4% |
| Remuneration and social security | 454/9 | €0 | €0 | = | |
| Other amounts payable | 47/48 | €0 | €0 | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,014 | €1,833 | -€1,181 | -39.2% |
| Other operating charges | 640/8 | - | €50 | +€50 | |
| Gross operating margin | 9900 | €56,242 | €35,854 | -€20,388 | -36.3% |
| Operating profit (loss) | 9901 | €53,228 | €33,971 | -€19,257 | -36.2% |
| Financial charges | 65/66B | €175 | €70 | -€105 | -60.1% |
| Recurring financial charges | 65 | €175 | €70 | -€105 | -60.1% |
| Profit (loss) for the period before taxes | 9903 | €53,053 | €33,901 | -€19,152 | -36.1% |
| Income taxes | 67/77 | €7,603 | €10,917 | +€3,314 | +43.6% |
| Profit (loss) for the period | 9904 | €45,451 | €22,984 | -€22,466 | -49.4% |
| Profit (loss) for the period to be appropriated | 9905 | €45,451 | €22,984 | -€22,466 | -49.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.