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COBERGH PROJECTS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

COBERGH PROJECTS

BE 0670.686.407
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€38,775
2024 · -€16,401+€55,176
Equity
€104,241
2024 · €65,466+€38,775
Cash
€472,674
2024 · €24,423+€448,251
Balance sheet total
€1.4m
2024 · €933,059+€502,115

Largest movements

2024 to 2025
Assets
  • Cash +€448,251

    up €448,251 (+1835.4%), from €24,423 to €472,674

    mainly Other debts (+€1.0m) and Trade debts (+€219,229)

  • Receivables within one year +€57,740

    up €57,740 (+920.2%), from €6,275 to €64,015

    of which Trade receivables: +€64,015

Equity and liabilities
  • Other debts +€1.0m

    up €1.0m (+4349.9%), from €23,550 to €1.0m

  • Short-term financial debts -€838,638

    no longer reported in 2025 (was €838,638)

    of which Other loans: -€533,363

  • Trade debts +€219,229

    up €219,229 (+20322.7%), from €1,079 to €220,308

  • Profit (loss) carried forward +€38,775

    up €38,775 (+89.2%), from €43,466 to €82,241

  • Tax, wage and social debts +€34,372

    up €34,372 (+794.4%), from €4,327 to €38,699

Income statement
  • Gross operating margin +€92,262

    up €92,262, from -€8,183 to €84,080

  • Financial charges +€29,015

    up €29,015 (+370.4%), from €7,834 to €36,849

  • Taxes +€8,068

    new in 2025: €8,068

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€16,401
Gross operating margin +€92,262
Other operating charges -€3
Financial charges -€29,015
Taxes -€8,068
Result 2025 €38,775

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.3m
Investment €0
Financing -€838,638
Cash 2024 €24,423
Net result for the year +€38,775
Stocks and contracts +€3,877
Receivables within one year -€57,740
Trade debts +€219,229
Tax, wage and social debts +€34,372
Other debts +€1.0m
Accrued charges and deferred income +€24,000
Short-term financial debts -€838,638
Cash 2025 €472,674
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €933,059 €1,435,174 +€502,115 +53.8%
Current assets 29/58 €933,059 €1,435,174 +€502,115 +53.8%
Stocks and contracts in progress 3 €902,362 €898,485 -€3,877 -0.4%
Stocks 30/36 €902,362 €898,485 -€3,877 -0.4%
Amounts receivable within one year 40/41 €6,275 €64,015 +€57,740 +920.2%
Trade receivables 40 - €64,015 +€64,015
Other amounts receivable 41 €6,275 - -€6,275
Cash at bank and in hand 54/58 €24,423 €472,674 +€448,251 +1835.4%
Total equity and liabilities 10/49 €933,059 €1,435,174 +€502,115 +53.8%
Equity 10/15 €65,466 €104,241 +€38,775 +59.2%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 €2,000 €2,000 = 0.0%
Non-distributable reserves 130/1 €2,000 €2,000 = 0.0%
Reserves not available under the articles 1311 €2,000 €2,000 = 0.0%
Profit (loss) carried forward 14 €43,466 €82,241 +€38,775 +89.2%
Amounts payable 17/49 €867,593 €1,330,932 +€463,339 +53.4%
Amounts payable within one year 42/48 €867,593 €1,306,932 +€439,339 +50.6%
Financial debts 43 €838,638 - -€838,638
Credit institutions 430/8 €305,275 - -€305,275
Other loans 439 €533,363 - -€533,363
Trade debts 44 €1,079 €220,308 +€219,229 +20322.7%
Suppliers 440/4 €1,079 €220,308 +€219,229 +20322.7%
Taxes, remuneration and social security 45 €4,327 €38,699 +€34,372 +794.4%
Taxes 450/3 €4,327 €38,699 +€34,372 +794.4%
Other amounts payable 47/48 €23,550 €1,047,926 +€1.0m +4349.9%
Accrued charges and deferred income 492/3 - €24,000 +€24,000
Other operating charges 640/8 €384 €387 +€3 +0.8%
Gross operating margin 9900 -€8,183 €84,080 +€92,262
Operating profit (loss) 9901 -€8,567 €83,693 +€92,260
Financial charges 65/66B €7,834 €36,849 +€29,015 +370.4%
Recurring financial charges 65 €7,834 €36,849 +€29,015 +370.4%
Profit (loss) for the period before taxes 9903 -€16,401 €46,843 +€63,244
Income taxes 67/77 - €8,068 +€8,068
Profit (loss) for the period 9904 -€16,401 €38,775 +€55,176
Profit (loss) for the period to be appropriated 9905 -€16,401 €38,775 +€55,176

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.