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Cobblestones: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Cobblestones

BE 0806.044.858
NACE 77.110, Renting and leasing of cars and light motor vehicles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€12,082
2024 · -€7,689+€19,771
Equity
€45,976
2024 · €33,894+€12,082
Cash
€3,094
2024 · €10,240-€7,146
Balance sheet total
€47,540
2024 · €54,602-€7,062

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€24,294

    down €24,294 (-55.5%), from €43,808 to €19,514

    of which Furniture and vehicles: -€27,098

  • Stocks and contracts +€20,952

    new in 2025: €20,952

  • Cash -€7,146

    down €7,146 (-69.8%), from €10,240 to €3,094

    mainly Stocks and contracts (-€20,952) and Other debts (-€15,000)

  • Receivables within one year +€1,800

    up €1,800 (+1099.9%), from €164 to €1,963

    of which Trade receivables: +€1,822

  • Deferred charges and accrued income +€1,627

    up €1,627 (+417.3%), from €390 to €2,017

Equity and liabilities
  • Other debts -€15,000

    no longer reported in 2025 (was €15,000)

  • Profit (loss) carried forward +€12,082

    up €12,082 (+17.1%), from -€70,797 to -€58,715

  • Current portion of long-term debt -€2,037

    no longer reported in 2025 (was €2,037)

  • Trade debts -€1,891

    down €1,891 (-62.4%), from €3,031 to €1,140

Income statement
  • Gross operating margin +€13,543

    up €13,543 (+375.4%), from €3,608 to €17,151

  • Depreciation -€7,913

    down €7,913 (-77.2%), from €10,251 to €2,337

  • Other operating charges +€1,991

    up €1,991 (+309.3%), from €644 to €2,635

  • Financial charges -€530

    down €530 (-84.4%), from €628 to €98

    of which Non-recurring financial charges: -€317

  • Financial income -€224

    down €224 (-99.1%), from €226 to €2

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€7,689
Gross operating margin +€13,543
Depreciation +€7,913
Other operating charges -€1,991
Financial income -€224
Financial charges +€530
Taxes -€1
Result 2025 €12,082

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€27,066
Investment +€21,957
Financing -€2,037
Cash 2024 €10,240
Net result for the year +€12,082
Depreciation +€2,337
Stocks and contracts -€20,952
Receivables within one year -€1,800
Deferred charges and accrued income -€1,627
Trade debts -€1,891
Tax, wage and social debts -€181
Other debts -€15,000
Accrued charges and deferred income -€35
Investment in fixed assets (net) +€21,957
Current portion of long-term debt -€2,037
Cash 2025 €3,094
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €54,602 €47,540 -€7,062 -12.9%
Fixed assets 21/28 €43,808 €19,514 -€24,294 -55.5%
Tangible fixed assets 22/27 €43,808 €19,514 -€24,294 -55.5%
Plant, machinery and equipment 23 €12,751 €15,556 +€2,804 +22.0%
Furniture and vehicles 24 €31,057 €3,958 -€27,098 -87.3%
Current assets 29/58 €10,794 €28,026 +€17,232 +159.6%
Stocks and contracts in progress 3 - €20,952 +€20,952
Stocks 30/36 - €20,952 +€20,952
Amounts receivable within one year 40/41 €164 €1,963 +€1,800 +1099.9%
Trade receivables 40 - €1,822 +€1,822
Other amounts receivable 41 €164 €141 -€23 -13.8%
Cash at bank and in hand 54/58 €10,240 €3,094 -€7,146 -69.8%
Deferred charges and accrued income 490/1 €390 €2,017 +€1,627 +417.3%
Total equity and liabilities 10/49 €54,602 €47,540 -€7,062 -12.9%
Equity 10/15 €33,894 €45,976 +€12,082 +35.6%
Contributions 10/11 €8,670 €8,670 = 0.0%
Reserves 13 €96,021 €96,021 = 0.0%
Non-distributable reserves 130/1 €1,855 €1,855 = 0.0%
Reserves not available under the articles 1311 €1,855 €1,855 = 0.0%
Distributable reserves 133 €94,166 €94,166 = 0.0%
Profit (loss) carried forward 14 -€70,797 -€58,715 +€12,082 +17.1%
Amounts payable 17/49 €20,708 €1,563 -€19,144 -92.5%
Amounts payable within one year 42/48 €20,673 €1,563 -€19,109 -92.4%
Current portion of amounts payable after more than one year 42 €2,037 - -€2,037
Trade debts 44 €3,031 €1,140 -€1,891 -62.4%
Suppliers 440/4 €3,031 €1,140 -€1,891 -62.4%
Taxes, remuneration and social security 45 €605 €423 -€181 -30.0%
Taxes 450/3 €605 €423 -€181 -30.0%
Other amounts payable 47/48 €15,000 - -€15,000
Accrued charges and deferred income 492/3 €35 - -€35
Non-recurring operating income 76A - €4,893 +€4,893
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €10,251 €2,337 -€7,913 -77.2%
Other operating charges 640/8 €644 €2,635 +€1,991 +309.3%
Gross operating margin 9900 €3,608 €17,151 +€13,543 +375.4%
Operating profit (loss) 9901 -€7,287 €12,179 +€19,465
Financial income 75/76B €226 €2 -€224 -99.1%
Recurring financial income 75 €226 €2 -€224 -99.1%
Financial charges 65/66B €628 €98 -€530 -84.4%
Recurring financial charges 65 €311 €98 -€214 -68.6%
Non-recurring financial charges 66B €317 - -€317
Profit (loss) for the period before taxes 9903 -€7,689 €12,083 +€19,772
Income taxes 67/77 - €1 +€1
Profit (loss) for the period 9904 -€7,689 €12,082 +€19,771
Profit (loss) for the period to be appropriated 9905 -€7,689 €12,082 +€19,771

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.