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COBBLESTONE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

COBBLESTONE

BE 0835.166.337
NACE 29.100, Manufacture of motor vehicles, trailers and semi-trailers
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€18,134
2024 · €12,518-€30,652
Equity
€36,679
2024 · €54,813-€18,134
Cash
€23,643
2024 · €26,331-€2,688
Balance sheet total
€71,328
2024 · €140,501-€69,173

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€62,671

    down €62,671 (-63.3%), from €98,953 to €36,283

    of which Other amounts receivable: -€34,706

  • Cash -€2,688

    down €2,688 (-10.2%), from €26,331 to €23,643

    mainly Trade debts (-€26,889) and Net result for the year (-€18,134)

  • Deferred charges and accrued income -€2,176

    no longer reported in 2025 (was €2,176)

  • Tangible fixed assets -€1,639

    down €1,639 (-23.9%), from €6,851 to €5,213

    of which Plant, machinery and equipment: -€1,219

Equity and liabilities
  • Trade debts -€26,889

    down €26,889 (-52.5%), from €51,241 to €24,352

  • Profit (loss) carried forward -€18,134

    down €18,134 (-52.8%), from €34,353 to €16,219

  • Tax, wage and social debts -€9,027

    down €9,027 (-57.8%), from €15,627 to €6,600

    of which Taxes: -€9,027

  • Current portion of long-term debt -€6,914

    down €6,914 (-65.2%), from €10,610 to €3,697

  • Accrued charges and deferred income -€4,513

    no longer reported in 2025 (was €4,513)

Income statement
  • Gross operating margin -€35,513

    down €35,513, from €25,385 to -€10,129

  • Staff costs -€2,439

    down €2,439, from €2,346 to -€94

  • Other operating charges -€1,973

    down €1,973 (-67.4%), from €2,925 to €952

  • Taxes -€421

    down €421 (-58.1%), from €725 to €304

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €12,518
Gross operating margin -€35,513
Staff costs +€2,439
Other operating charges +€1,973
Financial income -€141
Financial charges +€170
Taxes +€421
Result 2025 -€18,134

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€7,923
Investment €0
Financing -€10,610
Cash 2024 €26,331
Net result for the year -€18,134
Depreciation +€1,639
Receivables within one year +€62,671
Deferred charges and accrued income +€2,176
Trade debts -€26,889
Tax, wage and social debts -€9,027
Accrued charges and deferred income -€4,513
Debts after one year -€3,697
Current portion of long-term debt -€6,914
Cash 2025 €23,643
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €140,501 €71,328 -€69,173 -49.2%
Fixed assets 21/28 €13,041 €11,403 -€1,639 -12.6%
Tangible fixed assets 22/27 €6,851 €5,213 -€1,639 -23.9%
Plant, machinery and equipment 23 €4,126 €2,907 -€1,219 -29.5%
Other tangible fixed assets 26 €2,725 €2,305 -€420 -15.4%
Financial fixed assets 28 €6,190 €6,190 = 0.0%
Current assets 29/58 €127,460 €59,925 -€67,534 -53.0%
Amounts receivable within one year 40/41 €98,953 €36,283 -€62,671 -63.3%
Trade receivables 40 €41,905 €13,940 -€27,965 -66.7%
Other amounts receivable 41 €57,049 €22,343 -€34,706 -60.8%
Cash at bank and in hand 54/58 €26,331 €23,643 -€2,688 -10.2%
Deferred charges and accrued income 490/1 €2,176 - -€2,176
Total equity and liabilities 10/49 €140,501 €71,328 -€69,173 -49.2%
Equity 10/15 €54,813 €36,679 -€18,134 -33.1%
Contributions 10/11 €18,600 €18,600 = 0.0%
Capital 10 €18,600 €18,600 = 0.0%
Issued capital 100 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Legal reserve 130 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €34,353 €16,219 -€18,134 -52.8%
Amounts payable 17/49 €85,688 €34,649 -€51,039 -59.6%
Amounts payable after more than one year 17 €3,697 - -€3,697
Financial debts 170/4 €3,697 - -€3,697
Amounts payable within one year 42/48 €77,478 €34,649 -€42,829 -55.3%
Current portion of amounts payable after more than one year 42 €10,610 €3,697 -€6,914 -65.2%
Trade debts 44 €51,241 €24,352 -€26,889 -52.5%
Suppliers 440/4 €51,241 €24,352 -€26,889 -52.5%
Taxes, remuneration and social security 45 €15,627 €6,600 -€9,027 -57.8%
Taxes 450/3 €15,446 €6,420 -€9,027 -58.4%
Remuneration and social security 454/9 €181 €181 = 0.0%
Accrued charges and deferred income 492/3 €4,513 - -€4,513
Non-recurring operating income 76A - €9,402 +€9,402
Remuneration, social security and pensions 62 €2,346 -€94 -€2,439
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,639 €1,639 = 0.0%
Other operating charges 640/8 €2,925 €952 -€1,973 -67.4%
Gross operating margin 9900 €25,385 -€10,129 -€35,513
Operating profit (loss) 9901 €18,475 -€12,626 -€31,102
Financial income 75/76B €284 €142 -€141 -49.8%
Recurring financial income 75 €284 €142 -€141 -49.8%
Financial charges 65/66B €5,517 €5,346 -€170 -3.1%
Recurring financial charges 65 €5,517 €5,346 -€170 -3.1%
Profit (loss) for the period before taxes 9903 €13,243 -€17,830 -€31,073
Income taxes 67/77 €725 €304 -€421 -58.1%
Profit (loss) for the period 9904 €12,518 -€18,134 -€30,652
Profit (loss) for the period to be appropriated 9905 €12,518 -€18,134 -€30,652

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.