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COBARELLO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

COBARELLO

BE 0442.409.971
NACE 47.512, Retail sale of household textiles and bedding
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€329
2024 · €226+€103
Equity
€32,494
2024 · €32,166+€329
Cash
€24,104
2024 · €31,926-€7,823
Balance sheet total
€303,164
2024 · €317,585-€14,421

Largest movements

2024 to 2025
Assets
  • Cash -€7,823

    down €7,823 (-24.5%), from €31,926 to €24,104

    mainly Debts after one year (-€16,740) and Receivables within one year (-€139)

  • Tangible fixed assets -€6,725

    down €6,725 (-2.4%), from €283,884 to €277,159

Equity and liabilities
  • Debts after one year -€16,740

    down €16,740 (-6.2%), from €271,296 to €254,556

Income statement
  • Gross operating margin +€171

    up €171 (+1.2%), from €14,794 to €14,965

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €226
Gross operating margin +€171
Other operating charges -€91
Financial charges +€23
Result 2025 €329

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€6,927
Investment €0
Financing -€14,750
Cash 2024 €31,926
Net result for the year +€329
Depreciation +€6,725
Receivables within one year -€139
Deferred charges and accrued income +€12
Debts after one year -€16,740
Current portion of long-term debt +€1,990
Cash 2025 €24,104
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €317,585 €303,164 -€14,421 -4.5%
Fixed assets 21/28 €283,884 €277,159 -€6,725 -2.4%
Tangible fixed assets 22/27 €283,884 €277,159 -€6,725 -2.4%
Land and buildings 22 €283,884 €277,159 -€6,725 -2.4%
Current assets 29/58 €33,701 €26,006 -€7,696 -22.8%
Amounts receivable within one year 40/41 €1,763 €1,902 +€139 +7.9%
Other amounts receivable 41 €1,763 €1,902 +€139 +7.9%
Cash at bank and in hand 54/58 €31,926 €24,104 -€7,823 -24.5%
Deferred charges and accrued income 490/1 €12 - -€12
Total equity and liabilities 10/49 €317,585 €303,164 -€14,421 -4.5%
Equity 10/15 €32,166 €32,494 +€329 +1.0%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €2,509 €2,509 = 0.0%
Non-distributable reserves 130/1 €175 €175 = 0.0%
Legal reserve 130 €175 €175 = 0.0%
Distributable reserves 133 €2,334 €2,334 = 0.0%
Profit (loss) carried forward 14 -€32,343 -€32,014 +€329 +1.0%
Amounts payable 17/49 €285,420 €270,670 -€14,750 -5.2%
Amounts payable after more than one year 17 €271,296 €254,556 -€16,740 -6.2%
Financial debts 170/4 €271,296 €254,556 -€16,740 -6.2%
Amounts payable within one year 42/48 €14,124 €16,114 +€1,990 +14.1%
Current portion of amounts payable after more than one year 42 €14,124 €16,114 +€1,990 +14.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,725 €6,725 = 0.0%
Other operating charges 640/8 €2,939 €3,030 +€91 +3.1%
Gross operating margin 9900 €14,794 €14,965 +€171 +1.2%
Operating profit (loss) 9901 €5,129 €5,210 +€80 +1.6%
Financial charges 65/66B €4,904 €4,881 -€23 -0.5%
Recurring financial charges 65 €4,904 €4,881 -€23 -0.5%
Profit (loss) for the period before taxes 9903 €226 €329 +€103 +45.8%
Profit (loss) for the period 9904 €226 €329 +€103 +45.8%
Profit (loss) for the period to be appropriated 9905 €226 €329 +€103 +45.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.