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CNUDDE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CNUDDE

BE 0459.400.809
NACE 47.812, Retail trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€707,917
2024 · €1.4m-€738,811
Equity
€5.8m
2024 · €5.1m+€707,917
Cash
€1.0m
2024 · €859,790+€190,205
Balance sheet total
€6.8m
2024 · €5.7m+€1.0m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€700,785

    up €700,785 (+15.6%), from €4.5m to €5.2m

  • Cash +€190,205

    up €190,205 (+22.1%), from €859,790 to €1.0m

    mainly Net result for the year (+€707,917) and Trade debts (+€292,501)

  • Receivables within one year +€177,328

    up €177,328 (+72.9%), from €243,164 to €420,491

    of which Trade receivables: +€174,690

Equity and liabilities
  • Reserves +€707,917

    up €707,917 (+14.0%), from €5.1m to €5.8m

    of which Distributable reserves: +€371,117

  • Trade debts +€292,501

    up €292,501 (+57.6%), from €508,062 to €800,563

  • Other debts +€100,000

    new in 2025: €100,000

Income statement
  • Gross operating margin -€1.0m

    down €1.0m (-41.5%), from €2.5m to €1.5m

  • Taxes -€194,624

    down €194,624 (-40.7%), from €478,763 to €284,139

  • Staff costs -€125,123

    down €125,123 (-29.6%), from €423,124 to €298,001

  • Write-downs +€30,308

    up €30,308 (+19.4%), from €156,577 to €186,885

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1.4m
Gross operating margin -€1.0m
Staff costs +€125,123
Depreciation +€10,343
Write-downs -€30,308
Other operating charges -€7,223
Financial income +€17,236
Financial charges +€320
Taxes +€194,624
Result 2025 €707,917

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€191,225
Investment -€1,020
Financing €0
Cash 2024 €859,790
Net result for the year +€707,917
Depreciation +€20,879
Stocks and contracts -€700,785
Receivables within one year -€177,328
Deferred charges and accrued income +€3,804
Trade debts +€292,501
Tax, wage and social debts -€48,867
Other debts +€100,000
Accrued charges and deferred income -€6,895
Investment in fixed assets (net) -€1,020
Cash 2025 €1.0m
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €5,713,161 €6,757,816 +€1.0m +18.3%
Fixed assets 21/28 €92,436 €72,578 -€19,858 -21.5%
Tangible fixed assets 22/27 €81,259 €68,931 -€12,328 -15.2%
Land and buildings 22 €62,321 €54,193 -€8,128 -13.0%
Furniture and vehicles 24 €18,938 €14,738 -€4,200 -22.2%
Financial fixed assets 28 €11,177 €3,647 -€7,530 -67.4%
Current assets 29/58 €5,620,725 €6,685,239 +€1.1m +18.9%
Stocks and contracts in progress 3 €4,500,194 €5,200,980 +€700,785 +15.6%
Stocks 30/36 €4,500,194 €5,200,980 +€700,785 +15.6%
Amounts receivable within one year 40/41 €243,164 €420,491 +€177,328 +72.9%
Trade receivables 40 €240,804 €415,494 +€174,690 +72.5%
Other amounts receivable 41 €2,360 €4,997 +€2,638 +111.8%
Cash at bank and in hand 54/58 €859,790 €1,049,995 +€190,205 +22.1%
Deferred charges and accrued income 490/1 €17,577 €13,773 -€3,804 -21.6%
Total equity and liabilities 10/49 €5,713,161 €6,757,816 +€1.0m +18.3%
Equity 10/15 €5,079,706 €5,787,622 +€707,917 +13.9%
Contributions 10/11 €18,750 €18,750 = 0.0%
Reserves 13 €5,060,956 €5,768,872 +€707,917 +14.0%
Tax-exempt reserves 132 €421,000 €757,800 +€336,800 +80.0%
Distributable reserves 133 €4,639,956 €5,011,072 +€371,117 +8.0%
Amounts payable 17/49 €633,455 €970,194 +€336,739 +53.2%
Amounts payable within one year 42/48 €626,560 €970,194 +€343,634 +54.8%
Trade debts 44 €508,062 €800,563 +€292,501 +57.6%
Suppliers 440/4 €508,062 €800,563 +€292,501 +57.6%
Taxes, remuneration and social security 45 €118,498 €69,631 -€48,867 -41.2%
Taxes 450/3 €97,879 €40,987 -€56,892 -58.1%
Remuneration and social security 454/9 €20,620 €28,644 +€8,025 +38.9%
Other amounts payable 47/48 - €100,000 +€100,000
Accrued charges and deferred income 492/3 €6,895 - -€6,895
Remuneration, social security and pensions 62 €423,124 €298,001 -€125,123 -29.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €31,222 €20,879 -€10,343 -33.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €156,577 €186,885 +€30,308 +19.4%
Other operating charges 640/8 €5,727 €12,951 +€7,223 +126.1%
Gross operating margin 9900 €2,526,562 €1,477,636 -€1.0m -41.5%
Operating profit (loss) 9901 €1,909,912 €958,921 -€950,992 -49.8%
Financial income 75/76B €17,788 €35,024 +€17,236 +96.9%
Recurring financial income 75 €17,788 €35,024 +€17,236 +96.9%
Financial charges 65/66B €2,209 €1,889 -€320 -14.5%
Recurring financial charges 65 €2,209 €1,889 -€320 -14.5%
Profit (loss) for the period before taxes 9903 €1,925,491 €992,056 -€933,435 -48.5%
Income taxes 67/77 €478,763 €284,139 -€194,624 -40.7%
Profit (loss) for the period 9904 €1,446,728 €707,917 -€738,811 -51.1%
Transfer to tax-exempt reserves 689 €421,000 €336,800 -€84,200 -20.0%
Profit (loss) for the period to be appropriated 9905 €1,025,728 €371,117 -€654,611 -63.8%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.