CLT IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CLT IMMO
Largest movements
- Tangible fixed assets -€37,797
down €37,797 (-2.9%), from €1.3m to €1.3m
- Debts after one year -€58,780
down €58,780 (-7.4%), from €789,721 to €730,941
- Profit (loss) carried forward +€27,030
up €27,030 (+20.6%), from -€131,446 to -€104,416
- Turnover -€94,109
no longer reported in 2025 (was €94,109)
- Purchases and services -€14,526
no longer reported in 2025 (was €14,526)
- Financial charges -€5,215
down €5,215 (-50.4%), from €10,352 to €5,137
- Gross operating margin -€4,489
down €4,489 (-5.0%), from €89,013 to €84,524
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,315,039 | €1,270,751 | -€44,288 | -3.4% |
| Fixed assets | 21/28 | €1,295,351 | €1,257,554 | -€37,797 | -2.9% |
| Tangible fixed assets | 22/27 | €1,295,351 | €1,257,554 | -€37,797 | -2.9% |
| Land and buildings | 22 | €1,295,351 | €1,257,554 | -€37,797 | -2.9% |
| Current assets | 29/58 | €19,688 | €13,196 | -€6,492 | -33.0% |
| Cash at bank and in hand | 54/58 | €19,277 | €12,010 | -€7,267 | -37.7% |
| Deferred charges and accrued income | 490/1 | €411 | €1,186 | +€775 | +188.6% |
| Total equity and liabilities | 10/49 | €1,315,039 | €1,270,751 | -€44,288 | -3.4% |
| Equity | 10/15 | -€128,446 | -€101,416 | +€27,030 | +21.0% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€131,446 | -€104,416 | +€27,030 | +20.6% |
| Amounts payable | 17/49 | €1,443,485 | €1,372,167 | -€71,318 | -4.9% |
| Amounts payable after more than one year | 17 | €789,721 | €730,941 | -€58,780 | -7.4% |
| Financial debts | 170/4 | €789,721 | €730,941 | -€58,780 | -7.4% |
| Amounts payable within one year | 42/48 | €653,764 | €635,534 | -€18,230 | -2.8% |
| Current portion of amounts payable after more than one year | 42 | €57,306 | €50,155 | -€7,151 | -12.5% |
| Financial debts | 43 | €15,650 | €10,450 | -€5,200 | -33.2% |
| Credit institutions | 430/8 | €15,650 | €10,450 | -€5,200 | -33.2% |
| Trade debts | 44 | €5,158 | €3,091 | -€2,067 | -40.1% |
| Suppliers | 440/4 | €5,158 | €3,091 | -€2,067 | -40.1% |
| Other amounts payable | 47/48 | €575,650 | €571,838 | -€3,812 | -0.7% |
| Accrued charges and deferred income | 492/3 | - | €5,691 | +€5,691 | |
| Turnover | 70 | €94,109 | - | -€94,109 | |
| Goods, raw materials, services and sundry goods | 60/61 | €14,526 | - | -€14,526 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €47,547 | €48,267 | +€720 | +1.5% |
| Other operating charges | 640/8 | €4,865 | €4,090 | -€775 | -15.9% |
| Gross operating margin | 9900 | €89,013 | €84,524 | -€4,489 | -5.0% |
| Operating profit (loss) | 9901 | €36,601 | €32,167 | -€4,434 | -12.1% |
| Financial charges | 65/66B | €10,352 | €5,137 | -€5,215 | -50.4% |
| Recurring financial charges | 65 | €10,352 | €5,137 | -€5,215 | -50.4% |
| Profit (loss) for the period before taxes | 9903 | €26,249 | €27,030 | +€781 | +3.0% |
| Profit (loss) for the period | 9904 | €26,249 | €27,030 | +€781 | +3.0% |
| Profit (loss) for the period to be appropriated | 9905 | €26,249 | €27,030 | +€781 | +3.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.