CLOZIN IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CLOZIN IMMO
Largest movements
- Financial fixed assets +€1.8m
new in 2025: €1.8m
- Tangible fixed assets -€145,196
down €145,196 (-5.5%), from €2.6m to €2.5m
of which Land and buildings: -€150,693
- Receivables within one year -€59,575
down €59,575 (-82.7%), from €72,037 to €12,462
- Other debts +€1.7m
up €1.7m (+265%), from €636,631 to €2.3m
- Debts after one year -€117,840
down €117,840 (-5.4%), from €2.2m to €2.1m
- Gross operating margin -€3,094
down €3,094 (-1.6%), from €199,381 to €196,286
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,743,094 | €4,302,746 | +€1.6m | +56.9% |
| Fixed assets | 21/28 | €2,641,948 | €4,280,272 | +€1.6m | +62.0% |
| Tangible fixed assets | 22/27 | €2,641,948 | €2,496,753 | -€145,196 | -5.5% |
| Land and buildings | 22 | €2,641,948 | €2,491,256 | -€150,693 | -5.7% |
| Furniture and vehicles | 24 | - | €5,497 | +€5,497 | |
| Financial fixed assets | 28 | - | €1,783,519 | +€1.8m | |
| Current assets | 29/58 | €101,146 | €22,474 | -€78,672 | -77.8% |
| Amounts receivable within one year | 40/41 | €72,037 | €12,462 | -€59,575 | -82.7% |
| Trade receivables | 40 | €72,037 | €12,462 | -€59,575 | -82.7% |
| Cash at bank and in hand | 54/58 | €29,109 | €10,012 | -€19,097 | -65.6% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €2,743,094 | €4,302,746 | +€1.6m | +56.9% |
| Equity | 10/15 | -€215,896 | -€208,370 | +€7,526 | +3.5% |
| Contributions | 10/11 | €60,000 | €60,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€275,896 | -€268,370 | +€7,526 | +2.7% |
| Amounts payable | 17/49 | €2,958,990 | €4,511,115 | +€1.6m | +52.5% |
| Amounts payable after more than one year | 17 | €2,172,833 | €2,054,993 | -€117,840 | -5.4% |
| Financial debts | 170/4 | €2,172,833 | €2,054,993 | -€117,840 | -5.4% |
| Amounts payable within one year | 42/48 | €786,157 | €2,456,122 | +€1.7m | +212% |
| Current portion of amounts payable after more than one year | 42 | €115,680 | €117,840 | +€2,160 | +1.9% |
| Trade debts | 44 | €16,072 | €3,188 | -€12,883 | -80.2% |
| Suppliers | 440/4 | €16,072 | €3,188 | -€12,883 | -80.2% |
| Taxes, remuneration and social security | 45 | €17,775 | €10,944 | -€6,831 | -38.4% |
| Taxes | 450/3 | €17,775 | €10,944 | -€6,831 | -38.4% |
| Other amounts payable | 47/48 | €636,631 | €2,324,149 | +€1.7m | +265% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €166,846 | €168,275 | +€1,430 | +0.9% |
| Other operating charges | 640/8 | €60 | €150 | +€90 | +150% |
| Gross operating margin | 9900 | €199,381 | €196,286 | -€3,094 | -1.6% |
| Operating profit (loss) | 9901 | €32,475 | €27,861 | -€4,614 | -14.2% |
| Financial charges | 65/66B | €22,269 | €20,335 | -€1,934 | -8.7% |
| Recurring financial charges | 65 | €22,269 | €20,335 | -€1,934 | -8.7% |
| Profit (loss) for the period before taxes | 9903 | €10,206 | €7,526 | -€2,680 | -26.3% |
| Profit (loss) for the period | 9904 | €10,206 | €7,526 | -€2,680 | -26.3% |
| Profit (loss) for the period to be appropriated | 9905 | €10,206 | €7,526 | -€2,680 | -26.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.